$1,349,000
23057 Bluegill Lane
Cudjoe Key, FL 33042
CUDJOE OCEAN SHORES AMD SEC 2A
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $1,349,000
- Price per sq ft
- $1,062
- Original price
- Unchanged
- Days on market
- 31
This 3-bedroom single-family home is listed at $1,349,000, or $1,062 per square foot. It has been on the market for 31 days.
Estimated monthly payment
$7,090 /mo
Principal and interest only, based on $269,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $1,349,000
- Days on Site
- 31 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,270 sqft
- Total Sq Ft
- 3,136 sqft
- Lot Size
- 0.23 Acres
- Year Built
- 1997
- Property Type
- Single Family
- MLS #
- B26062448
- Property Tax
- $3,138 (2025)
- Subdivision
- CUDJOE OCEAN SHORES AMD SEC 2A
- County
- Monroe
- Status
- Active
- Special Conditions
- Standard
About This Property
Look no further--this exceptional property truly has it all. This beautifully maintained CBS home boasts open-water views and is situated on an oversized lot on an extra-wide, deep canal, great for bigger boats, and just three houses in from the end. You'll be up on plane in seconds, with unparalleled boating access to both the Atlantic and Gulf. Ideally located closest to the premier backcountry of the Lower Florida Keys, this is the perfect property for the fishing and diving enthusiasts and still only 20 minutes to Key West. Built by Tom Ryan Construction, this solid CBS 3-bedroom 2-bath home is almost 1,300 square feet, and has a spacious, open feel, created by the thoughtful layout and vaulted ceilings in the main living area. The kitchen features granite countertops, a convenient breakfast bar, and a dedicated dining area, making it ideal for both everyday island living and entertaining. The primary suite has a walk in closet and french doors leading out to the porch, while the second bedroom has a pocket door creating another convenient ensuite for guests. Most days you'll enjoy outdoor dining or cocktails and the relaxed island life from the covered, screened porch overlooking the canal with open water views of Kemp Channel. The views continue into the primary suite and kitchen, offering a beautiful waterfront backdrop throughout the home. The lower enclosure provides plenty of space for a vehicle, workshop, and storage. Two 500-gallon cisterns provide ample water for maintaining the lush tropical landscaping. The solid concrete step down seawall features davits each with a 5,500 lift capacity. This property is the ideal location to be able to spend a stellar day on the water, then head to Key West to one of the many fabulous restaurants for dinner, and finish the evening listening to live music or take in a show at one of our unique boutique theaters. You can have it all.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1997
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- One / Two
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached Carport / Attached / Covered / Carport / Garage / Open
- Direction Faces
- South
- Lot Size (Acres)
- 0.23
- Living Sq Ft
- 1,270
- Total Sq Ft
- 3,136
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- is
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Oven / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Tile
- Interior Features
- Breakfast Bar / Breakfast Area / Entrance Foyer / Kitchen Dining Combo / Upper Level Primary
- Laundry
- Laundry Closet
- Windows
- Jalousie / Shutters
- Main Level Bedrooms
- 3
- Main Level Baths
- 2
- Furnished
- Negotiable
Exterior Features
- Construction
- Block / Concrete
- Roof
- Metal
- Exterior Features
- Outdoor Living Area / Porch / Room For Pool
- Architectural Style
- Contemporary / Stilt
- Patio & Porch
- Porch / Screened
- Lot Features
- Fruit Trees / Landscaped / Oversized Lot / Less Than Quarter Acre
- Waterfront
- Yes
- Waterfront Features
- Canal Access / Canal Front / Navigable Water / No Fixed Bridges / Ocean Access / Seawall
- Frontage
- Waterfront
- Frontage Length
- 85.00 ft
- View
- Bay / Canal / Water
Community & HOA
- Utilities
- Cable Available / Electricity Available / Natural Gas Not Available / Sewer Connected / Water Connected
- Pets Allowed
- No Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / Exchange1031 / FHA / Va Loan
- Restrictions
- No Short Term Rentals / Rental Restriction
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Sugarloaf
- Middle School
- Sugarloaf
- High School
- Key West
About the Area
- Homes for Sale
- 3
- Median List Price
- $1,269,000
- Median $/Sq Ft
- $1,062
- Avg Days on Market
- 74
Frequently Asked Questions
- How do I schedule a tour of 23057 Bluegill Lane, Cudjoe Key, FL 33042?
- Use the Tour button on this listing to request a showing of 23057 Bluegill Lane, Cudjoe Key, FL 33042. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 23057 Bluegill Lane, Cudjoe Key, FL 33042 still available?
- 23057 Bluegill Lane, Cudjoe Key, FL 33042 is currently listed as Active, and has been on the market 31 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 23057 Bluegill Lane, Cudjoe Key, FL 33042?
- With 20% down ($269,800) on the $1,349,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 23057 Bluegill Lane, Cudjoe Key, FL 33042 is about $7,090/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 23057 Bluegill Lane, Cudjoe Key, FL 33042?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 23057 Bluegill Lane, Cudjoe Key, FL 33042. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 23057 Bluegill Lane, Cudjoe Key, FL 33042?
- 23057 Bluegill Lane, Cudjoe Key, FL 33042 is zoned for Sugarloaf (elementary), Sugarloaf (middle), Key West (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 23057 Bluegill Lane, Cudjoe Key, FL 33042?
- Often, yes. The right offer on 23057 Bluegill Lane, Cudjoe Key, FL 33042 depends on how it's priced against comparable single family sales in Cudjoe Key, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Coldwell Banker Schmitt RE Co
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
$1,349,000
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Listed by Anneliese Dietrick, Coldwell Banker Schmitt RE Co
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