Rent vs. Buy Calculator

Compare the true 5, 10, and 20-year cost of renting versus buying a home in South Florida. See exactly when buying beats renting.

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Buying becomes cheaper than renting in Year 2

YearTotal Rent PaidTotal Buy CostHome EquityNet Buy CostBetter
Yr 5$159,274$307,955$208,620$99,335Buy
Yr 10$343,916$512,411$357,185$155,225Buy
Yr 20$806,111$921,321$779,725$141,596Buy
Yr 30$1,427,262$1,330,232$1,459,529-$129,297Buy

Net buy cost = total paid minus home equity. Does not include tax deduction benefits or investment returns on down payment.

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