Loading…
Loading…
Buyers
How much home can you afford? Enter your financial details and get your maximum loan amount, purchase price, and estimated payment.
Your Financial Profile
Your Buying Power
Max Loan Amount
$420,861
Max Purchase Price
$480,861
Est. Monthly Payment
$2,800
P&I only
Total DTI Ratio
33.0%
Qualifying range
Next Step
A pre-approval letter shows sellers you're serious — and locks in your rate.
DTI Guide
Below 36% — Excellent
Strong qualifying profile. You'll likely receive the best rates and loan programs available.
36%–43% — Acceptable
Most conventional loans allow up to 43% back-end DTI. FHA allows up to 50% with compensating factors.
Above 43% — Challenging
You may need to reduce debts, increase income, or consider a larger down payment to qualify.