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Cresthaven Villas, West Palm Beach, FL home for sale at 2747 Dudley Drive E C

Cresthaven Villas West Palm Beach, FL Homes For Sale & Real Estate

Cresthaven Villas, West Palm Beach, FL, is a 55+ community in Palm Beach County with 60 homes for sale right now. Cresthaven Villas is an age-restricted 55+ community in West Palm Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA).

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Live MLS · Updated Oct 16, 2026

Active Inventory
60
New Listings (30d)
15
Pending Sales
10
Median List Price
$125,250
Closed Sales (September)
20% YoY
Months of Inventory
16.4
Avg Days on Market
104

Residential MLS data for Cresthaven Villas, updated nightly. View full market reports →

Cresthaven Villas real estate market

There are 60 active listings for sale in Cresthaven Villas right now. The median list price is $125,250, or about $168 per square foot. Listings span $65,000 to $199,900, so there is inventory across most budgets. Homes are averaging 104 days on market. These figures update from the MLS as the market moves.

MLS data updated October 16, 2026
Active Listings
60
Median List Price
$125,250
Median $/Sq Ft
$168
Avg Days on Market
104
Price Range
$65,000 to $199,900
Is Cresthaven Villas a 55+ community?
Yes. Nearly every recent listing marks Cresthaven Villas as age-restricted, and remarks describe it as a 55-and-over community. One listing notes that at least one owner must be 55 or older. Ask the specific association for its occupancy rules and approval process before you make an offer.
What have villas in Cresthaven Villas sold for recently?
Sixty units closed between July 2025 and October 2026, at prices from $49,000 to $147,000. The median closing was $90,000, or about $131 a square foot. Two-bedroom, 910 square foot units recently closed between $97,000 and $145,000, and one-bedroom units from $49,000 to $115,000.
What are the association fees in Cresthaven Villas?
Listings show fees from $303 to $597 a month, with a median of about $434. Most listings say the fee includes cable, water, common areas and grounds, and many add building insurance, trash, sewer, pest control and internet. Fees vary by association, so ask for the specific budget.
Is Cresthaven Villas a gated community?
None of the recent listings describes a gated entry, and many report no security features at all. Some sections have on-site management. If controlled access matters to you, visit the specific section and ask the association about its security arrangements.
Are pets allowed in Cresthaven Villas?
It depends on the section. Eighty-seven recent listings say no pets, while 41 allow them, often with size limits. One listing in the Ashley section describes dogs and cats welcome up to 35 pounds. Get the written pet policy from the specific association before you sign.
Can you rent out a unit in Cresthaven Villas?
With limits. Fifty-three recent listings note a waiting period before an owner can lease, and 26 bar leasing in the first year of ownership, while 49 say leasing is allowed once rules are met. Rentals listed in the last year ran from $1,300 to $2,200 a month. Read the association's rules before buying to rent.
Are there income or credit requirements to buy in Cresthaven Villas?
Some associations set them. One recent listing notes a minimum income of $40,000 and a minimum credit score for its section, and 104 of 131 listings say the association must approve the buyer. Ask the specific association for its application requirements before you make an offer.
How long do units in Cresthaven Villas take to sell?
The median unit sold in 84 days over the last year, at about 94 percent of the asking price. Many current listings had been on the market far longer, some more than 200 days. Pricing near the latest closing for the same plan in the same section is what moves a unit here.
How many homes are for sale in Cresthaven Villas?
There are 60 active listings for sale in Cresthaven Villas right now, and these counts update from the MLS as homes come on the market and go under contract. The most expensive listing asks about 3 times the least expensive, so budgets vary widely within Cresthaven Villas. Ask us to set up a search alert and you will see new Cresthaven Villas listings the day they reach the market.
What is the median home price in Cresthaven Villas?
The median list price in Cresthaven Villas is $125,250, or roughly $168 per square foot. The median is the midpoint of what is currently listed, so about half of Cresthaven Villas homes ask more and half ask less, within a broader range of $65,000 to $199,900. The median sits near the middle of that range, so Cresthaven Villas inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
What price range do homes in Cresthaven Villas cover?
Homes for sale in Cresthaven Villas currently range from about $65,000 at the entry level to $199,900 at the top of the market. That spread reflects the local mix, from smaller condos and townhomes up to larger single-family and luxury homes, with the median list price around $125,250. The spread is moderate, so there is real choice here without the extremes some markets show. Tell us your budget and must-haves and we will send the Cresthaven Villas listings that actually fit.
How long do homes take to sell in Cresthaven Villas?
Homes in Cresthaven Villas are averaging 104 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Cresthaven Villas also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
Is Cresthaven Villas a 55+ community?
Yes. Cresthaven Villas is an age-restricted, 55-and-over active adult community, which generally means at least one resident per home must be 55 or older and the community is built around an active adult lifestyle. These communities usually pair lower-maintenance homes with amenities such as a clubhouse, pool, fitness center, and a full social calendar. Rules on age, occupancy, leasing, and pets are set by the HOA and vary, so confirm the current governing documents for Cresthaven Villas before you write an offer.

