$429,900
895 SW Lake Charles Circle
Port St Lucie, FL 34986
Explore the area: Port St Lucie homes for sale · St Lucie County real estate
Price Check
How this price compares
- List price
- $429,900
- Price per sq ft
- $205
- Vs. nearby sales
- 5.1% below
- Days on market
- 100
This 3-bedroom single-family home in Lake Charles Phase 1b is listed at $429,900, or $205 per square foot. The asking price has come down 1.1% from its original $434,900. It has been on the market for 100 days. The 6 most recent single-family home sales in the closings shown below sold at a median of $216 per square foot, so the asking price is 5.1% below what comparable homes here actually sold for.
Estimated monthly payment
$2,259 /mo
Principal and interest only, based on $85,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $429,900
- Days on Site
- 100 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,093 sqft
- Total Sq Ft
- 3,256 sqft
- Lot Size
- 0.23 Acres
- Year Built
- 1996
- Property Type
- Single Family
- MLS #
- B26043800
- Property Tax
- $9,983 (2025)
- HOA Fees
- $905 / Quarterly
- Subdivision
- LAKE CHARLES PHASE 1B
- Development
- Lake Charles
- County
- St Lucie
- Status
- Active
- Special Conditions
- Standard / Listed As Is
About This Property
LOCATION! LOCATION! LOCATION! Highly sought after LAKEFRONT home that boasts 3 bedrooms, 2 baths, a 2 garage. This LAKEFRONT home offers the perfect blend of comfort, style, and Florida living. The home features a spacious split floor plan, tile throughout and carpet in bedrooms. The remodeled kitchen showcases granite countertops, stainless steel appliances, and gas stove! Step outside through the pocket sliders to enjoy a large covered and screened-in patio overlooking the lake. Lake Charles' newly renovated clubhouse featuring an Olympic-size pool, hot tub, tennis courts, pickleball, basketball courts, playground, and more. ( More remarks in supplement remarks.) Residents enjoy 24-hour gated security and a prime location close to shopping, dining, PGA golf, major highways, and Clover Park, home of New York Mets spring training. This home is a rare opportunity in one of Port Saint Lucie's most sought-after communities. Lake Charles is a place where residents can enjoy many recreational amenities such as a manned security guard gated entry, a beautiful Beach Clubhouse with a magnificent heated pool & spa, library, media center, lighted tennis/pickleball courts, basketball court, 2 shuffleboard courts, bocce court, horseshoe game, playground, picnic with BBQ areas, jogging, biking, preserves and connecting lakes for boats that do not run on gas. Association fees also include landscape care, basic cable and internet. All documents and application can be found on the website LakeCharlesHOAcom as well as further information about the community.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1996
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- Southeast
- Lot Size (Acres)
- 0.23
- Living Sq Ft
- 2,093
- Total Sq Ft
- 3,256
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- Planned Un
Interior Features
- Appliances
- Cooktop / Dryer / Dishwasher / Gas Cooktop / Ice Maker / Microwave / Oven / Refrigerator / Water Heater / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Carpet / Ceramic Tile
- Interior Features
- Attic / Bathtub / Dual Sinks / Entrance Foyer / Eat In Kitchen / Garden Tub Roman Tub / Living Dining Room / Pantry / Pull Down Attic Stairs / Split Bedrooms / Soaking Tub / Vaulted Ceilings / Walk In Closets
- Laundry
- Inside / Laundry Room
- Main Level Bedrooms
- 1
- Main Level Baths
- 1
Exterior Features
- Construction
- Concrete / Stucco
- Roof
- Barrel
- Exterior Features
- Outdoor Living Area / Porch
- Pool Features
- Association / Heated
- Patio & Porch
- Covered / Patio / Porch / Screened
- Lot Features
- Less Than Quarter Acre
- Waterfront
- Yes
- Waterfront Features
- Lake Front
- View
- Lake
Community & HOA
- HOA Fee
- $905 / Quarterly
- HOA Name
- Lake Charles
- HOA Includes
- Common Areas / Maintenance Grounds / Pools / Recreation Facilities / Reserve Fund / Security
- Association Amenities
