$275,000
638 SW Treasure Cove
Port St Lucie, FL 34986
Explore the area: Port St Lucie homes for sale · St Lucie County real estate
Price Check
How this price compares
- List price
- $275,000
- Price per sq ft
- $205
- Original price
- $290,000
- Days on market
- 99
This 2-bedroom single-family home in Lake Charles is listed at $275,000, or $205 per square foot. The asking price has come down 5.2% from its original $290,000. It has been on the market for 99 days.
Estimated monthly payment
$1,445 /mo
Principal and interest only, based on $55,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $317/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $275,000
- Days on Site
- 99 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,340 sqft
- Total Sq Ft
- 1,799 sqft
- Lot Size
- 0.12 Acres
- Year Built
- 2003
- Property Type
- Single Family
- MLS #
- B26041914
- Property Tax
- $6,560 (2025)
- HOA Fees
- $317 / Monthly
- Subdivision
- LAKE CHARLES
- Development
- LAKE CHARLES
- County
- St Lucie
- Status
- Active
- Special Conditions
- Standard / Listed As Is
About This Property
PRICED TO SELL, IN GOOD CONDITION & IN THE HEART OF ST. LUCIE WEST—PRIVATE PRESERVE SETTING, GATED COMMUNITY & AN HOA PACKED WITH VALUE! This well-maintained 2-bedroom, 2-bath home in desirable Lake Charles offers an exceptional combination of affordability, privacy, low-maintenance living, resort-style amenities, and an incredibly convenient location. The HOA includes lawn care, cable and high-speed internet, adding even more value while taking care of several everyday expenses. Well maintained and in good overall condition, the home offers a bright, comfortable floor plan with spacious living areas, tile and carpet flooring, and plenty of natural light. Backing to a peaceful preserve with no rear neighbors, you'll enjoy added privacy and a screened patio that's perfect for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. Living in Lake Charles means enjoying much more than just the home. Residents have access to a manned gated entrance, clubhouse, heated resort-style pool and spa, tennis and pickleball courts, basketball, bocce, shuffleboard, playground, picnic and BBQ areas, plus scenic walking, jogging and biking paths throughout the community. LOCATION, CONVENIENCE & LIFESTYLE! You're right in St. Lucie West near Publix, Walmart, shopping centers, restaurants, pharmacies, medical offices and everyday conveniences. Cleveland Clinic Martin Health at St. Lucie West and its 24/7 Emergency Center are nearby, along with Clover Park—home of New York Mets Spring Training—golf, entertainment and I-95. Tradition and its additional shopping, dining, entertainment and medical facilities are also just a short drive away. Whether you're looking for a full-time residence or seasonal Florida retreat, this home delivers what buyers are looking for: good condition, a private preserve setting, no rear neighbors, valuable HOA-included services, extensive amenities, gated living, and an incredibly convenient St. Lucie West location—all at an attractive price. PRICED TO SELL—schedule your private tour and discover the value, convenience and lifestyle Lake Charles has to offer!
