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Lake Charles, Port St. Lucie, FL home for sale at 712 SW SAINT VINCENT Cove

Lake Charles Port St. Lucie, FL Homes For Sale & Real Estate

Lake Charles, Port St. Lucie, FL, is a gated community in St. Lucie County with 22 homes for sale right now. Lake Charles is a gated community in Port St. Lucie, St. Lucie County, Florida.

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Live MLS · Updated Oct 18, 2026

Active Inventory
22
New Listings (30d)
6
Pending Sales
9
Median List Price
$427,450
Closed Sales (September)
1-75% YoY
Months of Inventory
5.7
Avg Days on Market
100

Residential MLS data for Lake Charles, updated nightly. View full market reports →

Lake Charles real estate market

There are 22 active listings for sale in Lake Charles right now. The median list price is $427,450, or about $218 per square foot. Listings span $275,000 to $850,000, so there is inventory across most budgets. Homes are averaging 100 days on market. These figures update from the MLS as the market moves.

MLS data updated October 14, 2026
Active Listings
22
Median List Price
$427,450
Median $/Sq Ft
$218
Avg Days on Market
100
Price Range
$275,000 to $850,000
Is Lake Charles a gated community?
Yes. Most listings describe Lake Charles as gated, and many describe a guard at the gate. Many listings also say the HOA fee includes security. Ask the association how guest and delivery access works, and whether your section has its own gate arrangements.
What have homes in Lake Charles sold for recently?
Sixty-one homes closed between July 2025 and September 2026, at prices from $260,000 to $700,000. The median closing price was $370,000, or about $211 a square foot. Three-bedroom homes of about 1,670 square feet closed between $344,000 and $429,000, and larger four- and five-bedroom homes closed around $492,500 to $540,000.
What are the HOA fees in Lake Charles?
Listings show fees from $186 to $696 a month, with a median of $302. Most say the fee covers common areas, cable and grounds maintenance, and many add security and internet. Ask whether your section pays a separate sub-association fee on top of the master fee.
What amenities does Lake Charles have?
Most listings show a clubhouse, pool, tennis courts, a playground and a basketball court. Many also list pickleball, picnic areas, shuffleboard, a spa, a library, bocce and trails. Some listings mention boat facilities on the lakes. Ask the association what those facilities include and who may use them.
Is Lake Charles a 55-plus community?
No. None of the recent listings describe Lake Charles as age restricted, and the amenities include a playground and basketball court used by families. The one-story plans and the clubhouse also suit buyers who want to avoid stairs, so the community appeals across age groups.
Can you rent out a home in Lake Charles?
Leasing is restricted on many listings, and a few say short-term rentals are not allowed. Most listings say the association must approve buyers. Only two homes were offered for rent in the past year, at $2,500 a month. Get the current lease rules in writing before buying as an investment.
Are pets allowed in Lake Charles?
Most listings say pets are allowed, but many limit the number of pets and many list breed restrictions. If you have a large dog or more than one pet, confirm the rules for your section with the association before you make an offer.
What schools serve Lake Charles?
Most current MLS listings show Windmill Point Elementary, Manatee Academy K-8 and St. Lucie West Centennial High, and a few list St. Lucie West K-8. Attendance zones can change, so confirm the assignment for a specific address with St. Lucie Public Schools.
How many homes are for sale in Lake Charles?
There are 22 active listings for sale in Lake Charles right now, and these counts update from the MLS as homes come on the market and go under contract. The most expensive listing asks about 3 times the least expensive, so budgets vary widely within Lake Charles. Ask us to set up a search alert and you will see new Lake Charles listings the day they reach the market.
What is the median home price in Lake Charles?
The median list price in Lake Charles is $427,450, or roughly $218 per square foot. The median is the midpoint of what is currently listed, so about half of Lake Charles homes ask more and half ask less, within a broader range of $275,000 to $850,000. The median sits near the middle of that range, so Lake Charles inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
What price range do homes in Lake Charles cover?
Homes for sale in Lake Charles currently range from about $275,000 at the entry level to $850,000 at the top of the market. That spread reflects the local mix, from smaller condos and townhomes up to larger single-family and luxury homes, with the median list price around $427,450. The spread is moderate, so there is real choice here without the extremes some markets show. Tell us your budget and must-haves and we will send the Lake Charles listings that actually fit.
How long do homes take to sell in Lake Charles?
Homes in Lake Charles are averaging 100 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Lake Charles also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
Is Lake Charles a gated community?
Yes. Lake Charles is a gated community with controlled access at the entrance.
Are there lakefront homes in Lake Charles?
Yes. Many Lake Charles homes back onto community lakes, and lake-view lots are common in current listings. The water here is inland lake frontage rather than Intracoastal or ocean access, so do not expect navigable water or boat dockage.

