
55+ Community · Lake Worth, FL
Gramercy At Poinciana Lake Worth, FL Homes For Sale & Real Estate
Gramercy At Poinciana, Lake Worth, FL, is a 55+ community in Palm Beach County with 4 homes for sale right now. Gramercy At Poinciana Condo is an age-restricted 55+ community in Lake Worth, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA).
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Gramercy At Poinciana Market at a Glance
Live MLS · Updated Oct 14, 2026
- Active Inventory
- 4
- New Listings (30d)
- 2
- Pending Sales
- 0
- Median List Price
- $140,000
- Closed Sales (September)
- 1
- Avg Days on Market
- 96
Residential MLS data for Gramercy At Poinciana, updated nightly. View full market reports →
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Market Overview
Gramercy At Poinciana real estate market
There are 4 active listings for sale in Gramercy At Poinciana right now. The median list price is $140,000, or about $84 per square foot. Listings span $114,999 to $230,000, so there is inventory across most budgets. Homes are averaging 96 days on market. These figures update from the MLS as the market moves.
Gramercy At Poinciana Market Stats
MLS data updated October 6, 2026- Active Listings
- 4
- Median List Price
- $140,000
- Median $/Sq Ft
- $84
- Avg Days on Market
- 96
- Price Range
- $114,999 to $230,000
Frequently Asked Questions
- Is Gramercy at Poinciana a 55+ community?
- Yes. All six listings in our recent data carry the 55+ flag, and sellers describe Gramercy as part of the Poinciana 55+ community. The association decides how the age rule applies to co-owners, younger spouses and long-term guests, so ask for the current rules in writing before you buy.
- What have units in Gramercy at Poinciana sold for?
- Only two units closed in our data in the past year, both two-bedroom units of about 1,400 square feet. Unit 209 closed at $66,000 in September 2026 and unit 410 closed at $85,000 in October 2026, roughly $47 and $61 a square foot. Two sales is a very small sample, so treat these as a guide rather than a rule.
- What is the HOA fee at Gramercy at Poinciana?
- Every listing in our data shows $860 a month. Listings say the fee covers common areas, trash and a reserve fund, and most add grounds, the pools and water. Some also list cable, internet, sewer and building insurance. Ask for the current budget, reserve study and any planned assessments before you make an offer.
- Are pets allowed at Gramercy at Poinciana?
- Generally no. Five of the six listings in our data say pets are not allowed, and one notes pet restrictions. If you have a pet, ask the association in writing about its rules, including how it handles service and support animals, before you make an offer on a unit.
- What is for sale at Gramercy right now?
- At the time of writing four units were listed: two 1,400 square foot two-bedrooms at $114,999 and $120,000, a 2,000 square foot three-bedroom at $160,000 and a 1,650 square foot three-bedroom corner unit at $230,000. The two-bedroom units had been on the market for about six months.
- How big are the units, and is there an elevator?
- Most units are two-bedroom, two-bath plans of about 1,400 square feet. A few three-bedroom corner units run 1,650 to 2,000 square feet. The building is four stories, one listing says it has two elevators, and many units have a washer and dryer inside. There are no private garages.
- Can you rent out a unit at Gramercy at Poinciana?
- Four of the six listings say leasing is allowed, and five say the association must approve buyers. Two listings note leasing limits tied to how long the unit has been owned. If you plan to rent the unit out, read the association documents for minimum terms and waiting periods first.
- Is there a golf course at Gramercy at Poinciana?
- Many units overlook the pool and the community golf course, which one listing describes as an 18-hole course. Listings also mention a clubhouse, restaurant, fitness center, library and courts. Ask whether golf or club activities carry fees on top of the $860 monthly association fee before you budget.
- How many homes are for sale in Gramercy At Poinciana?
- There are 4 active listings for sale in Gramercy At Poinciana right now, and these counts update from the MLS as homes come on the market and go under contract. Prices cluster fairly closely, with the top of the market about 2.0 times the entry level. Ask us to set up a search alert and you will see new Gramercy At Poinciana listings the day they reach the market.
- What is the median home price in Gramercy At Poinciana?
- The median list price in Gramercy At Poinciana is $140,000, or roughly $84 per square foot. The median is the midpoint of what is currently listed, so about half of Gramercy At Poinciana homes ask more and half ask less, within a broader range of $114,999 to $230,000. The median sits in the lower part of that range, so most Gramercy At Poinciana homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Gramercy At Poinciana cover?
