$1,695,000
1210 Cactus Street
Key Largo, FL 33037
ROCK HARBOR ESTATE
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $1,695,000
- Price per sq ft
- $543
- Original price
- Unchanged
- Days on market
- 51
This 4-bedroom single-family home is listed at $1,695,000, or $543 per square foot. It has been on the market for 51 days.
Estimated monthly payment
$8,908 /mo
Principal and interest only, based on $339,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $1,695,000
- Days on Site
- 51 Days
- Bedrooms
- 4
- Total Baths
- 5
- Full Baths
- 4
- Partial Baths
- 1
- Living Area
- 3,120 sqft
- Total Sq Ft
- 5,963 sqft
- Lot Size
- 0.17 Acres
- Year Built
- 1979
- Property Type
- Single Family
- MLS #
- A12046590
- Property Tax
- $8,071 (2025)
- HOA Fees
- $200 / Annually
- Subdivision
- ROCK HARBOR ESTATE
- County
- Monroe
- Status
- Active
About This Property
Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle — with easy mainland access for commuting.The spacious two-story residence is designed for both everyday living and entertaining. The second-floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath.A permitted first-floor addition, completed in 2001, provides added flexibility with two bedrooms, one and a half baths, and a garage — ideal for guests, extended family, or additional living space.Boaters will appreciate the 60-foot split-level concrete dock with step-down access, perfect for kayaks, paddle boards, and lower-profile vessels. The property also offers ample parking for boats, RVs, and trailers, making it easy to enjoy everything the Florida Keys has to offer. Wake up, step outside, and head straight to the water for a morning paddle, fishing excursion, dive adventure, or sunset cruise.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1979
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached Carport / Attached / Boat / Covered / Carport / Garage / Garage Door Opener / Rv Access Parking
- Direction Faces
- Northeast
- Lot Size (Acres)
- 0.17
- Living Sq Ft
- 3,120
- Total Sq Ft
- 5,963
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- IS
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Laminate / Tile
- Interior Features
- Bathtub / Dual Sinks / Living Dining Room / Main Level Primary / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
- Total Rooms
- 2
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block
- Roof
- Concrete
- Exterior Features
- Balcony / Outdoor Living Area
- Patio & Porch
- Deck / Open / Balcony
- Waterfront
- Yes
- Waterfront Features
- Canal Front
- Frontage
- Waterfront
- Frontage Length
- 60.00 ft
- View
- Canal
Community & HOA
- HOA Fee
- $200 / Annually
- Association Amenities
- Other
- Community Features
- Home Owners Association
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Rental Restriction
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Area
- Homes for Sale
- 222
- Median List Price
- $897,000
- Median $/Sq Ft
- $699
- Avg Days on Market
- 157
Frequently Asked Questions
- How do I schedule a tour of 1210 Cactus Street, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 1210 Cactus Street, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 1210 Cactus Street, Key Largo, FL 33037 still available?
- 1210 Cactus Street, Key Largo, FL 33037 is currently listed as Active, and has been on the market 51 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 1210 Cactus Street, Key Largo, FL 33037?
- With 20% down ($339,000) on the $1,695,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1210 Cactus Street, Key Largo, FL 33037 is about $8,908/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 1210 Cactus Street, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1210 Cactus Street, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 1210 Cactus Street, Key Largo, FL 33037 have an HOA fee?
- Yes: 1210 Cactus Street, Key Largo, FL 33037 carries an HOA fee of about $200 annually. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 1210 Cactus Street, Key Largo, FL 33037?
- 1210 Cactus Street, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 1210 Cactus Street, Key Largo, FL 33037?
- Often, yes. The right offer on 1210 Cactus Street, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of American Caribbean Real Estate
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 3, 2026.
$1,695,000
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Listed by Joel Young, American Caribbean Real Estate
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