Lake Charles, Port St. Lucie, FL, is a gated community in St. Lucie County with 22 homes for sale right now. Lake Charles is a gated community in Port St. Lucie, St. Lucie County, Florida. Active listings are priced from $329,500 to $449,000. Homes were built between 1997 and 2003. Pure Equity lists homes in Lake Charles and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Lake Charles is a gated single-family community in the St. Lucie West area of Port St. Lucie, in the 34986 zip code. Most homes were built between 1997 and 2003, with a few as early as 1995 and as late as 2005. Of the 92 recent sale listings, 87 are single-family homes, and most are one story. The community was built in phases, and the MLS files it under names from Lake Charles Phase 1A through Phase 3G, along with a small townhome section called Harbour Isles at Lake Charles. Most listings describe the community as gated, and many describe a guard at the gate. The figures here combine every listing filed under the Lake Charles name.

If you own here and are thinking about selling, start with what closed. Sixty-one Lake Charles homes closed between July 2025 and September 2026, at prices from $260,000 to $700,000. The median closing price was $370,000, and the median price per square foot was about $211. The median home took 58 days to sell and closed at about 97.4 percent of its last list price. Eight more homes were under contract at the time of writing, against 23 for sale. That is a balanced market. Buyers negotiate a little, but well-priced homes sell within two months.

Size and lot account for most of the price spread. Three-bedroom homes of about 1,666 to 1,679 square feet closed between $344,000 and $429,000, with condition making the difference. A 1,672 square foot two-bedroom on Saint Thomas Cove closed at $310,000. Homes of about 1,863 to 2,072 square feet closed between $327,000 and $432,000. The larger plans did better. A 2,339 square foot home on Marsh Harbor Bay closed at $515,000, a 2,340 square foot four-bedroom on Barbuda Bay at $540,000, and a 2,482 square foot five-bedroom on Saint Kitts Cove at $492,500. Those larger homes sat on lots of about 0.24 to 0.25 acres.

At the time of writing there were 23 homes for sale, asking from $275,000 to $850,000 with a median of $425,000. That median sits above the closed median of $370,000, partly because several larger homes on Lake Charles Circle and Romora Bay were on the market together. Sellers should price against the closings for their plan and lot, not the asks. Buyers here look closely at the big-ticket items: several recent listings advertise a new roof, impact windows, a whole-house generator or a newer air conditioner. Homes with those updates done tend to sit at the top of each size band.

Water and preserve views are the other way a home stands out. About 24 listings describe lakefront lots, about 23 report a lake view and about 29 report a preserve view. Some listings mention boat facilities, and one lakefront listing describes a small private dock. A seller on the water should price against other waterfront sales and make the view the center of the marketing. A seller on an interior lot should lean on updates and pool condition instead. About 44 of the 92 listings report a private pool, so a pool is common here but not universal.

For buyers, the housing is consistent. Homes are concrete block with barrel or other tile roofs, mostly one-story plans in colonial, ranch and Mediterranean styles with two-car garages, and a few have three-car garages. Bedroom counts run from two to five, and lots range from about 0.13 to 0.25 acres on recent sales. Every listing that reports utilities shows public water, and nearly all show public sewer. Since most homes are more than 20 years old, ask for the age of the roof, the air conditioning and the water heater, and whether the windows are impact rated or protected by shutters.

The HOA fee is modest for a gated community with this many amenities. Listings show fees from $186 to $696 a month, with a median of $302. Most listings say the fee covers common areas, cable and grounds maintenance, many add security and internet, and some include recreation facilities. Most listings show a clubhouse, pool, tennis courts, a playground and a basketball court, and many list pickleball, picnic areas, shuffleboard, a spa, a library, bocce and trails. Ask whether your section pays a separate sub-association fee, which may explain why some listings show higher totals.

Most listings say the association must approve buyers. Many show rental restrictions, a few say short-term rentals are not allowed, and only some say leasing is permitted. Rentals are rare, with only two rental listings in the past year at $2,500 a month, so most homes are owner occupied. Most listings say pets are allowed, but many limit the number of pets and many list breed restrictions. Vehicle rules on many listings bar RVs and commercial vehicles, and some bar boats from being kept at the home. Read the rules for your section before you buy.

