Sellers
Seller Closing Costs
See every cost you'll pay at closing, commission, doc stamps, title, taxes, and more, and your estimated net proceeds.
Sale Details
Seller Cost Breakdown
Palm Beach County · 5% commission
Agent Commission (5%)
5% × $550,000
$27,500
Doc Stamps on Deed ($0.70/$100)
$0.70 × 5500 hundreds
$3,850
Owner's Title Insurance (seller pays in Palm Beach)
FL promulgated rate
$2,825
Prorated Property Tax (est. 6 months)
Half of annual tax as seller credit
$2,500
Wire & Miscellaneous Closing Fees
Settlement agent, courier, etc.
$800
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Seller Cost Notes
Florida seller pays doc stamps
Unlike many states, Florida custom places doc stamps on the deed on the seller. This is $0.70 per $100 of sale price.
HOA estoppel required
Florida law requires sellers in HOA communities to obtain an estoppel letter confirming HOA dues are current. Fees vary by association.
Negotiate commission
Agent commission is always negotiable. At Pure Equity, we offer competitive rates. Ask us for details.
How the seller closing costs calculator works
This tool itemizes what a Florida seller pays at closing. The main lines are the documentary stamp tax on the deed ($0.70 per $100 of price outside Miami-Dade), title insurance on the state promulgated rate, the real estate commission, and property taxes prorated to the closing date. It totals these into your expected cost.
On a $500,000 sale outside Miami-Dade, doc stamps run $3,500 ($500,000 / 100 x $0.70). Owner's title insurance is roughly $2,575 at the promulgated rate, and a 6% commission adds $30,000. With prorated taxes and minor fees, total seller costs land near $37,000 before your mortgage payoff.
Closing costs quietly consume a large share of South Florida equity, so seeing each line before you list matters. Doc stamps and title charges scale with price, which stings in higher-value coastal markets. Knowing the breakdown lets you price correctly, weigh offers, and decide what concessions you can afford to give.