- Homes for sale in Gramercy At Poinciana currently range from about $114,999 at the entry level to $230,000 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $140,000. The spread is moderate, so there is real choice here without the extremes some markets show. Tell us your budget and must-haves and we will send the Gramercy At Poinciana listings that actually fit.
- How long do homes take to sell in Gramercy At Poinciana?
- Homes in Gramercy At Poinciana are averaging 96 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Gramercy At Poinciana also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
- Is Gramercy At Poinciana a 55+ community?
- Yes. Gramercy At Poinciana is an age-restricted, 55-and-over active adult community, which generally means at least one resident per home must be 55 or older and the community is built around an active adult lifestyle. These communities usually pair lower-maintenance homes with amenities such as a clubhouse, pool, fitness center, and a full social calendar. Rules on age, occupancy, leasing, and pets are set by the HOA and vary, so confirm the current governing documents for Gramercy At Poinciana before you write an offer.
About Gramercy At Poinciana
Gramercy At Poinciana, Lake Worth, FL, is a 55+ community in Palm Beach County with 4 homes for sale right now. Gramercy At Poinciana Condo is an age-restricted 55+ community in Lake Worth, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $102,000 to $150,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Gramercy At Poinciana and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
Gramercy at Poinciana is a single condominium building inside the Poinciana 55+ community in west Lake Worth. County records list it as Gramercy at Poinciana Condo, and every unit shares one street address, 6768 10th Avenue North, in the 33467 zip code. The building dates from 1984 and rises to four stories, with two elevators according to one listing. Units are large by condo standards: the listings in our data run from about 1,400 square feet for a two-bedroom, two-bath unit to 1,650 and 2,000 square feet for the three-bedroom corner units. Many look out over the building's pool and the community's golf course.
If you own a unit here, the recent sales are the hard part of the story, and it is better to hear it plainly. Only two units closed in the past year in our data, both in the fall of 2026. Unit 209, a 1,398 square foot two-bedroom, closed at $66,000 in September after listing at $70,000. Unit 410, a 1,400 square foot two-bedroom, closed at $85,000 in October after listing at $95,500. Those work out to roughly $47 and $61 a square foot. Two sales is a very small sample, but they are the only closed prices a buyer's lender or appraiser will see when valuing a unit in this building.
The gap between those closings and current asking prices is wide. Four units were for sale at the time of writing, asking $114,999, $120,000, $160,000 and $230,000. The two 1,400 square foot two-bedrooms at $114,999 and $120,000 had been listed for 177 and 186 days. The 2,000 square foot three-bedroom at $160,000 had just come on the market, and the 1,650 square foot three-bedroom corner unit at $230,000 had been listed for 21 days. The median ask was $140,000, far above the two recent sales, and the long market times on the two-bedroom units suggest buyers are siding with the closed prices rather than the asking ones.
The main reason is the monthly fee. Every listing in our data shows $860 a month. That is a large fixed cost next to recent sale prices of $66,000 and $85,000, and buyers at this price point compare their total monthly cost, not just the price. The fee does cover a lot. Listings say it includes common areas, trash and a reserve fund, and most add grounds, the pools and water. Some also list cable, internet, sewer and building insurance. A seller who can show exactly what the fee pays for, and what the reserves and recent projects look like, gives a buyer a reason to accept it.
For a seller, the practical advice is to price against what closed, not what is listed. A two-bedroom unit in average condition is competing with two neighbors that have been on the market for about half a year. Updates help at the margin. Listings here mention impact windows, in-unit washers and dryers, updated kitchens and baths, and views over the pool and the golf course. A unit with a private balcony, which one listing says only two units in the building have, or a corner three-bedroom has a real case for a premium. Expect to negotiate: the two closings came in at about 89 and 94 percent of list.
For buyers, Gramercy offers a lot of space for the money. Two-bedroom units of about 1,400 square feet are the standard plan, and a few three-bedroom corner units run 1,650 to 2,000 square feet. The building is concrete block and stucco. Listings describe double-door entries, long kitchens with breakfast areas, walk-in closets, crown molding and, in several units, a washer and dryer inside the unit. There are no private garages, and parking is in the association's lots. Views from many units take in the pool and the golf course, and a couple of listings report lake or water views as well.