Lake Charles fits buyers who want a gated, amenity-rich community with single-story homes and a modest monthly fee. The playground and courts suit families, and the clubhouse and one-story plans suit retirees, so the pool of likely buyers is broad. The trade-off is age, since most homes are now more than 20 years old. Buyers who want brand new construction usually look at newer communities and pay more for it. For sellers, broad demand and a two-month median mean a home priced against the closings should sell steadily. Sellers should gather receipts for the roof, windows, generator and air conditioning, since buyers in this market ask for them early.

  • ✓Gated entry, with a guard at the gate per many listings
  • ✓Clubhouse, pool and spa
  • ✓Tennis, pickleball, basketball and shuffleboard courts
  • ✓Playground and picnic areas
  • ✓Library and bocce
  • ✓Lakes, preserve views and trails
  • ✓HOA fee of about $186 to $696 a month

Homes for sale in Lake Charles

Homes for sale in Lake Charles offer 2 to 4 bedrooms and 2 to 3 baths. Floor plans span roughly 1,340 to 2,958 square feet. The mix here includes single family and townhouse homes. Current prices run from $275,000 to $850,000. The homes on the market were built between 1996 and 2003.

Schools near Lake Charles

Homes for sale in Lake Charles are typically zoned for the Port St. Lucie public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the St. Lucie County school district before you buy.

Elementary School
Windmill Point
Middle School
Manatee Academy K-8
High School
St. Lucie West Centennial

Where Lake Charles is in Port St. Lucie

Centred on the homes listed and recently sold in Lake Charles.

Lake Charles HOA fees

Median HOA fee
$302/mo
Typical range
$301 to $314
Lowest to highest
$296 to $595
Listings with a fee
22 of 22

Across the 22 homes for sale in Lake Charles that list an HOA fee, the median is $302 a month. Half of them fall between $301 and $314. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.

The fee most often covers common areas, cable TV, grounds maintenance, security, recreation facilities and internet. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.

Listings here most often mention pool, clubhouse, tennis courts, basketball court, playground and shuffleboard court.

All 21 listings that state a pet policy allow pets, some with size or number limits.

From current MLS listings in Lake Charles; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.

Recently sold homes in Lake Charles

These are the last 24 recorded closings in Lake Charles, with the price each home actually sold for rather than what it was listed at. They closed at a median of $205 per square foot. The most recent closed on October 13, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

Earlier closed sales in Lake Charles
AddressClosedSold forBeds / bathsSq ft$/sq ft
627 SW Saint Thomas CoveJuly 17, 2026$310,0002 / 21,672$185
665 SW Andros CircleJuly 13, 2026$360,0003 / 21,666$216
709 SW Saint Vincent CoveJune 29, 2026$327,0003 / 31,875$174
573 SW Saint Kitts CoveJune 23, 2026$492,5005 / 32,482$198
705 SW Andros CoveJune 12, 2026$432,0003 / 31,889$229
640 SW Andros CircleJune 8, 2026$430,0003 / 31,863$231
780 SW Aruba BayJune 3, 2026$391,8003 / 22,072$189
805 SW Marsh Harbor BayJune 3, 2026$515,0003 / 32,339$220
635 SW Munjack CoveJune 2, 2026$350,0003 / 31,889$185
668 SW Lake Charles CircleMay 27, 2026$452,0003 / 32,378$190
568 SW New Castle CoveMay 15, 2026$300,0002 / 21,311$229
607 SW Treasure CoveMay 8, 2026$320,0002 / 21,439$222
788 SW Saint Croix CoveMay 8, 2026$335,0003 / 21,749$192
719 SW Munjack CircleApril 20, 2026$348,9993 / 21,777$196
556 SW Saint Georges Bay SWApril 16, 2026$363,0002 / 21,892$192
813 SW Munjack CircleMarch 27, 2026$430,0003 / 31,863$231
1578 SW Harbour Isles Circle 72March 27, 2026$265,0002 / 21,454$182
590 SW Saint Johns BayFebruary 26, 2026$403,0002 / 2.52,314$174

See every recorded sale in Lake Charles or find out what your Lake Charles home is worth.

Lake Charles market and home values

The Lake Charles real estate market reads best through the community's own recent activity, not a county-wide average. The median list price in Lake Charles is around $427,450, or roughly $218 per square foot. That is close to the St. Lucie County median, so Lake Charles tracks the broader local market rather than sitting at an extreme. Recent asking prices have run from $275,000 to $850,000, so the home you choose within Lake Charles matters as much as the community average. Homes here have recently taken about 100 days to go under contract, a useful gauge of how quickly the Lake Charles market is moving. For pricing an offer or a listing, comparable sales within Lake Charles carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Lake Charles so you work from real numbers, not an estimate.