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2003
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Carport / Detached Carport / Driveway / Garage / Garage Door Opener
- Direction Faces
- Southwest
- Lot Size (Acres)
- 0.12
- Living Sq Ft
- 1,340
- Total Sq Ft
- 1,799
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- RES
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Disposal / Microwave / Range / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Ceramic Tile / Tile
- Interior Features
- Attic / Dual Sinks / High Ceilings / Main Level Primary / Pull Down Attic Stairs / Split Bedrooms / Separate Shower / Walk In Closets
- Laundry
- Inside / Laundry Closet / In Kitchen
- Main Level Bedrooms
- 2
- Main Level Baths
- 2
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Stucco
- Roof
- Tile
- Exterior Features
- Outdoor Living Area / Other
- Architectural Style
- Ranch
- Pool Features
- Association
- Patio & Porch
- Covered / Patio / Screened
- Lot Features
- Interior Lot / Sprinklers Automatic / Less Than Quarter Acre
- Waterfront Features
- None
Community & HOA
- HOA Fee
- $317 / Monthly
- HOA Name
- First Service Residential
- HOA Includes
- Common Areas / Cable Tv / Maintenance Grounds / Recreation Facilities / Reserve Fund / Security / Internet
- Association Amenities
- Basketball Court / Cabana / Clubhouse / Management / Pool / Sidewalks / Tennis Courts / Trails
- Community Features
- Home Owners Association / Gated / Property Manager On Site / Street Lights
- Security
- Security Gate / Gated With Guard / Gated Community / Smoke Detectors / Security Guard
- Utilities
- Cable Available / Electricity Connected / Sewer Connected / Underground Utilities / Water Available
- Pets Allowed
- Number Limit / Size Limit / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Commercial Vehicles / No Smoking / Ok To Lease
- MLS Area
- 7500
This home's HOA fee works out to $317 a month, 5% above the $302 median across 26 homes for sale in Lake Charles. See Lake Charles HOA fees
About the Community
Lake Charles is a gated community in Port St. Lucie, St. Lucie County, Florida. Active listings are priced from $329,500 to $449,000. Homes were built between 1997 and 2003. Pure Equity lists homes in Lake Charles and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 26
- Under Contract
- 6
- Median List Price
- $416,200
- Median $/Sq Ft
- $220
- Avg Days on Market
- 100
Frequently Asked Questions
- How do I schedule a tour of 638 SW Treasure Cove, Port St. Lucie, FL 34986?
- Use the Tour button on this listing to request a showing of 638 SW Treasure Cove, Port St. Lucie, FL 34986. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 638 SW Treasure Cove, Port St. Lucie, FL 34986 still available?
- 638 SW Treasure Cove, Port St. Lucie, FL 34986 is currently listed as Active, and has been on the market 99 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 638 SW Treasure Cove, Port St. Lucie, FL 34986?
- With 20% down ($55,000) on the $275,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 638 SW Treasure Cove, Port St. Lucie, FL 34986 is about $1,445/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 638 SW Treasure Cove, Port St. Lucie, FL 34986?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 638 SW Treasure Cove, Port St. Lucie, FL 34986. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 638 SW Treasure Cove, Port St. Lucie, FL 34986 have an HOA fee?
- Yes: 638 SW Treasure Cove, Port St. Lucie, FL 34986 carries an HOA fee of about $317 monthly (First Service Residential). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 638 SW Treasure Cove, Port St. Lucie, FL 34986?
- Often, yes. The right offer on 638 SW Treasure Cove, Port St. Lucie, FL 34986 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Keller Williams Realty of PSL
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$275,000
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Listed by Sandra G Terpening, Keller Williams Realty of PSL
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Recent Sales
Recently sold homes in Lake Charles
These are the last 6 recorded closings in Lake Charles, with the price each home actually sold for rather than what it was listed at. They closed at a median of $216 per square foot. The most recent closed on September 18, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$360,000
Sold · September 18, 2026
861 SW Munjack Circle
3 bed · 2 bath · 1,672 sqft · $215/sqft
$9,900 under the asking price
Sold$429,000
Sold · August 31, 2026
715 SW Munjack Circle
3 bed · 2 bath · 1,672 sqft · $257/sqft
Sold$405,000
Sold · July 31, 2026
764 SW St Croix Cove
3 bed · 2 bath · 1,679 sqft · $241/sqft
$4,900 under the asking price
Sold$410,000
Sold · July 24, 2026
657 SW Munjack Cove
3 bed · 2.5 bath · 2,029 sqft · $202/sqft
Sold$310,000
Sold · July 17, 2026
627 SW Saint Thomas Cove
2 bed · 2 bath · 1,672 sqft · $185/sqft
$9,500 under the asking price
Sold$360,000
Sold · July 13, 2026
665 SW Andros Circle
3 bed · 2 bath · 1,666 sqft · $216/sqft
$19,900 under the asking price
See every recorded sale in Lake Charles or find out what your Lake Charles home is worth.
