Waterfront Community · West Palm Beach, FL
Saratoga Bay West Palm Beach, FL Homes For Sale & Real Estate
Saratoga Bay, West Palm Beach, FL, is a waterfront community in Palm Beach County with 3 homes for sale right now. Saratoga Bay is a gated, waterfront community in West Palm Beach, Palm Beach County, Florida.
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Saratoga Bay Market at a Glance
Live MLS · Updated Oct 14, 2026
- Active Inventory
- 3
- New Listings (30d)
- 1
- Pending Sales
- 1
- Median List Price
- $759,000
- Avg Days on Market
- 140
Residential MLS data for Saratoga Bay, updated nightly. View full market reports →
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Market Overview
Saratoga Bay real estate market
There are 3 active listings for sale in Saratoga Bay right now. The median list price is $759,000, or about $334 per square foot. Listings span $690,000 to $829,500, so there is inventory across most budgets. Homes are averaging 140 days on market. These figures update from the MLS as the market moves.
Saratoga Bay Market Stats
MLS data updated October 12, 2026- Active Listings
- 3
- Median List Price
- $759,000
- Median $/Sq Ft
- $334
- Avg Days on Market
- 140
- Price Range
- $690,000 to $829,500
Frequently Asked Questions
- How many homes are for sale in Saratoga Bay?
- There are 3 active listings for sale in Saratoga Bay right now, and these counts update from the MLS as homes come on the market and go under contract. Prices sit in a narrow band here, so homes in Saratoga Bay tend to compete directly with each other. Ask us to set up a search alert and you will see new Saratoga Bay listings the day they reach the market.
- What is the median home price in Saratoga Bay?
- The median list price in Saratoga Bay is $759,000, or roughly $334 per square foot. The median is the midpoint of what is currently listed, so about half of Saratoga Bay homes ask more and half ask less, within a broader range of $690,000 to $829,500. The median sits near the middle of that range, so Saratoga Bay inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Saratoga Bay cover?
- Homes for sale in Saratoga Bay currently range from about $690,000 at the entry level to $829,500 at the top of the market. That spread reflects lot size, square footage, and finish level across the single-family homes here, with the median list price around $759,000. The spread is tight, which usually points to a consistent housing stock rather than a mix of sizes and eras. Tell us your budget and must-haves and we will send the Saratoga Bay listings that actually fit.
- How long do homes take to sell in Saratoga Bay?
- Homes in Saratoga Bay are averaging 140 days on market, measured from the day a listing goes live to the day it goes under contract. That is a slow pace, so sellers here should expect to price carefully and buyers often have time to compare before committing. Days on market in Saratoga Bay also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
- Is Saratoga Bay a gated community?
- Yes. Saratoga Bay is a gated community with controlled access at the entrance.
- Are there lakefront homes in Saratoga Bay?
- Yes. Many Saratoga Bay homes back onto community lakes, and lake-view lots are common in current listings. The water here is inland lake frontage rather than Intracoastal or ocean access, so do not expect navigable water or boat dockage.
About Saratoga Bay
Saratoga Bay, West Palm Beach, FL, is a waterfront community in Palm Beach County with 3 homes for sale right now. Saratoga Bay is a gated, waterfront community in West Palm Beach, Palm Beach County, Florida. Active listings are priced from $718,000 to $839,500. Homes were built starting 1987. Pure Equity lists homes in Saratoga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
Homes & Architecture
Homes for sale in Saratoga Bay
Homes for sale in Saratoga Bay offer 3 bedrooms and 2 baths. Living areas are around 2,271 square feet. The mix here includes single family homes. Current prices run from $690,000 to $829,500.
Schools
Schools near Saratoga Bay
Homes for sale in Saratoga Bay are typically zoned for the West Palm Beach public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the Palm Beach County school district before you buy.
- Elementary School
- Seminole Trails
- Middle School
- Bear Lakes
- High School
- Palm Beach Lakes
Map
Where Saratoga Bay is in West Palm Beach
Centred on the homes listed and recently sold in Saratoga Bay.
HOA
Saratoga Bay HOA fees
- Median HOA fee
- $517/mo
- Typical range
- N/A
- Lowest to highest
- $517 to $517
- Listings with a fee
- 3 of 3
Across the 3 homes for sale in Saratoga Bay that list an HOA fee, the median is $517 a month. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.
The fee most often covers cable TV, common areas, grounds maintenance, water, security and sewer. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.
Listings here most often mention pool, sidewalks, tennis courts, park, picnic area and security.
All 3 listings that state a pet policy allow pets, some with size or number limits.
From current MLS listings in Saratoga Bay; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.