Cresthaven Villas, West Palm Beach, FL, is a 55+ community in Palm Beach County with 60 homes for sale right now. Cresthaven Villas is an age-restricted 55+ community in West Palm Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $94,900 to $209,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Cresthaven Villas and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Cresthaven Villas is an age-restricted community of one-story villas and condominiums in suburban West Palm Beach, in the 33415 zip code. It is made up of many small condo associations grouped into sections named Crosley, Dudley, Emory, Ashley and Barkley, and listings file units under numbered plats such as Cresthaven Villas Condo 25 and Cresthaven Villas 29 Condo. Units were built between 1967 and 1983. Every recent listing is a single-story home with one or two bedrooms, from about 611 to 1,052 square feet. Nearly every listing marks the community as 55 and over. It is one of the lower-priced ways to own a ground-level home in central Palm Beach County.

If you own here and are thinking about selling, start with the closings of the last year. Sixty units closed between July 2025 and October 2026, at prices from $49,000 to $147,000. The median closing was $90,000, and the median price per square foot was about $131. The median sale came in at 94 percent of the asking price, and the median time on market was 84 days. The two-bedroom, 910 square foot plans sold best, closing between $97,000 and $145,000 in recent months. One-bedroom units of 611 to 662 square feet closed from $49,000 to $115,000, a wide spread that reflects condition more than anything else.

Look closely at that spread before you set a price. A 662 square foot unit on Crosley Drive closed at $115,000 in October 2026, while units of the same size on Dudley Drive closed at $68,000 and $84,500 within a few months. A two-bedroom on Dudley Drive East closed at $145,000 in September 2026, while another two-bedroom on Cresthaven Boulevard closed at $97,000. The difference is usually updates: a renovated kitchen and bath, tile floors, impact windows or accordion shutters, a newer roof and air conditioner. Buyers will pay for that work. They will not pay for it in a unit that has not had it.

Competition is the challenge. At the time of writing 59 units were for sale, priced from $65,000 to $199,900 with a median of $123,000, and 12 more were under contract. Compare that $123,000 median asking price with the $90,000 median closing and you can see how far apart sellers and buyers have been. Several active listings had been on the market for more than 200 days, and one for 513 days. A seller who wants to move in a season should price near the latest closing for the same plan in the same section and present the unit clean and, ideally, updated. Overpricing here mostly buys time on the market.

For buyers, the stock is simple. Of the 131 listings in the last year, 79 were villas and 51 were condominiums, all one story. The common plans are a one-bedroom of about 611 to 662 square feet, often with one and a half baths, and a two-bedroom of about 910 square feet with one or two baths. Construction is concrete block with shingle roofs. Garages are rare, and parking is usually right outside the front door. Many units have an enclosed or screened porch or Florida room, and a small share back to a canal. Water and sewer are public.

Every listing reports a monthly association fee, from $303 to $597, with a median of about $434. Coverage is broad. Most listings say the fee includes cable, water, common areas and grounds, and many add building insurance, trash, sewer, pest control and internet. Some include the roof and reserves. Amenities in most sections include a clubhouse, a heated pool, a fitness room, shuffleboard, billiards, laundry facilities and a library, and some sections add bocce, a sauna and a woodshop. Each association sets its own budget, so ask for the specific association's budget, reserves and any planned assessments.

The rules are worth reading closely. Of the 131 listings, 104 say the association must approve the buyer, and one listing notes a minimum income of $40,000 and a minimum credit score for its section. Leasing is limited: 53 listings note a waiting period before an owner can lease, while 49 say leasing is allowed once rules are met. Rentals that do come up run from $1,300 to $2,200 a month. Pets are not allowed according to 87 listings, while 41 allow them, often with size limits. One listing in the Ashley section describes dogs and cats welcome up to 35 pounds, so pet rules differ by section.

Listings show Clifford O. Taylor/Kirklane Elementary, L. C. Swain Middle and John I. Leonard High for most units, with some showing Forest Hill Elementary, Okeeheelee Middle and Dr. Joaquin Garcia High. That matters mainly for resale in a 55-and-over community; confirm with the School District of Palm Beach County. None of the listings describes a gated entry. If you are comparing Cresthaven Villas with high-rise or mid-rise adult condos, the case for it is simple: a ground-floor home with no stairs or elevators, a low price and a fee that covers many utilities.

