Free for Homeowners
What's your
home worth?
If you have been asking "what's my home worth," get the answer from our team instead of an algorithm. We prepare a complimentary Comparative Market Analysis that reviews your home's features, recent comparable sales, and current market conditions, then gives you an honest, accurate picture of value.
Step 1 of 1
Request your free CMA
Tell us about your property and we'll be in touch within one business day.
The Process
How we value your home
You request
Submit the form above with your address and contact info. No lengthy questionnaire.
We research
We pull recent closed sales within a mile, active competition, and off-market data, then factor in your home's specific attributes.
We analyze
Our agents apply local market knowledge to adjust for condition, location within the neighborhood, and current buyer demand.
You decide
We deliver your CMA with zero pressure. Whether you're selling tomorrow or in 3 years, the information is yours to keep.
Behind the Number
How a comparative market analysis works
A Comparative Market Analysis, or CMA, answers the "what's my home worth" question the same way an appraiser would: by studying what buyers actually paid for similar homes, then adjusting for the ways your home differs. It is not a formula run on tax records. It is a judgment call built on verified sales data, and the quality of that judgment is what separates a useful number from a guess.
The work starts with comp selection. We look for closed sales from the last three to six months, ideally within a mile of your home and inside the same community or school zone when possible. The comps should match your home's approximate size, age, bed and bath count, and construction type. In South Florida this step matters more than almost anywhere else, because two nearly identical houses can sell for very different prices when one sits on a canal, backs a golf course, or falls inside a gated community with a mandatory club membership.
Next come the adjustments. If a comp has a pool and your home does not, its sale price gets adjusted down before comparison. The same logic applies to garages, lot size, renovation level, roof age, and water or preserve views. We also weigh the current competition: the active listings a buyer would tour alongside yours, and the pending sales that show where the market is heading before they close. A home priced against six-month-old comps in a shifting market will miss, so recency gets weighted heavily.
The result is a value range rather than a single magic number, along with the reasoning behind it. Most homes have a realistic band of a few percent depending on condition, timing, and how the home shows. We give you the range, tell you where in it we would price and why, and flag anything, like a roof nearing the 15-year mark, that could move the outcome. That reasoning is the part no automated estimate can offer.
The Truth About Zestimates
Why algorithms get it wrong
Zillow, Redfin, and other automated valuation models rely on public records and tax data. They cannot see inside your home. They do not know about your $80,000 kitchen remodel, your impact windows, or the fact that your neighbor's house is in a flood zone and yours is not.
Zillow's own published accuracy data tells the story. For homes already listed for sale, the Zestimate's median error is around 2 percent, but that is largely because the algorithm anchors to the list price an agent already set. For off-market homes, the kind most owners are checking, the median error runs closer to 7 percent, and half of all off-market estimates miss by more than that. On a $600,000 home, a 7 to 10 percent miss is $42,000 to $60,000 in either direction. That is your equity riding on a model that has never seen your street.
South Florida makes the problem worse. Automated models struggle most where nearby homes vary widely, and our market is exactly that: a dry-lot house and a canal-front house can share a zip code, condo buildings a block apart carry wildly different assessment histories, and country club communities layer membership fees onto otherwise similar homes. The more your neighborhood varies, the less an algorithm can be trusted with your number.
We know what's selling
We track every closed sale and price reduction in real time, not 30-day delayed public records.
We know your neighborhood
One street can make a $200/sqft difference. Algorithms use zip codes. We use specific subdivision data.
We're accountable
Our reputation depends on accurate valuations. Zillow has no liability. We do.
Ready to Know?
Get your free CMA
No pressure, no listing pitch. Just an honest number backed by real data.
Seller Education
What drives home value in South Florida
Location and lot
Waterfront, golf course, cul-de-sac, or busy road. Location within a neighborhood matters enormously.
Flood zone
X vs AE flood zone can change insurance costs by $5,000 or more per year, and buyer demand with it.
Roof age
Florida buyers fixate on roofs. A new roof adds real value and expands your buyer pool.
Impact windows
Insurance savings plus peace of mind. Impact glass can add $15,000 to $40,000 in perceived value.
Kitchen and baths
Updated kitchens and bathrooms consistently return 50 to 80 percent of renovation cost at resale.
School district
A-rated schools increase demand and can support price premiums of 5 to 15 percent over comparable areas.
Insurance now sits near the top of that list, and it deserves its own explanation. Florida carriers price policies around roof age, wind mitigation features, and the results of a four-point inspection on older homes. Many insurers hesitate to write a new policy on a roof past 15 years, which quietly shrinks the pool of buyers who can close on such a home. That is why a $30,000 roof can be worth more than a $30,000 kitchen here: the kitchen makes buyers want the house, but the roof determines how many of them can insure it.
Condo values run on their own set of inputs. Since Florida's milestone inspection and reserve funding laws took effect, buildings 30 years and older must complete structural reviews and fund reserves, and buyers now read those reports before they write offers. Two units with identical views can be separated by six figures because one building has a funded reserve study and the other is facing a special assessment. If you own a condo, an honest valuation must account for your building's inspection status, reserves, and pending assessments, not just recent unit sales.
