Port St. Lucie · St. Lucie County
34986 Homes for Sale & Real Estate Listings
Zip code 34986 covers Port St. Lucie in St. Lucie County, Florida. Locally it takes in the PGA Village area.
Get Listings Alerts
Be the first to know when a new home hits the market in 34986.
34986 Market at a Glance
Live MLS · Updated Oct 14, 2026
- Active Inventory
- 368
- New Listings (30d)
- 102
- Pending Sales
- 82
- Median List Price
- $409,900
- Closed Sales (September)
- 66+11.9% YoY
- Median Sale Price (September)
- $360,000-13% YoY
- Months of Inventory
- 6.1
- Avg Days on Market
- 93
Residential MLS data for 34986, updated nightly. View full market reports →
Available Now
About Zip Code 34986
Zip code 34986 covers Port St. Lucie in St. Lucie County, Florida. Locally it takes in the PGA Village area. There are 362 homes for sale in 34986 right now, updated from the MLS. The median list price is $405,000.
Market Overview
34986 real estate market
There are 362 active listings for sale in zip code 34986 right now. The median list price is $405,000. Listings span $169,900 to $4,900,000, so there is inventory across most budgets. These figures update from the MLS as the market moves.
34986 Market Stats
MLS data updated October 16, 2026- Active Listings
- 362
- Median List Price
- $405,000
- Price Range
- $169,900 to $4,900,000
Homes & Architecture
Homes for sale in 34986
Homes for sale in 34986 offer 1 to 4 bedrooms and 1 to 3.5 baths. Floor plans span roughly 868 to 2,764 square feet. The mix here includes single family, condo and land homes. Current prices run from $169,900 to $685,000. The homes on the market were built between 1992 and 2023.
New Construction
New construction homes in 34986
If you want a brand-new home in 34986, new construction here spans production single-family homes, new townhomes, and condos, part of the ongoing building activity across St. Lucie County. New builds mean modern floor plans, efficient systems, current wind-code construction, and a builder warranty. Have your own agent represent you from the first model visit, since the builder's sales rep works for the builder, not for you, and that representation is typically free to you.
Foreclosures & Distressed
Foreclosures & distressed homes in 34986
Foreclosures and other distressed homes in 34986, from bank-owned (REO) listings to short sales and auctions, sometimes sell below comparable market value because the seller is motivated. They almost always sell as-is, though, so weigh the price against the cost of repairs and a possibly slower closing. Because St. Lucie County processes foreclosures judicially, confirm the title and any outstanding liens before committing.
Prices & Value
34986 home prices
The median asking price for homes in 34986 is $405,000. That is roughly in line with the St. Lucie County median of $405,000. Active listings run from $169,900 at the entry level to $4,900,000 at the top, so there is inventory across a range of budgets. Across the homes on the market now, prices work out to roughly $221 per square foot. A typical listing here has 3 bedrooms and 2 baths, with around 2,128 square feet of living space. These figures update from the MLS as homes come on and go under contract, so use them as a current snapshot rather than a fixed value.
The Port St. Lucie Area
Zip 34986 is part of Port St. Lucie, which has a population of about 284,448 and growth of +4.8% since 2020. Port St. Lucie covers roughly 119 square miles at about 2,386 people per square mile. Across Port St. Lucie as a whole there are 2,300 homes for sale, averaging 101 days on market.
More about Port St. Lucie →Zip Code Guide
Port St. Lucie, FL zip code 34986
The 34986 zip code is one of the postal codes serving Port St. Lucie, in St. Lucie County, Florida. Within Port St. Lucie it covers the PGA Village area and the surrounding streets. Port St. Lucie is served by 6 zip codes in total: 34952, 34953, 34983, 34984, 34986, 34987. All of them, including 34986, sit in St. Lucie County, which is where the property records and tax bills for this area are kept.
