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Everything you need to know about financing your South Florida home: rates, loan types, and lender tips.
5 Articles
Mortgage & RatesMarch 10, 2026 · 5 min read
Choosing the wrong loan can cost you thousands, or cost you the deal entirely. Here's how to think through your financing options in the current market.
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Mortgage & RatesJuly 5, 2026 · 9 min read
The minimum down payment for a house is far lower than most buyers think. Depending on the loan, the real floor is zero to 3.5 percent, and the typical first-time buyer put down about 10 percent in 2025, not 20.
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Mortgage & RatesJune 19, 2026 · 7 min read
When a buyer can't get a traditional mortgage, the seller can step in as the lender. Here's how owner financing works, what it costs, and the rules that govern it.
Read Article →Mortgage & RatesJune 19, 2026 · 6 min read
Escrow trips people up because it means two different things. Here's the difference between purchase escrow and a mortgage escrow account, and how each works.
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Mortgage & RatesJune 9, 2026 · 6 min read
When conventional lenders say no, too many properties, irregular income, unusual property type, portfolio lenders often say yes. Here's what they are, what they cost, and how to find them in South Florida.
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