$480,000
21705 SW 99th Avenue
Cutler Bay, FL 33190
LAKES BY THE BAY SEC 2
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- Asking price
- $480,000
- Price per sq ft
- $222
- Original price
- $550,000
- Days on market
- 95
This 4-bedroom single-family home in ZIP 33190 went under contract with an asking price of $480,000, or $222 per square foot. The asking price has come down 12.7% from its original $550,000. It spent 95 days on the market before going under contract.
Estimated monthly payment
$2,523 /mo
Principal and interest only, based on $96,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $398/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $480,000
- Days on Site
- 95 Days
- Bedrooms
- 4
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,165 sqft
- Total Sq Ft
- 2,765 sqft
- Lot Size
- 0.17 Acres
- Year Built
- 1985
- Property Type
- Single Family
- MLS #
- A12025553
- Property Tax
- $5,207 (2025)
- HOA Fees
- $398 / Monthly
- Subdivision
- LAKES BY THE BAY SEC 2
- County
- Miami Dade
- Status
- Under Contract
- Special Conditions
- Listed As Is
About This Property
Rare opportunity to own a home on a quiet cul-de-sac in Cutler Bay. A well-appointed home featuring 4 bedrooms and 2 full bathrooms. A spacious living room with a great-sized kitchen for cooking and a comfortable living room for memory-making. Think of this house as a blank canvas ready for your vision to come to life. The Community boasts tennis courts, a playground, and a community pool! HOA fees are split into two payments: a quarterly fee of $177 and a quarterly fee of $280. Property is pending foreclosure, so act fast! No sight-unseen offers will be accepted. Serious buyers only. No more than 5 calendar days' inspections will be considered. Property is owner-occupied; please do not disturb. 24- hour notification needed for viewings.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Under Contract
- Year Built
- 1985
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Parking
- Driveway
- Direction Faces
- West
- Lot Size (Acres)
- 0.17
- Living Sq Ft
- 2,165
- Total Sq Ft
- 2,765
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Tile
- Interior Features
- Bedroom On Main Level / Walk In Closets
Exterior Features
- Construction
- Block
- Roof
- Shingle
- Pool Features
- Association
Community & HOA
- HOA Fee
- $398 / Monthly
- Association Amenities
- Pool
- Community Features
- Home Owners Association
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- See Remarks
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 353
- Median List Price
- $600,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 99
Frequently Asked Questions
- How do I schedule a tour of 21705 SW 99th Avenue, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 21705 SW 99th Avenue, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 21705 SW 99th Avenue, Cutler Bay, FL 33190 still available?
- 21705 SW 99th Avenue, Cutler Bay, FL 33190 is currently listed as Under Contract, and has been on the market 95 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 21705 SW 99th Avenue, Cutler Bay, FL 33190?
- With 20% down ($96,000) on the $480,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21705 SW 99th Avenue, Cutler Bay, FL 33190 is about $2,523/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 21705 SW 99th Avenue, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21705 SW 99th Avenue, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 21705 SW 99th Avenue, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 21705 SW 99th Avenue, Cutler Bay, FL 33190 carries an HOA fee of about $398 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 21705 SW 99th Avenue, Cutler Bay, FL 33190?
- 21705 SW 99th Avenue, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 21705 SW 99th Avenue, Cutler Bay, FL 33190?
- Often, yes. The right offer on 21705 SW 99th Avenue, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Slesnick and Jochem
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 3, 2026.
$480,000
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Listed by Cecilia Dubon Slesnick, Slesnick and Jochem
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Recent Sales
Recently sold homes in ZIP 33190
These are the last 6 recorded closings in ZIP 33190, with the price each home actually sold for rather than what it was listed at. They closed at a median of $261 per square foot. The most recent closed on October 5, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$710,000
Sold · October 5, 2026
10231 SW 227th Lane
4 bed · 3 bath · 2,581 sqft · $275/sqft
$20,000 under the asking price
Sold$430,000
Sold · September 30, 2026
8979 SW 225th Street
4 bed · 3 bath · 1,712 sqft · $251/sqft
$9,000 under the asking price
Sold$330,000
Sold · September 23, 2026
22105 SW 103rd Court
3 bed · 2.5 bath · 1,518 sqft · $217/sqft
$9,000 under the asking price
Sold$415,000
Sold · September 23, 2026
10072 SW 231 St Lane
3 bed · 2.5 bath · 1,832 sqft · $227/sqft
$10,000 under the asking price
Sold$380,000
Sold · September 21, 2026
9133 SW 227th Street 8
2 bed · 2.5 bath · 1,458 sqft · $261/sqft
Sold$555,000
Sold · September 17, 2026
22470 SW 103rd Avenue
3 bed · 2 bath · 1,480 sqft · $375/sqft
$5,000 over the asking price
See every recorded sale in ZIP 33190 or find out what your ZIP 33190 home is worth.
