$759,000
8935 SW 186th Terrace
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- Asking price
- $759,000
- Price per sq ft
- $584
- Vs. nearby sales
- 52.9% above
- Days on market
- 191
This 3-bedroom single-family home in Whispering Pines Estates went under contract with an asking price of $759,000, or $584 per square foot. The asking price has come down 5.1% from its original $800,000. It spent 191 days on the market before going under contract. The 6 most recent single-family home sales in the closings shown below sold at a median of $382 per square foot, so the asking price was 52.9% above what comparable homes here actually sold for.
Estimated monthly payment
$3,989 /mo
Principal and interest only, based on $151,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $759,000
- Days on Site
- 191 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,300 sqft
- Total Sq Ft
- 2,300 sqft
- Lot Size
- 0.35 Acres
- Year Built
- 1961
- Property Type
- Single Family
- MLS #
- A11979784
- Property Tax
- $6,686 (2025)
- Subdivision
- WHISPERING PINES ESTATES
- County
- Miami Dade
- Status
- Under Contract
- Special Conditions
- Listed As Is
About This Property
Beautiful 3-bedroom, 2-bathroom pool home with a very large two-car garage, featuring a brand new 2025 roof, full impact windows and doors throughout, and solar panels for a zero electric bill and energy efficiency, located in the heart of Cutler Bay on an expansive 15,050 sq ft lot with a large backyard and private pool perfect for entertaining and outdoor living. This one-story residence offers comfortable living spaces and plenty of room to enjoy the South Florida lifestyle. Ideally located near Whispering Pines Elementary and Cutler Bay Middle School, and within a one-mile proximity to Palmer Trinity School, an independent college preparatory school, as well as nearby parks like Whispering Pines Park and Lakes by the Bay Park. Just minutes from Publix, Target, restaurants, and major highways including US-1 and the Florida Turnpike, providing easy access throughout Miami. A great opportunity to own in one of Cutler Bay’s most desirable neighborhoods.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Under Contract
- Year Built
- 1961
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Parking
- Driveway
- Direction Faces
- North
- Lot Size (Acres)
- 0.35
- Living Sq Ft
- 1,300
- Total Sq Ft
- 2,300
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 2100
Interior Features
- Appliances
- Dishwasher / Gas Water Heater / Microwave / Refrigerator
- Cooling
- Central Air / Electric
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Bedroom On Main Level / Separate Shower
- Laundry
- Washer Hookup / Dryer Hookup / In Garage
Exterior Features
- Construction
- Block
- Roof
- Shingle
- Exterior Features
- Barbecue / Lighting / Outdoor Living Area / Porch
- Private Pool
- Yes
- Pool Features
- In Ground
- Patio & Porch
- Patio / Porch / Screened
- Lot Features
- Quarter To Half Acre Lot
- View
- Pool
Community & HOA
- Association Amenities
- Other
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- No Restrictions
- MLS Area
- 2600
Schools
- Elementary School
- Whispering Pines (Miami-Dade)
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Whispering Pines Estates is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $725,000 to $3,300,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Whispering Pines Estates and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 7
- Under Contract
- 2
- Median List Price
- $780,000
- Median $/Sq Ft
- $491
- Avg Days on Market
- 36
Frequently Asked Questions
- How do I schedule a tour of 8935 SW 186th Terrace, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 8935 SW 186th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8935 SW 186th Terrace, Cutler Bay, FL 33157 still available?
- 8935 SW 186th Terrace, Cutler Bay, FL 33157 is currently listed as Under Contract, and has been on the market 191 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8935 SW 186th Terrace, Cutler Bay, FL 33157?
- With 20% down ($151,800) on the $759,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8935 SW 186th Terrace, Cutler Bay, FL 33157 is about $3,989/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8935 SW 186th Terrace, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8935 SW 186th Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 8935 SW 186th Terrace, Cutler Bay, FL 33157?
- 8935 SW 186th Terrace, Cutler Bay, FL 33157 is zoned for Whispering Pines (Miami-Dade) (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8935 SW 186th Terrace, Cutler Bay, FL 33157?
- Often, yes. The right offer on 8935 SW 186th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Chez Realty, LLC.
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$759,000
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Listed by Mario Cabrera Benjamin, Chez Realty, LLC.
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Recent Sales
Recently sold homes in Whispering Pines Estates
These are the last 6 recorded closings in Whispering Pines Estates, with the price each home actually sold for rather than what it was listed at. They closed at a median of $397 per square foot. The most recent closed on October 7, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$630,000
Sold · October 7, 2026
8740 SW 191st Street
3 bed · 2 bath · 1,580 sqft · $399/sqft
$20,000 under the asking price
Sold$830,000
Sold · August 21, 2026
8701 SW 191st Street
4 bed · 2 bath · 2,634 sqft · $315/sqft
$19,900 under the asking price
Sold$610,000
Sold · July 28, 2026
9000 Caribbean Boulevard
3 bed · 2 bath · 1,538 sqft · $397/sqft
$9,900 under the asking price
Sold$830,000
Sold · July 16, 2026
8535 SW 186th Street
3 bed · 2 bath · 1,764 sqft · $471/sqft
$30,000 under the asking price
Sold$485,000
Sold · July 9, 2026
8932 Ridgeland Drive
3 bed · 2 bath · 1,320 sqft · $367/sqft
$14,500 under the asking price
Sold$700,000
Sold · July 6, 2026
9110 Caribbean Boulevard
4 bed · 3 bath · 2,133 sqft · $328/sqft
$100 over the asking price
See every recorded sale in Whispering Pines Estates or find out what your Whispering Pines Estates home is worth.