Gramercy is part of a 55+ community, and all six listings in our data carry the 55+ flag. Pets are a dealbreaker for some buyers: five of the six listings say no pets are allowed. Five listings say the association must approve buyers, and the listings note restrictions on commercial vehicles, RVs, trailers, trucks, boats and motorcycles. Four listings say leasing is allowed, but two note leasing limits tied to how long the unit has been owned, so investors should read the documents carefully. Check the current rules with the association before you write an offer, since they shape who can buy and how the unit can be used.
The wider Poinciana community supplies most of the amenities. Listings mention a clubhouse, a fitness center, a library, billiards, pickleball and tennis courts, a restaurant and the golf course, along with the building's own pool. One listing describes the course as an 18-hole layout and says the building overlooks its third hole. Ask the association whether golf, the restaurant or any club activities carry fees on top of the $860 a month. Two listings say building insurance is part of the fee, so ask for the current premium and deductible, and price your own policy for the interior and contents.
Gramercy at Poinciana suits a buyer 55 or older who wants a big single-level condo with elevator access, golf course views and a social community, and who is comfortable with a high monthly fee and no pets. It is a weaker fit for anyone financing with a small down payment, since lenders look closely at older condo buildings and their association finances. For an owner, the most useful step is a frank pricing conversation built on the two recent closings, the four competing listings and the honest condition of your unit. That conversation is less pleasant than a high list price, but it is the one that leads to a sale.
Amenities
- ✓Building pool
- ✓Two elevators, per one listing
- ✓Clubhouse and fitness center
- ✓Golf course views
- ✓Library and billiard room
- ✓Tennis and pickleball courts
- ✓55+ community
- ✓$860 monthly fee covering common areas, trash and a reserve fund
Homes & Architecture
Homes for sale in Gramercy At Poinciana
Homes for sale in Gramercy At Poinciana offer 2 to 3 bedrooms and 2 baths. Living areas run from about 1,400 to 2,000 square feet. The mix here includes condo homes. Current prices run from $114,999 to $230,000.
Schools
Schools near Gramercy At Poinciana
Homes for sale in Gramercy At Poinciana are typically zoned for the Lake Worth public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the Palm Beach County school district before you buy.
- Elementary School
- Liberty Park (Palm Beach)
- Middle School
- Okeeheelee
- High School
- Dr. Joaquin Garcia
Map
Where Gramercy At Poinciana is in Lake Worth
Centred on the homes listed and recently sold in Gramercy At Poinciana.
HOA
Gramercy At Poinciana HOA fees
- Median HOA fee
- $860/mo
- Typical range
- N/A
- Lowest to highest
- $860 to $860
- Listings with a fee
- 4 of 4
Across the 4 homes for sale in Gramercy At Poinciana that list an HOA fee, the median is $860 a month. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.
The fee most often covers common areas, reserve fund, trash pickup, water, cable TV and building insurance. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.
Listings here most often mention parking, pool, clubhouse, elevators, fitness center and trash pickup.
1 of the 4 listings that state a pet policy allow pets, often with limits.
From current MLS listings in Gramercy At Poinciana; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.
Recent Sales
Recently sold homes in Gramercy At Poinciana
These are the last 2 recorded closings in Gramercy At Poinciana, with the price each home actually sold for rather than what it was listed at. They closed at a median of $61 per square foot. The most recent closed on October 6, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$85,000
Sold · October 6, 2026
6768 N 10th Avenue 410
2 bed · 2 bath · 1,400 sqft · $61/sqft
$10,500 under the asking price
Sold$66,000
Sold · September 18, 2026
6768 N 10th Ave N 209
2 bed · 2 bath · 1,398 sqft · $47/sqft
$4,000 under the asking price
See every recorded sale in Gramercy At Poinciana or find out what your Gramercy At Poinciana home is worth.
Market & Value
Gramercy At Poinciana market and home values
Values in Gramercy At Poinciana track the community's own sales more closely than any broad regional number. The median list price in Gramercy At Poinciana is around $140,000, or roughly $84 per square foot. That sits about 71% below the Palm Beach County median, which shows where Gramercy At Poinciana lands in the local market. Recent asking prices have run from $114,999 to $230,000, so the home you choose within Gramercy At Poinciana matters as much as the community average. Homes here have recently taken about 96 days to go under contract, a useful gauge of how quickly the Gramercy At Poinciana market is moving. For pricing an offer or a listing, comparable sales within Gramercy At Poinciana carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Gramercy At Poinciana so you work from real numbers, not an estimate.