A few practical checks protect a buyer here. Ask for the roof date for the building; several recent listings note roofs replaced in 2023 or 2024, which helps with insurance. Ask whether the unit's electrical panel has been updated, since many of these units date from the late 1960s and 1970s and several listings call out a new panel. Look for accordion shutters or impact windows, and check the age of the air conditioner and water heater. Some units are sold furnished, so list what conveys in the contract. Finally, request the association's application packet early, because approval is required on most sales.

  • ✓Clubhouses with auditoriums in several sections
  • ✓Heated pools
  • ✓Fitness rooms
  • ✓Shuffleboard, bocce and billiards
  • ✓Library and computer rooms
  • ✓Woodshop in some sections
  • ✓Association fee that includes cable and water on most listings

Homes for sale in Cresthaven Villas

Homes for sale in Cresthaven Villas offer 1 to 2 bedrooms and 1 to 2 baths. Living areas run from about 611 to 910 square feet. The mix here includes single family and condo homes. Current prices run from $65,000 to $199,900. The homes on the market were built between 1967 and 1983.

Schools near Cresthaven Villas

Homes for sale in Cresthaven Villas are typically zoned for the West Palm Beach public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the Palm Beach County school district before you buy.

Elementary School
Clifford O. Taylor / Kirklane
Middle School
L. C. Swain
High School
John I. Leonard

Where Cresthaven Villas is in West Palm Beach

Centred on the homes listed and recently sold in Cresthaven Villas.

Cresthaven Villas HOA fees

Median HOA fee
$434/mo
Typical range
$400 to $500
Lowest to highest
$303 to $597
Listings with a fee
60 of 60

Across the 60 homes for sale in Cresthaven Villas that list an HOA fee, the median is $434 a month. Half of them fall between $400 and $500. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.

The fee most often covers cable TV, grounds maintenance, common areas, water, building insurance and sewer. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.

Listings here most often mention pool, clubhouse, fitness center, billiard room, shuffleboard court and laundry facilities.

20 of the 60 listings that state a pet policy allow pets, often with limits.

From current MLS listings in Cresthaven Villas; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.

Recently sold homes in Cresthaven Villas

These are the last 24 recorded closings in Cresthaven Villas, with the price each home actually sold for rather than what it was listed at. They closed at a median of $121 per square foot. The most recent closed on October 13, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

Earlier closed sales in Cresthaven Villas
AddressClosedSold forBeds / bathsSq ft$/sq ft
2689 Dudley Drive W DAugust 21, 2026$68,0001 / 1.5662$103
2545 Dudley Drive W KAugust 6, 2026$68,0001 / 1611$111
2854 E Ashley Dr Drive E BJuly 31, 2026$75,0001 / 1611$123
2735 Dudley Drive E CJuly 30, 2026$90,0001 / 1611$147
2593 W Dudley Drive W FJuly 27, 2026$122,0002 / 2910$134
2805 Crosley Drive E GJuly 14, 2026$49,0001 / 1.5662$74
2523 Dudley Drive W HJuly 10, 2026$110,0002 / 2910$121
5423 Cresthaven Boulevard CJuly 9, 2026$97,0002 / 2910$107
2878 Ashley Drive E GJune 15, 2026$108,0001 / 1611$177
2995 Crosley Drive W EJune 3, 2026$116,0002 / 2910$127
2546 Dudley Drive E HMay 31, 2026$84,5001 / 1611$138
2842 Crosley Drive W BMay 20, 2026$73,0001 / 1.5662$110
2895 Crosley Drive W IMay 19, 2026$74,0001 / 1611$121
2789 Ashley Drive W BMay 1, 2026$66,0001 / 1.5662$100
2775 Dudley Drive W DMay 1, 2026$90,0002 / 1829$109
2691 Dudley Drive E AMay 1, 2026$80,0001 / 1.5662$121
2976 Crosley Drive E JApril 10, 2026$79,9001 / 1.5662$121
2824 E Crosley Drive E HMarch 25, 2026$123,0002 / 2892$138

See every recorded sale in Cresthaven Villas or find out what your Cresthaven Villas home is worth.

Cresthaven Villas market and home values

Values in Cresthaven Villas track the community's own sales more closely than any broad regional number. The median list price in Cresthaven Villas is around $125,250, or roughly $168 per square foot. That sits about 74% below the Palm Beach County median, which shows where Cresthaven Villas lands in the local market. Recent asking prices have run from $65,000 to $199,900, so the home you choose within Cresthaven Villas matters as much as the community average. Homes here have recently taken about 104 days to go under contract, a useful gauge of how quickly the Cresthaven Villas market is moving. For pricing an offer or a listing, comparable sales within Cresthaven Villas carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Cresthaven Villas so you work from real numbers, not an estimate.

