Tools
Real Estate Calculators
Free, professional-grade calculators built for South Florida buyers, sellers, and investors. From mortgage payments to DSCR ratios, crunch every number before you close.
Buying a Home
Mortgage Calculator
Estimate your monthly P&I payment with full amortization breakdown.
Open Calculator →📋Closing Costs Calculator
Estimate total cash to close including doc stamps, title, and prepaids.
Open Calculator →✅Mortgage Qualifier
How much home can you afford based on income, debts, and down payment?
Open Calculator →📊PITI Calculator
Full monthly payment including principal, interest, taxes, insurance, and HOA.
Open Calculator →⚖️Rent vs. Buy Calculator
Compare the 5, 10, and 20-year total cost of renting vs. owning.
Open Calculator →Compare Options
Payoff & Refinance
Refinance Calculator
Calculate new payment, monthly savings, and break-even timeline.
Open Calculator →🎯Mortgage Payoff Calculator
See how extra payments shorten your loan and reduce total interest.
Open Calculator →💡Should I Refinance?
Simple yes/no recommendation based on savings vs. closing costs.
Open Calculator →📆Biweekly Mortgage Calculator
Pay biweekly and shave years off your mortgage. See exactly how much.
Open Calculator →💳Debt Consolidation Calculator
Roll high-interest debts into your mortgage and see the savings.
Open Calculator →Loan Types
FHA Loan Calculator
FHA payment with upfront MIP, monthly MIP, and removal timeline.
Open Calculator →🎖️VA Loan Calculator
Zero-down VA payment with no PMI and the funding fee (disability exemption).
Open Calculator →🏢DSCR Loan Calculator
Investor loan: check if your rental income covers the debt service.
Open Calculator →💰Interest-Only Calculator
Compare IO payments vs. fully amortizing and see total interest impact.
Open Calculator →🔑Reverse Mortgage Calculator
Estimate principal limit, net proceeds, and payment options for seniors.
Open Calculator →Florida Specific
Florida Title Fees Calculator
Doc stamps, intangible tax, title insurance, and recording fees by county.
Open Calculator →📑Florida Tax Prorations Calculator
Calculate seller's and buyer's prorated tax credit at closing.
Open Calculator →🗺️Buyer Closing Costs
Full cash-to-close estimate tailored to Florida's 6-county market.
Open Calculator →Home Equity
Selling
Investing
Rental Property ROI Calculator
Cap rate, cash-on-cash return, monthly cash flow, and the 1% rule.
Open Calculator →🔑House Hacking Calculator
Rent out rooms or units to slash your housing cost. See your effective payment.
Open Calculator →🔨Fix & Flip / BRRRR Calculator
Flip profit, ROI, the 70% rule, refinance cash-out, and post-refi cash flow.
Open Calculator →📈Compound Interest Calculator
See how investments grow with contributions, rate, and compounding over time.
Open Calculator →Have Questions?
Talk to a South Florida Expert
Numbers are just the start. Our agents know the South Florida market inside and out, get personalized guidance for your situation.
Contact an Agent