Miami-Dade County · Florida
Cutler Bay Homes for Sale & Real Estate Listings
Cutler Bay is a planned town in southern Miami-Dade offering modern master-planned neighborhoods, strong schools, and family-friendly amenities at accessible price points.
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Cutler Bay Market at a Glance
Live MLS · Updated Oct 14, 2026
- Active Inventory
- 277
- New Listings (30d)
- 88
- Pending Sales
- 73
- Median List Price
- $599,000
- Closed Sales (September)
- 39+11.4% YoY
- Median Sale Price (September)
- $555,000-5.9% YoY
- Months of Inventory
- 6.5
- Avg Days on Market
- 90
Residential MLS data for Cutler Bay, updated nightly. View full market reports →
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New Construction
New construction in Cutler Bay
Recently built communities and newer developments in Cutler Bay, with modern floor plans, current wind-code construction, and builder warranties. Browse the newest buildings below, or see every new-construction community across South Florida.
Condos & Multi-Family
Condos, apartments & multi-family in Cutler Bay
Condominium and apartment-style residences in Cutler Bay, from lock-and-leave units to full-service buildings, plus multi-family and income properties for investors. Explore individual buildings below, or browse by type.
Luxury
Luxury communities in Cutler Bay
Guard-gated estates, waterfront enclaves, and premier condominium residences in Cutler Bay. Explore the luxury communities below, or browse luxury homes for sale across South Florida.
Communities & Buildings in Cutler Bay
The Courts At Bayshore
Condominium
Cutler Cay
Community
Lakes By The Bay
55+ Community
Bel Aire
Community
Le Club At Old Cutler Con
Condominium
Saga Bay
55+ Community
Cutler Ridge
Community
Whispering Pines Estates
55+ Community
Paradise Pointe
Condominium
Saga Bay Gardens
Condominium
Enclave South
Community
Saga Bay Townhomes
Community
Whispering Pines Est Sec
Community
Lakes By The Bay Eve
Waterfront Community
Lakes By The Bay Gee
55+ Community
Santa Barbara
Community
The Shores Condo No
Waterfront Community
Benson Manor
Community
Capistrano
New Construction
Cutler Creek Club Sec 2 A
Community
Lakes By The Bay Cee
55+ Community
Lakes by the Bay Day
Community
Old Cutler Cove
Community
Omni Estates 2nd
55+ Community
Precious Homes At Lakes B
Community
Saga Bay Sec 1 Pt
Community
Saga Bay Sec One Part Two
Community
Sea Grape Town Homes
Community
South Coral Homes
Community
Black Creek Villas
Gated Community
Cantamar
Waterfront Community
Century At Cutler Bay
55+ Community
Century Star Sub
Community
Cutler Creek West
Community
Herfa Sub
Community
Lakes by the Bay Amber
Community
Lakes By The Bay Jay
55+ Community
Midway
Community
Perrine Grant Sub
55+ Community
Saga Bay Sec One Part One
Community
Trellis At Bayshore
Community
Beautiful Pines
Community
Breeze Of Galloway Condo
Community
C B Palms
Community
Cove
Condominium
Cutler Country Groves
Community
Cutler Creek Club
Community
Cutler Creek Village Cond
Condominium
Cutler Lakes
Community
Cutler Ridge Pines
Community
Enclave At Black Point Ma
55+ Community
Eureka Drive Estates
Community
Lakes By The Bay Faye
Community
Lakes By The Bay Kaye
Community
Pelican Bay At Old Cutler
Community
Pelican Bay at Old Cutler Lakes
Community
Rosewood Homes
Community
S Coral Homes
55+ Community
Saga View
Community
Villas At Cutler Bay Cond
Condominium
Browse by Zip Code in Cutler Bay
About Cutler Bay Real Estate
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
Cutler Bay offers a range of housing options across Miami-Dade County. Pure Equity lists homes in Cutler Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
There are 275 active listings for sale in Cutler Bay right now. The median list price is $599,000, or about $323 per square foot. Listings span $165,000 to $3,299,000, so there is inventory across most budgets. Homes are averaging 90 days on market. These figures update from the MLS as the market moves.