Timing plays a role as well. South Florida's market swells with seasonal buyers from roughly November through April, and well-presented homes often command stronger offers when that demand peaks. Mortgage rates matter too, since a one-point move changes what a typical buyer can pay by tens of thousands of dollars. None of these forces show up in an algorithm's estimate of your home, but every one of them shows up at the closing table.
Timing
When to get a fresh valuation
Home values are not static, and a number from last year can be badly out of date. As a rule of thumb, any estimate older than six months is stale in South Florida, where inventory levels and insurance costs have moved quickly in recent years. If you are making a real decision with the number, get a current one.
A fresh CMA makes sense after any major improvement, such as a new roof, impact windows, a kitchen or bath remodel, or an addition, because public records rarely capture the change and automated estimates will keep undervaluing the home. It also makes sense when you are weighing a refinance or a home equity line, planning around an estate or a divorce, deciding whether to rent the property out or sell it, or appealing a property tax assessment that looks high.
Watch your own street, too. When a neighbor's home sells well above what you thought the neighborhood supported, that sale becomes a comp, and your value may have just moved with it. Homeowners who check their value once or twice a year consistently make better decisions about improvements, insurance, and timing than those who wait until the day they need to sell.
Common Questions
Home valuation questions, answered
How accurate is a CMA compared to a Zestimate?
A CMA is prepared by a local agent who selects true comparable sales, adjusts for condition and upgrades, and accounts for micro-location factors an algorithm cannot see. Zillow reports a median error near 2 percent for homes already on the market, but closer to 7 percent for off-market homes, which is what most homeowners are checking. On a $500,000 house, 7 percent is $35,000. A well-built CMA typically lands within a much tighter range because it is grounded in verified local data.
Is the home valuation really free, with no obligation?
Yes. We prepare the CMA at no cost and you are under no obligation to list, sell, or even respond. Agents provide free valuations because some homeowners eventually decide to sell, and we would rather earn that trust early with useful information. The report is yours to keep either way.
How long does a home valuation take?
We deliver most CMAs within 24 hours of your request, and nearly all within one business day. Pulling comparable sales is fast; the time goes into verifying which sales are truly comparable and adjusting for the differences. If your property is unusual, such as acreage, waterfront with dockage, or a heavily renovated home, we may ask a few follow-up questions first.
What is the difference between a CMA and an appraisal?
An appraisal is a formal opinion of value prepared by a state-licensed appraiser, usually ordered by a lender during a purchase or refinance, and it costs roughly $400 to $600 in South Florida. A CMA is an agent's market analysis built for pricing decisions rather than lending. The methods overlap heavily, since both rely on recent comparable sales with adjustments. For deciding what your home is worth before a sale, a CMA is the standard starting point.
What information should I have ready?
Just your address and a way to reach you. It helps if you can tell us about anything the public record misses: a new roof, impact windows, a remodeled kitchen, a converted garage, or solar panels and whether they are owned or leased. Those details often move the number more than anything else, because they are exactly what tax records and algorithms do not capture.
Home Value Questions
What sellers ask before they list
How much is my house worth in South Florida?
How much is my house worth in South Florida? What actually sets your number, why online estimates miss, and how to get a real figure from recent nearby sales.
What is a comparative market analysis?
A comparative market analysis prices your home from recent nearby sales. What goes into a CMA, how adjustments work, and how it differs from an appraisal.
Appraisal vs CMA: which number should you trust?
Appraisal vs CMA explained: who prepares each, what they are for, why the numbers differ, and which one should guide your asking price in South Florida.
Zestimate vs CMA: how accurate are online estimates?
Zestimate vs CMA: what an automated home value can and cannot see, why estimates drift in South Florida, and when to trust an agent's analysis instead.
What affects home value in South Florida?
What affects home value in South Florida: location, condition, roof and window age, flood zone, HOA rules, and the market factors that move your number most.
Home value after a renovation: what actually adds
Home value after renovation in South Florida: which projects return their cost, which do not, and why online estimates lag behind work you have already done.
How waterfront homes are valued
Waterfront home value in South Florida depends on water type, bridges, dockage and seawall condition. What drives the premium and why estimates miss it.
How South Florida condos are valued
Condo value in South Florida turns on the building as much as the unit: reserves, assessments, inspections, rental rules and floor. What buyers price and why.
How an HOA affects your home value
The HOA effect on home value cuts both ways. How fees, rules, reserves and approval processes change what buyers will pay for your South Florida home.
How a special assessment affects your sale
A special assessment affects home value more than its face amount. How buyers price pending assessments, who pays, and how to sell without losing the deal.
How a flood zone affects your home value
The flood zone effect on value runs through insurance cost. How zones, elevation certificates and premiums change what buyers will pay in South Florida.
Does a busy street lower your home value?
Busy street home value explained: why location within a neighbourhood changes price, what buyers actually object to, and how to sell a road-facing home well.
How to look up property value by address
Look up property value by address using county records and online estimators, learn why the numbers differ, and how to get a real figure from a free CMA.
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