Lake Charles compared to nearby Port St. Lucie communities

Lake Charles sits 4 of 7 on median price among these Port St. Lucie communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.

CommunityHomesMedian$/Sq FtDays
PGA Village Verano96$449,450$23698
Port St Lucie All Sections789$439,990$23992
South Port St Lucie43$439,450$270103
Lake Charles this page22$427,450$218100
Tradition64$377,500$20685
Savanna Club46$155,278$109108
Spanish Lakes46$74,900$60127

Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.

Is Lake Charles right for you?

It helps to know who Lake Charles tends to suit before you tour. Lake Charles works well for families and professionals who want the security and quieter streets of a gated community, often near the schools, shopping, and commuting routes of Port St. Lucie. A lake view is a common ask here, since many Lake Charles lots back onto water without the flood exposure of a coastal address. On price, Lake Charles lands in the middle of the market, a common fit for move-up buyers and full-time residents. Whether Lake Charles is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.

Living in Lake Charles

Lake Charles has the feel of a small town inside a gate. Most listings show a clubhouse, pool, tennis courts, a playground and a basketball court, and many list pickleball, shuffleboard, bocce, a library, picnic areas and trails. The lakes give many homes a water view from the back patio, and some owners keep small boats where the association allows. Many homes have screened pools and covered lanais, which is where most of the outdoor living happens. Street lights and sidewalks run through much of the community, so evening walks around the lakes are part of the routine for many residents.

Lake Charles location

Lake Charles is in the St. Lucie West area of Port St. Lucie, in St. Lucie County and the 34986 zip code. Streets include Munjack Circle, Lake Charles Circle, Andros Circle, Aruba Bay, Harbour Isles Circle, Saint Kitts Cove, Saint Vincent Cove, Marsh Harbor Bay and Barbuda Bay. Listing descriptions mention shopping and dining in St. Lucie West, the Mets stadium, nearby golf courses and quick access to I-95. Most current MLS listings show Windmill Point Elementary, Manatee Academy K-8 and St. Lucie West Centennial High, with a few listing St. Lucie West K-8. Confirm the assignment with St. Lucie Public Schools before you buy.

Buying a home in Lake Charles

The buying process in Lake Charles is the one used across St. Lucie County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in St. Lucie County is about $2,893. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Port St. Lucie means you see new listings in Lake Charles the day they reach the market.

Selling a home in Lake Charles

Selling a home in Lake Charles starts with pricing it correctly for current conditions. List prices in Lake Charles currently center around $427,450, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Lake Charles owners in Port St. Lucie, so you can see what your property could sell for before you commit to listing.

What is your Lake Charles home worth?

Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Lake Charles.

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Listing agents and seller representation in Lake Charles

Thinking about selling in Lake Charles? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.

Conditions in Lake Charles sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 100 days from listing to accepted offer, so build that into your moving timeline.

Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.

Pure Equity is a licensed Florida brokerage serving Lake Charles. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.

More on this: listing agents in Port St Lucie · understanding your listing agreement · selling a house with a reverse mortgage

Realtors and real estate agents serving Lake Charles

People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.

What separates real estate professionals in Lake Charles is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.

More on this: how South Florida condos are valued · how an HOA affects your home value · selling in a difficult situation

Buyer's agents in Lake Charles

A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.

Where buyers have room to negotiate, as they do in Lake Charles, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within St. Lucie County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.

What representation costs

Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.

Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.

More on this: how commission is actually structured · reading an offer properly · handling multiple offers

Search Lake Charles with someone local

We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.

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Frequently asked questions

How do I find a listing agent in Lake Charles?

Ask any listing agent you interview two questions. Which homes have they closed near Lake Charles, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $427,450 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving St. Lucie County. You can reach the broker directly at (561) 835-5400.

What does a seller's agent actually do?

A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.

How much does a real estate agent cost in Lake Charles?

Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.

What is the difference between a realtor, a real estate agent, and a broker?

A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Lake Charles, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?

Do I need an agent to buy a home in Lake Charles?

You are not legally required to use one, but most buyers in Lake Charles do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.

Can one agent help me sell my current home and buy the next one?

Yes. For people moving within St. Lucie County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.

Look up Lake Charles property records

Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.

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