Recent Sales
Recently sold homes in Port St. Lucie 34986
These are the last 24 recorded closings in Port St. Lucie 34986, with the price each home actually sold for rather than what it was listed at. They closed at a median of $188 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$384,000
Sold · October 15, 2026
20016 SW Caserta Way
2 bed · 2 bath · 1,646 sqft · $233/sqft
$15,000 under the asking price
Sold$290,000
Sold · October 15, 2026
1009 NW Tuscany Drive
2 bed · 2 bath · 1,831 sqft · $158/sqft
$8,888 under the asking price
Sold$405,000
Sold · October 13, 2026
709 SW Andros Cove
3 bed · 3 bath · 1,875 sqft · $216/sqft
$12,500 under the asking price
Sold$310,000
Sold · October 13, 2026
228 SW LAKE FOREST Way
2 bed · 2 bath · 1,310 sqft · $237/sqft
Sold$85,000
Sold · October 13, 2026
362 NW Chipshot Lane
0 bed · 0 bath
$14,000 under the asking price
Sold$259,000
Sold · October 9, 2026
5064 NW Coventry Circle
3 bed · 2.5 bath · 1,517 sqft · $171/sqft
$26,000 under the asking price
| Address | Closed | Sold for | Beds / baths | Sq ft | $/sq ft |
|---|---|---|---|---|---|
| 538 SW Indian Key Drive | October 9, 2026 | $299,900 | 3 / 2 | 1,487 | $202 |
| 875 NW Sarria Court | October 9, 2026 | $306,000 | 2 / 2 | 1,673 | $183 |
| 5021 NW Coventry Circle | October 9, 2026 | $335,000 | 3 / 2.5 | 1,813 | $185 |
| 20015 SW Caserta Way | October 9, 2026 | $350,000 | 2 / 2 | 1,646 | $213 |
| 7726 Greenbrier Circle | October 9, 2026 | $510,000 | 3 / 2 | 1,947 | $262 |
| 5784 NW WESLEY Road | October 9, 2026 | $570,000 | 4 / 3 | 2,320 | $246 |
| 9123 Sand Shot Way 4414 | October 9, 2026 | $224,500 | 2 / 2.5 | 1,200 | $187 |
| 333 SW NORTH SHORE Boulevard | October 9, 2026 | $366,900 | 2 / 2 | 1,299 | $282 |
| 5857 NW Ethel Court | October 8, 2026 | $435,000 | 4 / 3 | 2,430 | $179 |
| 515 SW Indian Key Drive | October 7, 2026 | $410,000 | 3 / 2 | 1,513 | $271 |
| 8319 Mulligan Circle 3112 | October 7, 2026 | $223,000 | 2 / 2.5 | 1,312 | $170 |
| 313 NW Alana Avenue | October 7, 2026 | $330,000 | 2 / 2 | 1,650 | $200 |
| 996 NW Tuscany Drive | October 7, 2026 | $275,000 | 2 / 2 | 1,585 | $174 |
| 448 SW Fairway Landing | October 6, 2026 | $298,000 | 2 / 2 | 1,585 | $188 |
| 5445 NW Briscoe Drive | October 6, 2026 | $574,900 | 4 / 3 | 2,486 | $231 |
| 9119 Sand Shot Way | October 6, 2026 | $232,500 | 2 / 2.5 | 1,312 | $177 |
| 486 NW Blue Lake Drive | October 5, 2026 | $375,000 | 3 / 2 | 2,426 | $155 |
| 504 NW Serene Meadow Way | October 5, 2026 | $415,000 | 3 / 2 | 2,211 | $188 |
See every recorded sale in Port St. Lucie 34986 or find out what your Port St. Lucie 34986 home is worth.
Location
Living in 34986
The 34986 area is part of Port St. Lucie in St. Lucie County. Locally it covers PGA Village and the surrounding streets. Day to day, the zip puts residents near Port St. Lucie's shopping, dining, and schools, with regional beaches, employers, and airports a drive away.
Buying in 34986
Buying a home in 34986
The buying process in 34986 is the one used across St. Lucie County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in St. Lucie County is about $2,893. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Most Florida purchases close within 30 to 45 days of an accepted offer. Working with an agent who knows Port St. Lucie means you see new listings in 34986 the day they reach the market.
Selling in 34986
Selling a home in 34986
Selling a home in 34986 starts with pricing it correctly for current conditions. List prices in the 34986 area currently center around $405,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. Agent commission is negotiable and is agreed to up front in the listing agreement. We provide a no-obligation home valuation for Port St. Lucie owners, so you can see what your property could sell for before you commit to listing.
Frequently Asked Questions
- What is the zip code for Port St. Lucie, FL?
- Port St. Lucie, in St. Lucie County, is served by 6 zip codes: 34952, 34953, 34983, 34984, 34986, 34987. This page covers homes for sale in 34986.
- What county is 34986 in?
- Zip code 34986 is in St. Lucie County, Florida, covering the PGA Village area of Port St. Lucie.
- How many homes are for sale in zip code 34986?