Cutler Bay is one of Miami-Dade County's youngest municipalities, incorporated in 2005 from the Cutler Ridge area of south Dade, and it has grown into one of the county's most practical value plays for families. The town sits between US 1 and Biscayne Bay, south of Palmetto Bay and north of Homestead, with Florida's Turnpike running along its western edge for the commute north. Roughly half the active market is single-family homes, most of them concrete-block houses from the 1950s through the 1980s plus newer gated construction, and the balance is townhomes and condos that give first-time buyers a realistic entry point into coastal south Dade. Median list prices in the high five hundreds put Cutler Bay well below Palmetto Bay and Pinecrest to the north, which is the core of its appeal: the same corridor, the same bay access, at a materially lower cost per square foot.
The residential map divides into a few clear zones. Lakes by the Bay and Cutler Cay anchor the east side toward the bay, with lake-view lots, gated sections, and most of the town's newer and larger homes; Cutler Cay in particular runs to the top of the local market. Saga Bay and the older Cutler Ridge neighborhoods west of Old Cutler Road carry the classic one-story block houses on quarter-acre lots that make up the affordable single-family core. Townhome and condo demand concentrates in communities like The Courts at Bayshore, Le Club at Old Cutler, and Paradise Pointe, where HOA-maintained living keeps monthly carrying costs predictable. The Southland Mall property near US 1 is in the middle of a long-run redevelopment push, and the surrounding commercial corridor is where most of the town's shopping and dining sits today.
Buyers pick Cutler Bay for value, elbow room, and a genuine suburban pace inside commuting range of downtown Miami, Coral Gables, and the hospital and university employers along the US 1 corridor. Due diligence here has a specific shape. Much of the town rebuilt after Hurricane Andrew came ashore over this part of south Dade in 1992, so roof age, permit history, and any unpermitted additions deserve a close read on older houses. Proximity to the bay means flood-zone designation and insurance quotes should be priced before an offer, not after, especially east of Old Cutler Road. HOA documents matter in the gated and townhome communities, where assessments and reserve health vary widely. Get those three checks right and Cutler Bay is one of the few places left in coastal Miami-Dade where a family can buy a solid single-family home without a seven-figure budget.
Cutler Bay Market Stats
MLS data updated October 16, 2026- Active Listings
- 275
- Median List Price
- $599,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 90
- Price Range
- $165,000 to $3,299,000
Cutler Bay at a Glance
- Population
- 46,140
- Growth Since 2020
- 0.3%
- Density
- 4,667/sq mi
- Land Area
- 9.89 sq mi
Frequently Asked Questions
- How many homes are for sale in Cutler Bay?
- There are 275 active listings for sale in Cutler Bay right now, and these counts update from the MLS as homes come on the market and go under contract. The top of the market here asks many times the entry level, so Cutler Bay covers very different kinds of buyer under one name. Ask us to set up a search alert and you will see new Cutler Bay listings the day they reach the market.
- What is the median home price in Cutler Bay?
- The median list price in Cutler Bay is $599,000, or roughly $323 per square foot. The median is the midpoint of what is currently listed, so about half of Cutler Bay homes ask more and half ask less, within a broader range of $165,000 to $3,299,000. The median sits in the lower part of that range, so most Cutler Bay homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Cutler Bay cover?
- Homes for sale in Cutler Bay currently range from about $165,000 at the entry level to $3,299,000 at the top of the market. That spread reflects the local mix, from smaller condos and townhomes up to larger single-family and luxury homes, with the median list price around $599,000. That is a wide spread, so Cutler Bay genuinely holds homes at very different budgets rather than one price point. Tell us your budget and must-haves and we will send the Cutler Bay listings that actually fit.
- How long do homes take to sell in Cutler Bay?
