Loading…
Loading…
Tools
Free, professional-grade calculators built for South Florida buyers, sellers, and investors. From mortgage payments to DSCR ratios — crunch every number before you close.
Buying a Home
Estimate your monthly P&I payment with full amortization breakdown.
Open Calculator →📋Estimate total cash to close including doc stamps, title, and prepaids.
Open Calculator →✅How much home can you afford based on income, debts, and down payment?
Open Calculator →📊Full monthly payment including principal, interest, taxes, insurance, and HOA.
Open Calculator →⚖️Compare the 5, 10, and 20-year total cost of renting vs. owning.
Open Calculator →Compare Options
Payoff & Refinance
Calculate new payment, monthly savings, and break-even timeline.
Open Calculator →🎯See how extra payments shorten your loan and reduce total interest.
Open Calculator →💡Simple yes/no recommendation based on savings vs. closing costs.
Open Calculator →📆Pay biweekly and shave years off your mortgage — see exactly how much.
Open Calculator →💳Roll high-interest debts into your mortgage and see the savings.
Open Calculator →Loan Types
FHA payment with upfront MIP, monthly MIP, and removal timeline.
Open Calculator →🏢Investor loan — check if your rental income covers the debt service.
Open Calculator →💰Compare IO payments vs. fully amortizing and see total interest impact.
Open Calculator →🔑Estimate principal limit, net proceeds, and payment options for seniors.
Open Calculator →Florida Specific
Doc stamps, intangible tax, title insurance, and recording fees by county.
Open Calculator →📑Calculate seller's and buyer's prorated tax credit at closing.
Open Calculator →🗺️Full cash-to-close estimate tailored to Florida's 6-county market.
Open Calculator →Home Equity
Selling
Investing
Cap rate, cash-on-cash return, monthly cash flow, and the 1% rule.
Open Calculator →🔑Rent out rooms or units to slash your housing cost — see your effective payment.
Open Calculator →🔨Flip profit, ROI, the 70% rule, refinance cash-out, and post-refi cash flow.
Open Calculator →📈See how investments grow with contributions, rate, and compounding over time.
Open Calculator →Have Questions?
Numbers are just the start. Our agents know the South Florida market inside and out — get personalized guidance for your situation.
Contact an Agent