
Estimated monthly payment
$24 /mo
Principal and interest only, based on $900 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $4,500
- Days on Site
- 0 Days
- Bedrooms
- 5
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 3,218 sqft
- Lot Size
- 0.14 Acres
- Year Built
- 2004
- Property Type
- Single Family
- MLS #
- A12044293
- Subdivision
- FLORIDIAN BAY ESTATES
- Development
- FLORIDIAN BAY ESTATE
- County
- Miami Dade
- Status
- Active
About This Property
Stunning two-story waterfront residence in gated Floridian Bay Estates/Waterstone featuring 5 bedrooms, 3 full baths, soaring ceilings, elegant curved staircase, 3-car garage, and 3,218 SF of living area on a 6,238 SF lot. Enjoy a true resort-style backyard with pool, raised spillover spa/jacuzzi, pergola, lush landscaping, and breathtaking direct lake views, with the lake just steps beyond the backyard fence. The rear property line spans approximately 65 linear feet, creating a wide backyard setting facing the lake. Roof-mounted solar panel system offers a major monthly savings advantage — owner reports an average electric bill of approximately $35/month, while comparable nearby homes of similar size have reportedly seen electric bills in the $600–$700/month range, depending on usage. Home also features a high-quality whole-house water filtration/softening system, providing filtered water throughout the property. Landlord includes full lawn/landscape care and pool/spa maintenance, making this home easy to enjoy with minimal upkeep. Automatic sprinkler system, oversized driveway, and plenty of parking. A rare lakefront rental with space, privacy, views, savings, and lifestyle.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2004
- Number of Stories
- 2
- Garage Spaces
- 3
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Direction Faces
- North
- Lot Size (Acres)
- 0.14
- Living Sq Ft
- 3,218
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Oven / Refrigerator / Water Purifier / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Spa
- Yes
- Interior Features
- Main Level Primary / Sitting Area In Primary / Upper Level Primary
- Windows
- Blinds
- Total Rooms
- 6
- Furnished
- Unfurnished
Exterior Features
- Exterior Features
- Awnings / Lighting
- Private Pool
- Yes
- Pool Features
- In Ground / Private
- Waterfront
- Yes
- Waterfront Features
- Lake Front / Other
- Frontage
- Waterfront
- Frontage Length
- 65.00 ft
- View
- Lake
Community & HOA
- Association Amenities
- Maintenance
- Security
- Fire Alarm / Gated With Guard / Key Card Entry / Security Guard
- Utilities
- Sewer Available
- Pets Allowed
- Yes
- MLS Area
- 2790
Schools
- Elementary School
- Mandarin Lakes K-8 Academy
- Middle School
- Redland
- High School
- Homestead
About the Community
Floridian Bay Estates is an age-restricted 55+ community in Homestead, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $549,000 to $585,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Floridian Bay Estates and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 3
- Median List Price
- $585,000
- Median $/Sq Ft
- $276
- Avg Days on Market
- 80
Frequently Asked Questions
- How do I schedule a tour of 3906 NE 20th Street, Homestead, FL 33033?
- Use the Tour button on this listing to request a showing of 3906 NE 20th Street, Homestead, FL 33033. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 3906 NE 20th Street, Homestead, FL 33033 still available?
- 3906 NE 20th Street, Homestead, FL 33033 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 3906 NE 20th Street, Homestead, FL 33033?
- With 20% down ($900) on the $4,500 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3906 NE 20th Street, Homestead, FL 33033 is about $24/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 3906 NE 20th Street, Homestead, FL 33033?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3906 NE 20th Street, Homestead, FL 33033. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 3906 NE 20th Street, Homestead, FL 33033?
- 3906 NE 20th Street, Homestead, FL 33033 is zoned for Mandarin Lakes K-8 Academy (elementary), Redland (middle), Homestead (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 3906 NE 20th Street, Homestead, FL 33033?
- Often, yes. The right offer on 3906 NE 20th Street, Homestead, FL 33033 depends on how it's priced against comparable single family sales in Homestead, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of One Sotheby's International Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 3, 2026.
$4,500
Interested in This Property?
Contact us to schedule a showing or ask a question.
Listed by Jean-Claude Zenni, One Sotheby's International Realty
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