Refinance
Should I Refinance?
Get a clear recommendation — yes or no — based on your actual numbers. No fluff, just math.
Your Numbers
$
$
$
1 yr30 yrs
The Verdict
YES — Refinance
You save $400/month and your $8,000 in closing costs are recovered in 20 months (1.7 years). Since you plan to stay 7 years, you'll net $25,600 in total savings.
The Numbers
Monthly Savings
$400
Break-Even Point
20 months
Savings over 7 yrs
$25,600
Net Result
+$25,600
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