- Basketball Court / Billiard Room / Clubhouse / Fitness Center / Library / Management / Maintenance / Picnic Area / Playground / Pool / Shuffleboard Court / Security / Trails
- Community Features
- Home Owners Association / Gated / Property Manager On Site
- Security
- Security Gate / Gated Community
- Utilities
- Electricity Connected / Sewer Connected / Water Connected
- Pets Allowed
- Breed Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- Buyer Approval Required
- MLS Area
- 7500
This home's HOA fee works out to $302 a month, in line with the $302 median across 25 homes for sale in Lake Charles Phase 1b. See Lake Charles Phase 1b HOA fees
Schools
- Elementary School
- Windmill Point
- Middle School
- Manatee Academy K-8
- High School
- St. Lucie West Centennial
About the Community
Lake Charles is a gated community in Port St. Lucie, St. Lucie County, Florida. Active listings are priced from $329,500 to $449,000. Homes were built between 1997 and 2003. Pure Equity lists homes in Lake Charles and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 25
- Under Contract
- 7
- Median List Price
- $414,900
- Median $/Sq Ft
- $221
- Avg Days on Market
- 102
Frequently Asked Questions
- How do I schedule a tour of 895 SW Lake Charles Circle, Port St. Lucie, FL 34986?
- Use the Tour button on this listing to request a showing of 895 SW Lake Charles Circle, Port St. Lucie, FL 34986. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 still available?
- 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 is currently listed as Active, and has been on the market 100 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 895 SW Lake Charles Circle, Port St. Lucie, FL 34986?
- With 20% down ($85,980) on the $429,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 is about $2,259/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 895 SW Lake Charles Circle, Port St. Lucie, FL 34986?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 895 SW Lake Charles Circle, Port St. Lucie, FL 34986. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 have an HOA fee?
- Yes: 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 carries an HOA fee of about $905 quarterly (Lake Charles). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 895 SW Lake Charles Circle, Port St. Lucie, FL 34986?
- 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 is zoned for Windmill Point (elementary), Manatee Academy K-8 (middle), St. Lucie West Centennial (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 895 SW Lake Charles Circle, Port St. Lucie, FL 34986?
- Often, yes. The right offer on 895 SW Lake Charles Circle, Port St. Lucie, FL 34986 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Century 21 All Professional
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$429,900
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Listed by Debi A Jensen, Century 21 All Professional
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Recent Sales
Recently sold homes in Lake Charles Phase 1b
These are the last 6 recorded closings in Lake Charles Phase 1b, with the price each home actually sold for rather than what it was listed at. They closed at a median of $216 per square foot. The most recent closed on September 18, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$360,000
Sold · September 18, 2026
861 SW Munjack Circle
3 bed · 2 bath · 1,672 sqft · $215/sqft
$9,900 under the asking price
Sold$429,000
Sold · August 31, 2026
715 SW Munjack Circle
3 bed · 2 bath · 1,672 sqft · $257/sqft
Sold$405,000
Sold · July 31, 2026
764 SW St Croix Cove
3 bed · 2 bath · 1,679 sqft · $241/sqft
$4,900 under the asking price
Sold$410,000
Sold · July 24, 2026
657 SW Munjack Cove
3 bed · 2.5 bath · 2,029 sqft · $202/sqft
Sold$310,000
Sold · July 17, 2026
627 SW Saint Thomas Cove
2 bed · 2 bath · 1,672 sqft · $185/sqft
$9,500 under the asking price
Sold$360,000
Sold · July 13, 2026
665 SW Andros Circle
3 bed · 2 bath · 1,666 sqft · $216/sqft
$19,900 under the asking price
See every recorded sale in Lake Charles Phase 1b or find out what your Lake Charles Phase 1b home is worth.
