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A thorough inspection protects one of the biggest purchases of your life. Whether you need a full buyer's inspection, a four-point or wind mitigation report for insurance, or a pre-listing inspection, we connect you with licensed South Florida home inspectors. Tell us what you need and we will match you with a trusted local pro.
Free · No Obligation
Tell us what you need and we will connect you with a vetted Home Inspection professional in your area.
What's Included
A full buyer's home inspection is a top-to-bottom evaluation of a property's condition by a licensed, neutral third party who works for you, not the seller and not the agent. Over two to three hours the inspector examines the roof, the structure and foundation, the electrical system, the plumbing, the HVAC, the water heater, the attic and insulation, the windows and doors, and the visible signs of past or active water intrusion. You receive a written report, usually with photos, that separates minor wear from the problems that cost real money. In a competitive South Florida market it is tempting to waive the inspection to make an offer stand out, and some buyers do. That gamble can work, but it can also leave you owning a home with a failing roof, corroded cast iron drains, or an air handler on its last summer, with no recourse. A smarter path is to keep an inspection contingency in the contract, even a short one. The contingency gives you a defined window to have the home inspected and then to act on what you learn: proceed as planned, ask the seller to repair or credit the major items, or walk away and keep your deposit if the findings are bad enough. The inspection does not kill deals. It gives you the facts to negotiate from strength and to avoid the one mistake that is hard to undo, which is overpaying for a home with hidden defects you never had the chance to see.
Two inspections in Florida exist mainly to satisfy insurers, and buyers of older homes run into both. The four-point inspection is a focused look at the four systems carriers care about most: the roof, the electrical system, the plumbing, and the HVAC. Most companies require it before they will write or renew a policy on a home roughly thirty years or older, because those are the systems most likely to fail and generate a claim. If the report shows an aging roof, an outdated electrical panel, or polybutylene plumbing, the carrier may decline coverage or require repairs first, so it pays to know the result early rather than days before closing. The wind mitigation inspection is the one that can save you money. It documents the features that help a home resist hurricane-force wind: the roof covering and its age, how the roof deck is attached, the roof-to-wall connections such as clips or straps, the roof shape, and the presence of impact-rated or shuttered openings. Florida law requires insurers to give premium credits for these features, and on many homes the discount is substantial, often far more than the cost of the report. A buyer should order both inspections during the option period when buying an older home. Many homeowners also get a fresh wind mitigation report after a roof replacement or shutter upgrade, because the new credits can lower the premium right away. The inspectors we refer are equipped to complete both forms on the standard state documents.
The standard home inspection is broad but visual, and the Florida climate creates a few specific risks worth a closer look. A WDO inspection, short for wood-destroying organism, is the termite inspection, and in our warm, humid environment it is close to essential. Subterranean and drywood termites are widespread here, lenders often require the report on a purchase, and the damage is easy to miss until it is severe. A dedicated roof inspection makes sense on any older or questionable roof, since the roof drives both insurability and the largest repair bills. A pool inspection, separate from the general report, checks the pump, heater, surface, and safety barrier on a home with a pool. A sewer scope runs a camera down the main line to find the cracks, root intrusion, or collapse that surface inspections cannot see, which is valuable on older homes with cast iron or clay pipe. Mold assessment deserves attention given our humidity: a home that has had a roof leak, plumbing leak, or poor drainage can hide moisture problems behind walls and under flooring. None of these are automatic, and a good inspector will tell you honestly which add-ons your specific home and budget justify rather than upselling every option. When you request a referral, describe the home, its age, and anything you noticed on the showing, and we will match you with a partner who can scope the right combination.