- There are 362 active listings for sale in zip code 34986 right now, and these counts update from the MLS as homes come on the market and go under contract. The top of the market here asks many times the entry level, so zip code 34986 covers very different kinds of buyer under one name. Ask us to set up a search alert and you will see new zip code 34986 listings the day they reach the market.
- What is the median home price in zip code 34986?
- The median list price in zip code 34986 is $405,000. The median is the midpoint of what is currently listed, so about half of zip code 34986 homes ask more and half ask less, within a broader range of $169,900 to $4,900,000. The median sits in the lower part of that range, so most zip code 34986 homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in zip code 34986 cover?
- Homes for sale in zip code 34986 currently range from about $169,900 at the entry level to $4,900,000 at the top of the market. That spread reflects the local mix, from smaller condos and townhomes up to larger single-family and luxury homes, with the median list price around $405,000. That is a wide spread, so zip code 34986 genuinely holds homes at very different budgets rather than one price point. Tell us your budget and must-haves and we will send the zip code 34986 listings that actually fit.
- What city is zip code 34986 in?
- Zip code 34986 is in Port St. Lucie, St. Lucie County, Florida, covering the PGA Village area.
- What types of homes are for sale in 34986?
- Current listings in 34986 include single family, condo and land homes. The exact mix changes as inventory turns over.
- What are closing costs when buying in St. Lucie County?
- Buyers in St. Lucie County typically budget for lender fees, an appraisal, title and settlement charges, and prepaid taxes and insurance. Florida also charges a documentary stamp tax, and on financed purchases an intangible tax on the mortgage. Your lender's loan estimate lists the specific figures for a given home.
- Is flood insurance required in 34986?
- If a home in 34986 sits in a FEMA-designated flood zone and you finance it, your lender will require flood insurance. Even outside mapped zones, many Florida owners carry it. Check the flood zone for any specific address before you make an offer.
- Is 34986 a good place to buy a home?
- 34986 suits buyers who want to be in Port St. Lucie. The right fit depends on your budget, commute, and the type of home you want. We can walk you through active listings and recent sales in 34986 so you can compare.
Thinking of Selling?
What is your the 34986 area home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in the 34986 area.
Listing agents and seller representation in 34986
Thinking about selling in the 34986 zip code? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Buyers currently hold leverage in the 34986 zip code, so pricing and presentation carry more weight than they would in a hot market. Homes that are prepared properly and priced against real closed sales still sell; the ones testing an optimistic number are the ones that sit.
A zip code can span very different streets. Flood zone and school assignment both move value. So does proximity to a busy corridor or a waterway. As a result, the right comparison set is rarely just recent sales in this zip.
Pure Equity is a licensed Florida brokerage serving the 34986 zip code. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in Port St Lucie · what is an exclusive right of sale listing? · selling when you owe more than the house is worth
Realtors and real estate agents serving 34986
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in the 34986 zip code is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how an HOA affects your home value · how a special assessment affects your sale · what it costs to sell a house here
Buyer's agents in 34986
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in the 34986 zip code, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within St. Lucie County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · buying and selling at the same time · cash offer or financed offer?
Buying Instead?
Search the 34986 area with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in 34986?
Ask any listing agent you interview two questions. Which homes have they closed near the 34986 zip code, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $405,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving St. Lucie County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in 34986?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in the 34986 zip code, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in 34986?
You are not legally required to use one, but most buyers in the 34986 zip code do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within St. Lucie County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Communities in Port St. Lucie
More Zip Codes in Port St. Lucie
Property Types
34986 types of homes
By Price
34986 homes by price
Nearby
Homes for sale in nearby zip codes
Public Records
Look up 34986 property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
St. Lucie County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
Related Reading
Port St. Lucie Reading
Home Buying Tips · October 14, 2026
Port St. Lucie Property Tax Rate: What Homeowners Really Pay in 2026
What is the Port St. Lucie property tax rate? Here is the full millage stack, how the city, county, schools and districts add up, the non-ad valorem fees on top, and how buyers can estimate a real tax bill.
Home Buying Tips · October 14, 2026
Golf Courses in Port St. Lucie: Public Tee Times, Private Clubs and Golf Homes
A guide to golf courses in Port St. Lucie: where the public can play, which clubs are private, what changed recently, and how to shop for a golf home on the Treasure Coast.
Home Buying Tips · October 14, 2026
Tradition Port St. Lucie Neighborhoods: A Village-by-Village Guide
A practical guide to Tradition Port St. Lucie neighborhoods: which villages are 55+, who builds where, what the town center and schools offer, and how CDD and HOA fees work before you buy.