Sellers

Home Sale Calculator

Estimate how much you'll walk away with after commission, closing costs, mortgage payoff, and repairs. No fluff — just the real number.

Your Sale Details

Home Sale Price

Mortgage Payoff Amount

The amount remaining on your mortgage that will be paid off at closing. Enter 0 if you own free and clear.

Repairs / Improvements / Staging

Pre-sale repairs, cosmetic updates, landscaping, or staging costs. Enter a percentage of sale price or a flat dollar amount.

Agent Commission

Total commission paid to both buyer's and seller's agents. Typically 5–6% in South Florida, though this is negotiable.

FL Documentary Stamp Tax

Florida charges $0.70 per $100 of the sale price (0.7%) as a documentary stamp tax on the deed. Miami-Dade County charges $0.60/$100 + surtax.

Title & Closing Costs

Title insurance, settlement fees, recording fees, and attorney costs. Typically 0.4–0.6% of sale price for the seller's portion in Florida.

HOA Balance / Prorations

Any unpaid HOA dues, special assessments, or prorated amounts owed at closing. Enter 0 if not applicable.

Other Costs (Moving, Misc.)

All calculations are estimates for informational purposes only. Actual amounts may vary. Consult with a licensed real estate agent and title company for precise figures.

Estimated net when selling your home

$466,000

93.2% of sale price

Home Sale Price$500,000

Agent Commission− $27,500

Doc Stamp Tax− $3,500

Title & Closing− $2,500

Other Costs− $500

Total Costs to Sell$34,000

Net Proceeds$466,000

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This calculator is for educational purposes only. Results are not a guarantee of actual proceeds. Florida closing costs, taxes, and fees vary by county and transaction.

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How the home sale calculator works

This tool estimates your net proceeds: sale price minus the agent commission, your remaining mortgage payoff, and seller closing costs. It uses net = sale price - commission - loan payoff - closing costs. Closing costs include the Florida deed doc stamp tax, title charges, and prorated property taxes owed through the closing date.

Say you sell a Palm Beach County home for $550,000 with a 5.5% commission ($30,250) and a $310,000 loan payoff. Add roughly $3,850 in doc stamps plus about $6,000 in title and prorated items. Net proceeds come to about $199,900 before any repair credits you negotiate.

Guessing your walk-away number can derail a sale. South Florida sellers who carry a mortgage, HOA dues, and higher taxes need a real figure before pricing, accepting an offer, or planning the next purchase. A clear estimate up front keeps expectations grounded and prevents surprises at the closing table.

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How the home sale calculator works