$407,000
13 Old State Road
Key Largo, FL 33037
HARBORAGE, THE
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $407,000
- Price per sq ft
- $519
- Original price
- $415,000
- Days on market
- 136
This 2-bedroom single-family home is listed at $407,000, or $519 per square foot. The asking price has come down 1.9% from its original $415,000. It has been on the market for 136 days.
Estimated monthly payment
$2,139 /mo
Principal and interest only, based on $81,400 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $160/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $407,000
- Days on Site
- 136 Days
- Bedrooms
- 2
- Total Baths
- 1
- Full Baths
- 1
- Partial Baths
- 0
- Living Area
- 784 sqft
- Total Sq Ft
- 2,596 sqft
- Lot Size
- 0.08 Acres
- Year Built
- 1977
- Property Type
- Single Family
- MLS #
- A12020351
- Property Tax
- $2,282 (2025)
- HOA Fees
- $160 / Monthly
- Subdivision
- HARBORAGE, THE
- County
- Monroe
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Great Community offering boating, pool, club house, laundry, ice machine and beautiful grounds at the Oceanfront community. Two bedrooms with one bathroom for your family with an open kitchen and living are combination facing the huge open patio for your outdoor entertaining. Boat dockage rental available. Three-month minimum rentals allowed. Carport for your protection for your car. Interior washer and dryer.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1977
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Attached Carport / Covered / Carport / Driveway / Golf Cart Garage
- Direction Faces
- East
- Lot Size (Acres)
- 0.08
- Living Sq Ft
- 784
- Total Sq Ft
- 2,596
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- URM
Interior Features
- Appliances
- Dryer / Oven / Refrigerator / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Laminate
- Interior Features
- Family Dining Room / Main Level Primary
- Windows
- Blinds / Other
- Total Rooms
- 1
- Furnished
- Unfurnished
Exterior Features
- Roof
- Other
- Exterior Features
- Awnings / Outdoor Living Area
- Architectural Style
- Mobile Home
- Private Pool
- Yes
- Pool Features
- In Ground / Association
- Patio & Porch
- Porch
Community & HOA
- HOA Fee
- $160 / Monthly
- HOA Includes
- Maintenance Grounds
- Association Amenities
- Clubhouse / Maintenance / Other / Pool / Boat Dock
- Community Features
- Home Owners Association
- Pets Allowed
- Pet Restrictions / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Ok To Lease
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Area
- Homes for Sale
- 158
- Median List Price
- $859,000
- Median $/Sq Ft
- $672
- Avg Days on Market
- 173
Frequently Asked Questions
- How do I schedule a tour of 13 Old State Road, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 13 Old State Road, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 13 Old State Road, Key Largo, FL 33037 still available?
- 13 Old State Road, Key Largo, FL 33037 is currently listed as Active, and has been on the market 136 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 13 Old State Road, Key Largo, FL 33037?
- With 20% down ($81,400) on the $407,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13 Old State Road, Key Largo, FL 33037 is about $2,139/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 13 Old State Road, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13 Old State Road, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 13 Old State Road, Key Largo, FL 33037 have an HOA fee?
- Yes: 13 Old State Road, Key Largo, FL 33037 carries an HOA fee of about $160 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 13 Old State Road, Key Largo, FL 33037?
- 13 Old State Road, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 13 Old State Road, Key Largo, FL 33037?
- Often, yes. The right offer on 13 Old State Road, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Barbara Eads Realty Inc.
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$407,000
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Listed by Barbara A Eads, Barbara Eads Realty Inc.
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