Recent Sales
Recently sold homes in Saratoga Bay
These are the last 7 recorded closings in Saratoga Bay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $299 per square foot. The most recent closed on July 31, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$500,000
Sold · July 31, 2026
2347 Saratoga Bay Drive
3 bed · 2 bath · 2,271 sqft · $220/sqft
$71,000 under the asking price
Sold$817,500
Sold · June 1, 2026
2294 Saratoga Bay Drive
3 bed · 2 bath · 1,974 sqft · $414/sqft
$51,500 under the asking price
Sold$305,000
Sold · May 15, 2026
2398 Saratoga Bay Drive
3 bed · 2 bath · 2,271 sqft · $134/sqft
$95,000 under the asking price
Sold$680,000
Sold · April 30, 2026
2386 Saratoga Bay Drive
3 bed · 2 bath · 2,271 sqft · $299/sqft
$59,000 under the asking price
Sold$644,000
Sold · April 1, 2026
2285 Saratoga Lane
4 bed · 2 bath · 2,271 sqft · $284/sqft
$15,000 under the asking price
Sold$685,000
Sold · February 5, 2026
2368 Saratoga Bay Drive
3 bed · 2 bath · 2,271 sqft · $302/sqft
$64,000 under the asking price
| Address | Closed | Sold for | Beds / baths | Sq ft | $/sq ft |
|---|---|---|---|---|---|
| 2306 Bear Pt. | December 31, 2025 | $685,000 | 3 / 2 | 2,200 | $311 |
See every recorded sale in Saratoga Bay or find out what your Saratoga Bay home is worth.
Market & Value
Saratoga Bay market and home values
Values in Saratoga Bay track the community's own sales more closely than any broad regional number. The median list price in Saratoga Bay is around $759,000, or roughly $334 per square foot. That sits about 58% above the Palm Beach County median, which shows where Saratoga Bay lands in the local market. Recent asking prices have run from $690,000 to $829,500, so the home you choose within Saratoga Bay matters as much as the community average. Homes here have recently taken about 140 days to go under contract, a useful gauge of how quickly the Saratoga Bay market is moving. For pricing an offer or a listing, comparable sales within Saratoga Bay carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Saratoga Bay so you work from real numbers, not an estimate.
How It Compares
Saratoga Bay compared to nearby West Palm Beach communities
Saratoga Bay sits 3 of 7 on median price among these West Palm Beach communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.
| Community | Homes | Median | $/Sq Ft | Days |
|---|---|---|---|---|
| Northwood | 34 | $875,000 | $510 | 142 |
| Ibis Golf And Country Club | 37 | $790,000 | $295 | 201 |
| Saratoga Bay this page | 3 | $759,000 | $334 | 140 |
| Lands Of The President | 28 | $247,500 | $217 | 85 |
| Golden Lakes | 27 | $135,000 | $169 | 80 |
| Cresthaven Villas | 60 | $125,250 | $168 | 104 |
| Century Village | 140 | $108,000 | $145 | 118 |
Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.
Who It Suits
Is Saratoga Bay right for you?
A quick read on who fits Saratoga Bay saves time before you visit. Saratoga Bay works well for families and professionals who want the security and quieter streets of a gated community, often near the schools, shopping, and commuting routes of West Palm Beach. A lake view is a common ask here, since many Saratoga Bay lots back onto water without the flood exposure of a coastal address. On price, Saratoga Bay sits in the upper tier, drawing buyers who want more space, newer construction, or a stronger location. Whether Saratoga Bay is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Saratoga Bay
The community is gated, with controlled access at the entrance. Many homesites in Saratoga Bay back onto community lakes, so lake views and water frontage are common here even though the community sits inland.
Location
Saratoga Bay location
Saratoga Bay is located in West Palm Beach, part of Palm Beach County, Florida. Residents are close to the shopping, dining, schools, and parks of the West Palm Beach area, with the wider job centers, beaches, and airports of the region within driving distance.
Buying in Saratoga Bay
Buying a home in Saratoga Bay
Buying in Saratoga Bay follows the same path as the rest of Palm Beach County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Palm Beach County is about $3,600. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows West Palm Beach means you see new listings in Saratoga Bay the day they reach the market.
Selling in Saratoga Bay
Selling a home in Saratoga Bay
A successful sale in Saratoga Bay comes down to pricing, presentation, and marketing. List prices in Saratoga Bay currently center around $759,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Saratoga Bay owners in West Palm Beach, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Saratoga Bay home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Saratoga Bay.
Listing agents and seller representation in Saratoga Bay
Thinking about selling in Saratoga Bay? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Saratoga Bay sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 140 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Saratoga Bay. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in West Palm Beach · what a listing marketing plan should include · selling when you owe more than the house is worth
Realtors and real estate agents serving Saratoga Bay
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Saratoga Bay is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: selling a home in West Palm Beach · how a flood zone affects your home value · does a busy street lower your home value? · selling in a difficult situation
Buyer's agents in Saratoga Bay
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Saratoga Bay, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Palm Beach County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · tax on the sale, and who actually answers it · timing a listing in the Florida market
Buying Instead?
Search Saratoga Bay with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Saratoga Bay?
Ask any listing agent you interview two questions. Which homes have they closed near Saratoga Bay, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $759,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Palm Beach County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Saratoga Bay?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Saratoga Bay, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Saratoga Bay?
You are not legally required to use one, but most buyers in Saratoga Bay do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Palm Beach County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Saratoga Bay property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Palm Beach County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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