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55+ Community · North Miami, FL
Recent closed sales in Keystone Island No 2 — a read on what homes here actually sell for.
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Recently Sold · 7
About Keystone Island No 2
Keystone Island No 2 is an age-restricted 55+ community in North Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $5,000,000 to $8,600,000. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Keystone Island No 2 at 1% listing commission. Free buyer representation.
Homes & Architecture
Recent listings in Keystone Island No 2 have offered 3 to 6 bedrooms and 2 to 5.5 baths. Floor plans span roughly 2,048 to 4,547 square feet. The mix here includes single family and land homes. Current prices run from $3,100,000 to $15,490,000. The homes on the market were built between 1955 and 2025.
Amenities & Lifestyle
Waterfront homes here offer canal, lake, or Intracoastal frontage, and some sites include private dockage. As an age-restricted community, Keystone Island No 2 centers on an active adult lifestyle, with amenities and a social calendar built for residents 55 and over.
Location
Keystone Island No 2 sits in North Miami, part of Miami-Dade County, Florida. Residents are close to the shopping, dining, schools, and parks of the North Miami area, with the wider job centers, beaches, and airports of the region within driving distance.
Buying in Keystone Island No 2
If a home in Keystone Island No 2 catches your eye here, the buying process follows the same path as the rest of Miami-Dade County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Miami-Dade County is about $3,516. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows North Miami means you see new listings in Keystone Island No 2 the day they reach the market.
Selling in Keystone Island No 2
Thinking of selling in Keystone Island No 2? A successful sale here comes down to pricing, presentation, and marketing. List prices in Keystone Island No 2 currently center around $4,799,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Keystone Island No 2 owners in North Miami, so you can see what your property could sell for before you commit to listing.
Frequently Asked Questions
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