Most people think of inspections as a buyer's tool, but a pre-listing inspection can be one of the smartest moves a seller makes. The idea is simple: you hire an inspector before you list, learn what the buyer's inspector is going to find, and decide how to handle it on your own terms instead of mid-negotiation. The advantages add up. You can repair problems with your own contractors at a fair price rather than agreeing to a rushed, inflated credit after the buyer's report lands. You remove the surprises that cause deals to fall apart late, when a buyer gets cold feet over a list of defects they did not expect. You can price the home accurately from the start, accounting for its true condition. And in markets where buyers are cautious, sharing a clean inspection report or a clear record of completed repairs builds trust and can support a stronger offer. A pre-listing inspection is especially valuable on older homes and on properties where insurance is a concern, since getting ahead of roof, electrical, or plumbing issues prevents the financing and coverage problems that derail closings. It is not the right call for every seller, and the report does create disclosure obligations you should discuss with your agent. But for many South Florida sellers, paying for the information up front protects the sale price and the timeline far more than it costs. The inspectors we refer handle pre-listing work and can prioritize the items most likely to matter to a buyer and their lender.
When to Call
Your inspection window is short and the clock is running. We move fast to connect you with a licensed inspector who can get out, report, and keep your contingency on track.
Homes around thirty years and up usually need a four-point and wind mitigation report for insurance. We match you with an inspector who can complete both on the standard state forms.
A pre-listing inspection lets you fix issues on your own terms before a buyer's report can derail the deal. We connect sellers with inspectors experienced in pre-sale work.
Even a brand-new home can have missed details before your warranty window closes. An independent inspection catches what the builder walkthrough does not.
If your carrier is asking for a four-point or wind mitigation report to keep your policy, we can connect you with an inspector to get the paperwork done.
Hire With Confidence
Florida licenses home inspectors through the state, and licensure requires training, an exam, and continuing education. We refer only licensed inspectors, so the person evaluating your home has met the state standard rather than working off a generic checklist.
A good inspector carries general liability and errors and omissions coverage, which protects you if something is missed. We confirm our partners are insured so a major oversight does not become your loss alone.
Ask to see a sample report. A strong one is detailed, photo-rich, and clear about what is urgent versus cosmetic. Years of local experience and hundreds of inspections matter more than the lowest price by a small margin.
In Florida the ability to complete four-point and wind mitigation reports is close to essential, especially on older homes. The inspectors we refer can handle the insurance forms along with the full inspection in one visit.
What Does It Cost?
As a general guide in South Florida, a full home inspection runs about $300 to $600 depending on the size and age of the home, a four-point inspection typically falls between $100 and $175, and a wind mitigation report runs roughly $75 to $150 (the two are often bundled). A WDO termite inspection usually adds $75 to $150, and a sewer scope or pool inspection runs more. These are ranges, not quotes. The partner we match you with provides exact pricing.
How It Works
Share a few details about your project. It takes a minute, with no cost or obligation.
We connect you with a licensed, insured local professional who serves your area.
Your pro handles the work, and we follow up to make sure you were taken care of.
Questions
It is risky. Waiving may strengthen an offer, but it leaves you with no recourse if the home has a failing roof, bad wiring, or hidden water damage. Keeping even a short inspection contingency lets you verify the home and still negotiate or walk away if the findings are serious.
A full buyer's inspection covers the whole home top to bottom. A four-point inspection looks only at the roof, electrical, plumbing, and HVAC, and exists to satisfy insurers, usually on homes around thirty years or older. Many buyers of older homes need both.
Often, yes. The report documents wind-resistant features like roof straps, roof shape, and impact openings, and Florida law requires insurers to give credits for them. On many homes the premium savings are far greater than the cost of the report.
Usually it is wise, and lenders often require it. A WDO inspection checks for termites and other wood-destroying organisms, which are common in Florida and can cause serious damage that a general inspection may not catch.
Yes. Requesting an inspector through Pure Equity Realty costs nothing. You pay only the inspection company for the services you approve.
Yes. We refer only Florida-licensed home inspectors who carry insurance, including errors and omissions coverage, so the work meets the state standard and you are protected if something is missed.
Get Started
Tell us what you need and we will connect you with a vetted, licensed local pro. Free, fast, and no obligation.