$634,900
8920 SW 197th Street
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $634,900
- Price per sq ft
- $377
- Original price
- Unchanged
- Days on market
- N/A
This 3-bedroom single-family home in Whispering Pines Estates is listed at $634,900, or $377 per square foot.
Estimated monthly payment
$3,337 /mo
Principal and interest only, based on $126,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $634,900
- Days on Site
- 0 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,682 sqft
- Total Sq Ft
- 2,166 sqft
- Lot Size
- 0.2 Acres
- Year Built
- 1959
- Property Type
- Single Family
- MLS #
- A12102024
- Property Tax
- $7,876 (2025)
- Subdivision
- WHISPERING PINES ESTATES
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Welcome to this beautifully updated 4-bedroom, 2-bathroom pool home in the highly desirable Cutler Bay area. Designed for peace of mind and modern comfort, this home features impact windows throughout and a newer roof. Inside, enjoy a recently remodeled kitchen with stainless steel appliances and stylishly updated bathrooms. Step outside to your private paradise, an expansive patio and sparkling swimming pool perfect for relaxing or outdoor entertaining. Located near top-rated schools, parks, and shopping. Don't miss this incredible value. Priced to sell quickly, schedule your showing today!
General Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1959
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Driveway
- Direction Faces
- North
- Lot Size (Acres)
- 0.2
- Living Sq Ft
- 1,682
- Total Sq Ft
- 2,166
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dishwasher / Gas Range / Ice Maker / Refrigerator
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Laminate / Vinyl
- Interior Features
- Bedroom On Main Level / Main Level Primary / Pantry
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Shingle
- Exterior Features
- Outdoor Living Area
- Patio & Porch
- Patio
- Lot Features
- Rectangular Lot / Quarter To Half Acre Lot
- View
- Garden / Other
Community & HOA
- Community Features
- Street Lights
- Financing Terms
- Cash / Conventional
- Restrictions
- No Restrictions / Ok To Lease
- MLS Area
- 2600
Schools
- Elementary School
- Whispering Pines (Miami-Dade)
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Whispering Pines Estates is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $725,000 to $3,300,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Whispering Pines Estates and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 7
- Median List Price
- $780,000
- Median $/Sq Ft
- $449
- Avg Days on Market
- 42
Frequently Asked Questions
- How do I schedule a tour of 8920 SW 197th Street, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 8920 SW 197th Street, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8920 SW 197th Street, Cutler Bay, FL 33157 still available?
- 8920 SW 197th Street, Cutler Bay, FL 33157 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8920 SW 197th Street, Cutler Bay, FL 33157?
- With 20% down ($126,980) on the $634,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8920 SW 197th Street, Cutler Bay, FL 33157 is about $3,337/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8920 SW 197th Street, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8920 SW 197th Street, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 8920 SW 197th Street, Cutler Bay, FL 33157?
- 8920 SW 197th Street, Cutler Bay, FL 33157 is zoned for Whispering Pines (Miami-Dade) (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8920 SW 197th Street, Cutler Bay, FL 33157?
- Often, yes. The right offer on 8920 SW 197th Street, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Compass Florida, LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 7, 2026.
$634,900
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Listed by Osmany Mondaca, Compass Florida, LLC
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Recent Sales
Recently sold homes in Whispering Pines Estates
These are the last 6 recorded closings in Whispering Pines Estates, with the price each home actually sold for rather than what it was listed at. They closed at a median of $397 per square foot. The most recent closed on August 21, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$830,000
Sold · August 21, 2026
8701 SW 191st Street
4 bed · 2 bath · 2,634 sqft · $315/sqft
$19,900 under the asking price
Sold$610,000
Sold · July 28, 2026
9000 Caribbean Boulevard
3 bed · 2 bath · 1,538 sqft · $397/sqft
$9,900 under the asking price
Sold$830,000
Sold · July 16, 2026
8535 SW 186th Street
3 bed · 2 bath · 1,764 sqft · $471/sqft
$30,000 under the asking price
Sold$485,000
Sold · July 9, 2026
8932 Ridgeland Drive
3 bed · 2 bath · 1,320 sqft · $367/sqft
$14,500 under the asking price
Sold$700,000
Sold · July 6, 2026
9110 Caribbean Boulevard
4 bed · 3 bath · 2,133 sqft · $328/sqft
$100 over the asking price
Sold$710,000
Sold · June 22, 2026
8751 SW 193rd Terrace
3 bed · 2 bath · 1,754 sqft · $405/sqft
$15,000 under the asking price
See every recorded sale in Whispering Pines Estates or find out what your Whispering Pines Estates home is worth.