How It Compares
Gramercy At Poinciana compared to nearby Lake Worth communities
Gramercy At Poinciana sits 6 of 7 on median price among these Lake Worth communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.
| Community | Homes | Median | $/Sq Ft | Days |
|---|---|---|---|---|
| Palm Beach Farms Co | 20 | $1,267,500 | $434 | 200 |
| The Fields | 19 | $550,000 | $290 | 129 |
| Fountains Of Palm Beach | 27 | $199,000 | $176 | 88 |
| Covered Bridge | 22 | $193,500 | $184 | 85 |
| Poinciana Place Condo 1,2,8 And 9 | 32 | $158,612 | $144 | 79 |
| Gramercy At Poinciana this page | 4 | $140,000 | $84 | 96 |
| Lake Clarke Gardens | 51 | $79,000 | $83 | 171 |
Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.
Who It Suits
Is Gramercy At Poinciana right for you?
A quick read on who fits Gramercy At Poinciana saves time before you visit. As an age-restricted community, Gramercy At Poinciana fits active adults, downsizers, and seasonal residents who want a lock-and-leave home and a full social calendar. At least one resident usually needs to meet the age requirement, so confirm the specific age rule and any younger-spouse provision before you buy. On price, Gramercy At Poinciana sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Gramercy At Poinciana is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Gramercy At Poinciana
Life at Gramercy is quiet and social at the same time. The building has its own pool, and residents use the clubhouse, fitness center, library and billiard room, along with tennis and pickleball courts and a restaurant, according to listings. Sellers mention classes and entertainment organized through the association. The golf course runs right past the building, and many units look over a fairway or the pool. With elevators, single-level floor plans and in-unit laundry in many units, the building suits owners who want to stay put for years, and one listing pitches a furnished unit to buyers who plan to live here full time or only for the season.
Location
Gramercy At Poinciana location
Gramercy at Poinciana sits at 6768 10th Avenue North, with a Lake Worth mailing address and the 33467 zip code in Palm Beach County. One listing describes the location as Lake Worth Beach, and mailing addresses here do not always match the actual jurisdiction, so check the property record before you buy. Listings mention a short drive to the Wellington mall, hospitals, dining and major highways. Current MLS listings show Liberty Park Elementary, Okeeheelee Middle and Dr. Joaquin Garcia High, which matters mainly for resale in a 55+ building. Confirm assignments with the School District of Palm Beach County.
Buying in Gramercy At Poinciana
Buying a home in Gramercy At Poinciana
Buying in Gramercy At Poinciana follows the same path as the rest of Palm Beach County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Palm Beach County is about $3,600. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Lake Worth means you see new listings in Gramercy At Poinciana the day they reach the market.
Selling in Gramercy At Poinciana
Selling a home in Gramercy At Poinciana
A successful sale in Gramercy At Poinciana comes down to pricing, presentation, and marketing. List prices in Gramercy At Poinciana currently center around $140,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Gramercy At Poinciana owners in Lake Worth, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Gramercy At Poinciana home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Gramercy At Poinciana.
Listing agents and seller representation in Gramercy At Poinciana
Thinking about selling in Gramercy At Poinciana? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Gramercy At Poinciana sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 96 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Gramercy At Poinciana. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in Lake Worth · how to cancel a listing agreement · short sales in Florida, and when they make sense
Realtors and real estate agents serving Gramercy At Poinciana
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Gramercy At Poinciana is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: selling a home in Lake Worth · what affects home value in South Florida? · home value after a renovation: what actually adds · selling and buying at the same time
Buyer's agents in Gramercy At Poinciana
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Gramercy At Poinciana, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Palm Beach County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · timing a listing in the Florida market · buying and selling at the same time
Buying Instead?
Search Gramercy At Poinciana with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Gramercy At Poinciana?
Ask any listing agent you interview two questions. Which homes have they closed near Gramercy At Poinciana, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $140,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Palm Beach County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Gramercy At Poinciana?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Gramercy At Poinciana, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Gramercy At Poinciana?
You are not legally required to use one, but most buyers in Gramercy At Poinciana do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Palm Beach County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Gramercy At Poinciana property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Palm Beach County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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