- Homes in Cutler Bay are averaging 90 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Cutler Bay also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
By Price
Cutler Bay homes by price
Rentals
Find rental properties in Cutler Bay
Public Records
Look up Cutler Bay property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Miami-Dade County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
Recent Sales
Recently sold homes in Cutler Bay
These are the last 24 recorded closings in Cutler Bay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $334 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$519,000
Sold · October 14, 2026
9770 SW 210th Street
3 bed · 2 bath · 1,518 sqft · $342/sqft
$1,000 under the asking price
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$875,000
Sold · October 13, 2026
18451 SW 90th Avenue
4 bed · 2 bath · 1,656 sqft · $528/sqft
$4,000 under the asking price
Sold$665,000
Sold · October 13, 2026
9921 SW 195th Street
2 bed · 2 bath
Sold$485,000
Sold · October 13, 2026
19731 Gulfstream Road
3 bed · 2 bath · 1,311 sqft · $370/sqft
$35,000 under the asking price
Sold$335,000
Sold · October 13, 2026
22101 SW 100th Place
2 bed · 2 bath · 1,136 sqft · $295/sqft
$15,000 under the asking price
| Address | Closed | Sold for | Beds / baths | Sq ft | $/sq ft |
|---|---|---|---|---|---|
| 18677 SW 103rd Court | October 9, 2026 | $50,000 | 0 / 0 | - | - |
| 19930 Christmas Road | October 9, 2026 | $585,000 | 4 / 2 | 1,147 | $510 |
| 7823 SW 195th Terrace | October 8, 2026 | $1,060,000 | 5 / 4 | 4,717 | $225 |
| 8740 SW 191st Street | October 7, 2026 | $630,000 | 3 / 2 | 1,580 | $399 |
| 10231 SW 227th Lane | October 5, 2026 | $710,000 | 4 / 3 | 2,581 | $275 |
| 11040 SW 196th Street 203 | October 2, 2026 | $195,000 | 2 / 2 | 809 | $241 |
| 10015 SW 213th Terrace | October 2, 2026 | $600,000 | 3 / 2 | 1,458 | $412 |
| 8961 SW 215th Terrace | October 1, 2026 | $649,990 | 4 / 3 | 2,061 | $315 |
| 7965 SW 195th Street | October 1, 2026 | $1,101,000 | 5 / 4 | 4,717 | $233 |
| 8979 SW 225th Street | September 30, 2026 | $430,000 | 4 / 3 | 1,712 | $251 |
| 20921 Coral Sea Road | September 30, 2026 | $550,000 | 3 / 2 | 1,364 | $403 |
| 8020 SW 198th Street | September 30, 2026 | $849,000 | 5 / 3 | 2,800 | $303 |
| 9395 Nassau Drive | September 30, 2026 | $600,000 | 3 / 2 | 1,799 | $334 |
| 21505 SW 89th Path | September 30, 2026 | $580,000 | 3 / 2 | 1,420 | $408 |
| 10455 SW 200th Street | September 29, 2026 | $625,000 | 3 / 2 | 1,666 | $375 |
| 10451 SW 201st Terrace | September 29, 2026 | $581,000 | 3 / 2 | 1,104 | $526 |
| 20200 SW 90th Ave Road | September 29, 2026 | $665,000 | 4 / 2 | 2,203 | $302 |
| 9500 Cutler Ridge Drive | September 29, 2026 | $560,000 | 3 / 2 | 1,944 | $288 |
See every recorded sale in Cutler Bay or find out what your Cutler Bay home is worth.
Selling in Cutler Bay
Selling a home in Cutler Bay
Selling a home in Cutler Bay starts with pricing it correctly for current conditions. List prices in Cutler Bay currently center around $599,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Cutler Bay owners, so you can see what your property could sell for before you commit to listing.
Buying in Cutler Bay
Buying a home in Cutler Bay
The buying process in Cutler Bay is the one used across Miami-Dade County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Miami-Dade County is about $3,516. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Cutler Bay means you see new listings here the day they reach the market.
Thinking of Selling?
What is your Cutler Bay home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Cutler Bay.
Listing agents and seller representation in Cutler Bay
Thinking about selling in Cutler Bay? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Buyers currently hold leverage in Cutler Bay, so pricing and presentation carry more weight than they would in a hot market. Homes that are prepared properly and priced against real closed sales still sell; the ones testing an optimistic number are the ones that sit. Homes here are averaging about 90 days from listing to accepted offer, so build that into your moving timeline.
Local knowledge shows up in the details. Which streets hold value, how the association or flood zone affects a given address, and which recent sales genuinely compare to yours.
Pure Equity is a licensed Florida brokerage serving Cutler Bay. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: how to cancel a listing agreement · selling a house with a reverse mortgage
Realtors and real estate agents serving Cutler Bay
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Cutler Bay is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how an HOA affects your home value · how a special assessment affects your sale · what it costs to sell a house here
Buyer's agents in Cutler Bay
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Cutler Bay, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Miami-Dade County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · timing a listing in the Florida market · buying and selling at the same time
Buying Instead?
Search Cutler Bay with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Cutler Bay?
Ask any listing agent you interview two questions. Which homes have they closed near Cutler Bay, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $599,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Miami-Dade County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Cutler Bay?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Cutler Bay, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Cutler Bay?
You are not legally required to use one, but most buyers in Cutler Bay do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Miami-Dade County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
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