How do I schedule a tour of 21 Harbor Drive, Key Largo, FL 33037?

Use the Tour button on this listing to request a showing of 21 Harbor Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 21 Harbor Drive, Key Largo, FL 33037 still available?

21 Harbor Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 64 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 21 Harbor Drive, Key Largo, FL 33037?

With 20% down ($153,800) on the $769,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21 Harbor Drive, Key Largo, FL 33037 is about $4,041/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 21 Harbor Drive, Key Largo, FL 33037?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21 Harbor Drive, Key Largo, FL 33037. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 21 Harbor Drive, Key Largo, FL 33037?

21 Harbor Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 21 Harbor Drive, Key Largo, FL 33037?

Often, yes. The right offer on 21 Harbor Drive, Key Largo, FL 33037 depends on how it's priced against comparable land sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

64 Days on Market

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$769,000

21 Harbor Drive

Key Largo, FL 33037

Sunset Waterways

Explore the area: Monroe County real estate

Bedrooms

Bathrooms

Living Sq Ft

N/A

Year Built

Estimated monthly payment

$4,041 /mo

Principal and interest only, based on $153,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $769,000
Days on Site: 64 Days
Bedrooms: 0
Total Baths: 0
Lot Size: 0.14 Acres
Property Type: Land
MLS #: A11986316
Property Tax: $2,694 (2025)
Subdivision: Sunset Waterways
Development: Sunset Waterways
County: Monroe
Status: Active

About This Property

One of the last exceptional vacant lots in the desirable Sunset Waterways subdivision, this property offers a rare opportunity to build your dream home in a premier waterfront setting with direct Bay access. Spanning 6,000 sq ft with 60 feet of beautiful waterfront, this lot provides the perfect canvas for a custom retreat.Ideally located just moments from the very best of coastal living, the property includes approved building plans, with dock approval currently pending with the Army Core of Engineers and DEP. It is presently in the ROGO system with 41 points. Plus, the current owner is a licensed architect and can modify the submitted plans for a reasonable fee, depending on the changes.Take advantage of this rare opportunity to own a premier waterfront property—bring your vision to life and enjoy the coastal lifestyle you’ve always imagined.

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General Features

Property Type: Land
Status: Active
Property Condition: To Be Built
Direction Faces: East
Lot Size (Acres): 0.14
Sewer: Public Sewer
Water Source: Public
Zoning: IS

Exterior Features

Lot Features: City Lot
Waterfront: Yes
Waterfront Features: Canal Front / Navigable Water / No Fixed Bridges
Frontage: Waterfront
Frontage Length: 60.00 ft
View: Canal / Mangroves

Community & HOA

Utilities: Electricity Available / Sewer Available / Water Available
Financing Terms: Cash / Conventional
MLS Area: 5940 - Other Florida County

Schools

Elementary School: Key Largo
Middle School: Key Largo
High School: Coral Shores

Features & Amenities

Canal Front

Navigable Water

No Fixed Bridges

Frequently Asked Questions

How do I schedule a tour of 21 Harbor Drive, Key Largo, FL 33037?: Use the Tour button on this listing to request a showing of 21 Harbor Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 21 Harbor Drive, Key Largo, FL 33037 still available?: 21 Harbor Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 64 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 21 Harbor Drive, Key Largo, FL 33037?: With 20% down ($153,800) on the $769,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21 Harbor Drive, Key Largo, FL 33037 is about $4,041/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 21 Harbor Drive, Key Largo, FL 33037?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21 Harbor Drive, Key Largo, FL 33037. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 21 Harbor Drive, Key Largo, FL 33037?: 21 Harbor Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 21 Harbor Drive, Key Largo, FL 33037?: Often, yes. The right offer on 21 Harbor Drive, Key Largo, FL 33037 depends on how it's priced against comparable land sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of The Listing Office, LLC.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 19, 2026.

$769,000