Tools
Real Estate Calculators
Free, professional-grade calculators built for South Florida buyers, sellers, and investors. From mortgage payments to DSCR ratios β crunch every number before you close.
Buying a Home
Mortgage Calculator
Estimate your monthly P&I payment with full amortization breakdown.
Open Calculator βπClosing Costs Calculator
Estimate total cash to close including doc stamps, title, and prepaids.
Open Calculator ββMortgage Qualifier
How much home can you afford based on income, debts, and down payment?
Open Calculator βπPITI Calculator
Full monthly payment including principal, interest, taxes, insurance, and HOA.
Open Calculator ββοΈRent vs. Buy Calculator
Compare the 5, 10, and 20-year total cost of renting vs. owning.
Open Calculator βCompare Options
Payoff & Refinance
Refinance Calculator
Calculate new payment, monthly savings, and break-even timeline.
Open Calculator βπ―Mortgage Payoff Calculator
See how extra payments shorten your loan and reduce total interest.
Open Calculator βπ‘Should I Refinance?
Simple yes/no recommendation based on savings vs. closing costs.
Open Calculator βπBiweekly Mortgage Calculator
Pay biweekly and shave years off your mortgage β see exactly how much.
Open Calculator βπ³Debt Consolidation Calculator
Roll high-interest debts into your mortgage and see the savings.
Open Calculator βLoan Types
FHA Loan Calculator
FHA payment with upfront MIP, monthly MIP, and removal timeline.
Open Calculator βπ’DSCR Loan Calculator
Investor loan β check if your rental income covers the debt service.
Open Calculator βπ°Interest-Only Calculator
Compare IO payments vs. fully amortizing and see total interest impact.
Open Calculator βπReverse Mortgage Calculator
Estimate principal limit, net proceeds, and payment options for seniors.
Open Calculator βFlorida Specific
Florida Title Fees Calculator
Doc stamps, intangible tax, title insurance, and recording fees by county.
Open Calculator βπFlorida Tax Prorations Calculator
Calculate seller's and buyer's prorated tax credit at closing.
Open Calculator βπΊοΈBuyer Closing Costs
Full cash-to-close estimate tailored to Florida's 6-county market.
Open Calculator βHome Equity
Selling
Have Questions?
Talk to a South Florida Expert
Numbers are just the start. Our agents know the South Florida market inside and out β get personalized guidance for your situation.
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