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55+ Community · Stuart, FL
Montego Cove Condo is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $289,000 to $324,900.
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Market Overview
There are 2 active listings for sale in Montego Cove Condo right now. The median list price is $302,400, or about $201 per square foot. Listings span $279,900 to $324,900, so there is inventory across most budgets. Homes are averaging 199 days on market. These figures update from the MLS as the market moves.
Montego Cove Condo Market Stats
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About Montego Cove Condo
Montego Cove Condo is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $289,000 to $324,900. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Montego Cove Condo at 1% listing commission. Free buyer representation.
Homes & Architecture
Homes for sale in Montego Cove Condo offer 2 bedrooms and 2 baths. Living areas are around 1,506 square feet. The mix here includes condo homes. Current prices run from $279,900 to $324,900.
Amenities & Lifestyle
The community is gated, with controlled access at the entrance. Waterfront homes here offer canal, lake, or Intracoastal frontage, and some sites include private dockage. As an age-restricted community, Montego Cove Condo centers on an active adult lifestyle, with amenities and a social calendar built for residents 55 and over.
Location
Montego Cove Condo is located in Stuart, part of Martin County, Florida. The Stuart area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Montego Cove Condo
Buying in Montego Cove Condo follows the same path as the rest of Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Stuart means you see new listings in Montego Cove Condo the day they reach the market.
Selling in Montego Cove Condo
A successful sale in Montego Cove Condo comes down to pricing, presentation, and marketing. List prices in Montego Cove Condo currently center around $302,400, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Montego Cove Condo owners in Stuart, so you can see what your property could sell for before you commit to listing.
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