Cresthaven Villas compared to nearby West Palm Beach communities

Cresthaven Villas sits 6 of 7 on median price among these West Palm Beach communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.

CommunityHomesMedian$/Sq FtDays
Northwood34$875,000$510142
Ibis Golf And Country Club37$790,000$295201
Lands Of The President28$247,500$21785
Golden Lakes Village27$155,000$175130
Golden Lakes27$135,000$16980
Cresthaven Villas this page60$125,250$168104
Century Village140$108,000$145118

Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.

Is Cresthaven Villas right for you?

A quick read on who fits Cresthaven Villas saves time before you visit. As an age-restricted community, Cresthaven Villas fits active adults, downsizers, and seasonal residents who want a lock-and-leave home and a full social calendar. At least one resident usually needs to meet the age requirement, so confirm the specific age rule and any younger-spouse provision before you buy. On price, Cresthaven Villas sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Cresthaven Villas is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.

Living in Cresthaven Villas

Daily life in Cresthaven Villas is quiet and centered on each section's clubhouse and heated pool. Listings describe auditoriums, fitness rooms, libraries and computer rooms, billiards and card rooms, shuffleboard, bocce and a woodshop, with the exact mix varying by section. Units are single story, so there are no stairs, and parking is usually directly in front of the door. Many owners use an enclosed porch or Florida room as extra living space, and some look out on a canal. Some sections have wide sidewalks, and on-site management is common. Residents are 55 and over, and the pace is relaxed and neighborly.

Cresthaven Villas location

Cresthaven Villas has a West Palm Beach address and the 33415 zip code in Palm Beach County. Units sit along Dudley Drive, Crosley Drive, Ashley Drive, Emory Drive, Barkley Drive and Cresthaven Boulevard. Listings describe the community as central, close to shopping, restaurants and medical facilities, about 15 minutes from Palm Beach International Airport and about 20 minutes from the beach. Current MLS listings show Clifford O. Taylor/Kirklane Elementary, L. C. Swain Middle and John I. Leonard High for most units, which matters mainly for resale since this is an adult community. Confirm with the School District of Palm Beach County.

Buying a home in Cresthaven Villas

Buying in Cresthaven Villas follows the same path as the rest of Palm Beach County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Palm Beach County is about $3,600. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows West Palm Beach means you see new listings in Cresthaven Villas the day they reach the market.

Selling a home in Cresthaven Villas

A successful sale in Cresthaven Villas comes down to pricing, presentation, and marketing. List prices in Cresthaven Villas currently center around $125,250, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Cresthaven Villas owners in West Palm Beach, so you can see what your property could sell for before you commit to listing.

What is your Cresthaven Villas home worth?

Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Cresthaven Villas.

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Listing agents and seller representation in Cresthaven Villas

Thinking about selling in Cresthaven Villas? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.

Buyers currently hold leverage in Cresthaven Villas, so pricing and presentation carry more weight than they would in a hot market. Homes that are prepared properly and priced against real closed sales still sell; the ones testing an optimistic number are the ones that sit. Homes here are averaging about 104 days from listing to accepted offer, so build that into your moving timeline.

Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.

Pure Equity is a licensed Florida brokerage serving Cresthaven Villas. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.

More on this: listing agents in West Palm Beach · questions to ask a listing agent · selling a house with open permits

Realtors and real estate agents serving Cresthaven Villas

People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.

What separates real estate professionals in Cresthaven Villas is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.

More on this: selling a home in West Palm Beach · how waterfront homes are valued · how South Florida condos are valued · taxes and money when you sell

Buyer's agents in Cresthaven Villas

A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.

Where buyers have room to negotiate, as they do in Cresthaven Villas, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Palm Beach County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.

What representation costs

Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.

Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.

More on this: how commission is actually structured · listing photographs, and why they decide the outcome · what Florida sellers have to disclose

Search Cresthaven Villas with someone local

We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.

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Frequently asked questions

How do I find a listing agent in Cresthaven Villas?

Ask any listing agent you interview two questions. Which homes have they closed near Cresthaven Villas, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $125,250 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Palm Beach County. You can reach the broker directly at (561) 835-5400.

What does a seller's agent actually do?

A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.

How much does a real estate agent cost in Cresthaven Villas?

Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.

What is the difference between a realtor, a real estate agent, and a broker?

A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Cresthaven Villas, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?

Do I need an agent to buy a home in Cresthaven Villas?

You are not legally required to use one, but most buyers in Cresthaven Villas do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.

Can one agent help me sell my current home and buy the next one?

Yes. For people moving within Palm Beach County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.

Look up Cresthaven Villas property records

Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.

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