How do I schedule a tour of 8740 SW 191st Street, Cutler Bay, FL 33157?

Use the Tour button on this listing to request a showing of 8740 SW 191st Street, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 8740 SW 191st Street, Cutler Bay, FL 33157 still available?

8740 SW 191st Street, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 8740 SW 191st Street, Cutler Bay, FL 33157?

With 20% down ($130,000) on the $650,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8740 SW 191st Street, Cutler Bay, FL 33157 is about $3,416/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 8740 SW 191st Street, Cutler Bay, FL 33157?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8740 SW 191st Street, Cutler Bay, FL 33157. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 8740 SW 191st Street, Cutler Bay, FL 33157?

8740 SW 191st Street, Cutler Bay, FL 33157 is zoned for Whispering Pines (Miami-Dade) (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 8740 SW 191st Street, Cutler Bay, FL 33157?

Often, yes. The right offer on 8740 SW 191st Street, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

6 Days on Market

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$650,000

8740 SW 191st Street

Cutler Bay, FL 33157

WHISPERING PINES ESTATES

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,580

Living Sq Ft

1961

Year Built

Estimated monthly payment

$3,416 /mo

Principal and interest only, based on $130,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $650,000
Days on Site: 6 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,580 sqft
Total Sq Ft: 2,104 sqft
Lot Size: 0.22 Acres
Year Built: 1961
Property Type: Single Family
MLS #: A12062156
Property Tax: $2,892 (2025)
Subdivision: WHISPERING PINES ESTATES
Development: Whispering Pines
County: Miami Dade
Status: Active

About This Property

Discover the potential of this 3 bedroom, 2 bath pool home on a 9,450 SF lot in Whispering Pines, one of Cutler Bay's most established neighborhoods. The big ticket improvements are already done! 2026 updates include a new roof, central A/C, gas water heater, refinished pool, freshly painted exterior and stove gas connection, giving the next owner a great head start and the freedom to make the home their own over time. Inside, comfortable living and dining spaces connect to the outdoors through French doors opening to a covered patio. Outside is where this property really shines, with a private screened pool, fenced backyard, detached 1 car garage and additional space for a boat, RV or recreational toys. There's plenty of room to entertain, relax by the pool and enjoy the South Florida lifestyle. Located in Flood Zone X, where flood insurance is not required. The location is just as special. Only one block from Whispering Pines Elementary and minutes from neighborhood parks, the lake loop, Old Cutler Road, Black Point Marina, shopping, dining and the Florida Turnpike. Whispering Pines offers something increasingly hard to find in Miami: an old-fashioned sense of community where neighbors know each other, kids grow up together and families gather for beloved annual traditions, including Fourth of July, Halloween and Christmas parades. This is more than a house. It's the kind of place where childhood memories are made, neighbors become friends and home feels like home.

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General Features

Property Type: Single Family
Status: Active
Year Built: 1961
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 1
Parking: Boat / Circular Driveway / Covered / Driveway / Detached / Electric Vehicle Charging Stations / Garage / Garage Door Opener / Rv Access Parking / On Street
Direction Faces: North
Lot Size (Acres): 0.22
Living Sq Ft: 1,580
Total Sq Ft: 2,104
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Disposal / Gas Water Heater / Microwave / Oven / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Tile / Vinyl
Interior Features: Breakfast Bar / Built In Features / Bedroom On Main Level / Eat In Kitchen / Family Dining Room / Main Level Primary / Separate Shower / Walk In Closets
Laundry: Washer Hookup / Dryer Hookup
Windows: Blinds / Drapes / Rods

Exterior Features

Construction: Block
Roof: Shingle
Private Pool: Yes
Pool Features: In Ground / Screen Enclosure
Lot Features: Interior Lot / Rectangular Lot / Quarter To Half Acre Lot
View: Garden / Pool

Community & HOA

Association Amenities: Other / Sidewalks
Community Features: Street Lights
Security: Smoke Detectors
Pets Allowed: Yes
Financing Terms: Conventional / FHA / Va Loan
Restrictions: No Restrictions
MLS Area: 2600

Schools

Elementary School: Whispering Pines (Miami-Dade)
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Whispering Pines Estates

View Community Details →

Whispering Pines Estates is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $725,000 to $3,300,000. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Whispering Pines Estates at 1% listing commission. Free buyer representation.

Homes for Sale: 5
Under Contract: 0
Median List Price: $780,000
Median Sale Price (July): $655,000
Median $/Sq Ft: $449
Avg Days on Market: 70

View all 5 homes for sale in Whispering Pines Estates →

Frequently Asked Questions

How do I schedule a tour of 8740 SW 191st Street, Cutler Bay, FL 33157?: Use the Tour button on this listing to request a showing of 8740 SW 191st Street, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 8740 SW 191st Street, Cutler Bay, FL 33157 still available?: 8740 SW 191st Street, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8740 SW 191st Street, Cutler Bay, FL 33157?: With 20% down ($130,000) on the $650,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8740 SW 191st Street, Cutler Bay, FL 33157 is about $3,416/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8740 SW 191st Street, Cutler Bay, FL 33157?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8740 SW 191st Street, Cutler Bay, FL 33157. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 8740 SW 191st Street, Cutler Bay, FL 33157?: 8740 SW 191st Street, Cutler Bay, FL 33157 is zoned for Whispering Pines (Miami-Dade) (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 8740 SW 191st Street, Cutler Bay, FL 33157?: Often, yes. The right offer on 8740 SW 191st Street, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$650,000