Island Community · Key Biscayne, FL
Key Biscayne Key Biscayne, FL Homes For Sale & Real Estate
Key Biscayne, Key Biscayne, FL, is an island community in Miami-Dade County. Key Biscayne is an affluent island village south of Miami Beach, reached by the Rickenbacker Causeway and bracketed by two state parks.
Get Listings Alerts
Be the first to know when a new home hits the market in Key Biscayne.
No Active Listings
There are no active listings in Key Biscayne right now. Get notified the moment one hits the market.
About Key Biscayne
Key Biscayne, Key Biscayne, FL, is an island community in Miami-Dade County. Key Biscayne is an affluent island village south of Miami Beach, reached by the Rickenbacker Causeway and bracketed by two state parks. The north end offers resort-style oceanfront condos while the south end holds single-family estates, all in a tight-knit village with top schools. Causeway-only access gives it a private, getaway feel minutes from the city.
Key Biscayne is an island village south of Miami Beach, reached by causeway from the mainland, and its real estate is a sought-after blend of luxury single-family homes and oceanfront and bayfront condominiums. Buyers choosing a house here find everything from established residences to large modern estates, with several on canals or the water offering dock access, while the condo market includes upscale beachfront towers with resort-style amenities. The island's limited size and protected, low-rise character constrain supply and support premium pricing, placing Key Biscayne among the higher-value markets in the county. It draws families, professionals, and seasonal owners seeking an island lifestyle close to the city.
The location is unusual and prized. Key Biscayne sits on a barrier island in Biscayne Bay, connected to Miami by the Rickenbacker Causeway, with state park land and beaches at both ends of the island giving it an open, natural setting rare so close to a major city. Despite feeling removed, downtown Miami, Coral Gables, and Brickell are a short drive across the causeway, so residents get island seclusion with quick access to the urban core, the airport, and top schools. The village has its own walkable core of shops and restaurants, and boating, beaches, and parks define daily life.
For buyers and sellers, the island setting shapes the practical checklist. This is low-lying coastal land, so flood zone, elevation, seawall and dock condition for waterfront homes, and the resulting flood, windstorm, and homeowners insurance are central considerations and meaningful costs. Condo buyers should review association budgets, reserves, dues, and Florida's structural-inspection and reserve requirements for coastal buildings. Key Biscayne suits buyers who want an upscale, family-friendly island lifestyle with beaches and boating, minutes from downtown Miami, and who are prepared for the insurance and maintenance realities of barrier-island property.
- ✓Barrier-island village
- ✓Crandon & Cape Florida state parks
- ✓North-end oceanfront condos
- ✓South-end single-family estates
- ✓Top schools, village feel
- ✓Rickenbacker Causeway access
Market & Value
Key Biscayne market and home values
Values in Key Biscayne track the community's own sales more closely than any broad regional number. Because inventory turns over as homes list and close, the most reliable read on Key Biscayne is the set of most recent comparable sales inside the community rather than a single posted figure. For pricing an offer or a listing, comparable sales within Key Biscayne carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Key Biscayne so you work from real numbers, not an estimate.
Who It Suits
Is Key Biscayne right for you?
A quick read on who fits Key Biscayne saves time before you visit. Key Biscayne suits a range of buyers, from first-time owners to move-up families, who want a home in Key Biscayne with the everyday conveniences of the area close by. Whether Key Biscayne is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Location
Key Biscayne location
Key Biscayne is located in Key Biscayne, part of Miami-Dade County, Florida. The Key Biscayne area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Key Biscayne
Buying a home in Key Biscayne
Buying in Key Biscayne follows the same path as the rest of Miami-Dade County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Miami-Dade County is about $3,516. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Key Biscayne means you see new listings in Key Biscayne the day they reach the market.
Selling in Key Biscayne
Selling a home in Key Biscayne
A successful sale in Key Biscayne comes down to pricing, presentation, and marketing. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Key Biscayne owners in Key Biscayne, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Key Biscayne home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Key Biscayne.
Listing agents and seller representation in Key Biscayne
Thinking about selling in Key Biscayne? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Key Biscayne sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Key Biscayne. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: how to choose a listing agent · short sales in Florida, and when they make sense
Realtors and real estate agents serving Key Biscayne
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Key Biscayne is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how South Florida condos are valued · how an HOA affects your home value · taxes and money when you sell
Buyer's agents in Key Biscayne
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Key Biscayne, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Miami-Dade County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · cash offer or financed offer? · when a sale falls through
Buying Instead?
Search Key Biscayne with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Key Biscayne?
Ask any listing agent you interview two questions. Which homes have they closed near Key Biscayne, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. Optimistic pricing costs sellers more than almost any other decision. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Miami-Dade County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Key Biscayne?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Key Biscayne, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Key Biscayne?
You are not legally required to use one, but most buyers in Key Biscayne do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Miami-Dade County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Key Biscayne property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Miami-Dade County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
More Communities in Key Biscayne
Tropical Isle Homes
Community
Biscayne Key Estates
Luxury Enclave
Key Colony
55+ Community
Oceana Key Biscayne
Waterfront Community
Cape Florida
Community
Commodore Club South Cond
55+ Community
Commodore Club West
Waterfront Community
Island House Apt Inc Co
Condominium
Towers Of Key Biscayne Co
55+ Community
The Emeraldbay @ Key Colo
55+ Community
Casa Del Mar
Community
Ocean Village Condo
Condominium
Nearby Communities in Miami-Dade County
Related Reading
Key Biscayne Reading
Celebrity Homes · September 21, 2026
Where Does Carlos Vives Live in Florida? His Key Biscayne Years and Colombian Base
Carlos Vives is based in Colombia, moving between Bogota and his hometown of Santa Marta, but he spent years living on Key Biscayne, the island village south of Miami Beach. No purchase has been reported. This post lays out what is known, why Key Biscayne draws Colombian artists, and what island homes cost now.
Celebrity Homes · September 21, 2026
Where Does Juanes Live in Florida? Inside His Key Biscayne Home
Juanes has lived in Key Biscayne, the island village south of Miami Beach, since 2004. Reports describe a waterfront home with a dock, two pools and a recording studio where he cuts much of his music. Here is what is public about the house, why he picked Miami, and what homes on the island cost today.
Celebrity Homes · September 21, 2026
Where Does Andy Garcia Live in Florida? His Key Biscayne Bayfront Home
Andy Garcia grew up in Miami Beach, fell for Key Biscayne in college, and rebuilt a bayfront home there after Hurricane Andrew. He lives mostly in Los Angeles. Here is what the New York Times and local reporting say about the house and what the island costs today.
Keep Exploring