How do I schedule a tour of 404 21st Street SE, Vero Beach, FL 32962?

Use the Tour button on this listing to request a showing of 404 21st Street SE, Vero Beach, FL 32962. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 404 21st Street SE, Vero Beach, FL 32962 still available?

404 21st Street SE, Vero Beach, FL 32962 is currently listed as Under Contract, and has been on the market 10 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 404 21st Street SE, Vero Beach, FL 32962?

With 20% down ($83,980) on the $419,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 404 21st Street SE, Vero Beach, FL 32962 is about $2,207/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 404 21st Street SE, Vero Beach, FL 32962?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 404 21st Street SE, Vero Beach, FL 32962. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 404 21st Street SE, Vero Beach, FL 32962?

404 21st Street SE, Vero Beach, FL 32962 is zoned for Indian River (elementary), Vero Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 404 21st Street SE, Vero Beach, FL 32962?

Often, yes. The right offer on 404 21st Street SE, Vero Beach, FL 32962 depends on how it's priced against comparable single family sales in Vero Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Under Contract

10 Days on Market

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$419,900

404 21st Street SE

Vero Beach, FL 32962

VERO SHORES UNIT 1

Explore the area: Vero Beach homes for sale · Indian River County real estate

Price Check

How this price compares

Asking price: $419,900
Price per sq ft: $256
Original price: Unchanged
Days on market: 10

This 3-bedroom single-family home in Vero Shores Unit 1 went under contract with an asking price of $419,900, or $256 per square foot. It spent 10 days on the market before going under contract.

Bedrooms

Bathrooms

1,640

Living Sq Ft

1973

Year Built

Estimated monthly payment

$2,207 /mo

Principal and interest only, based on $83,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $419,900
Days on Site: 10 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,640 sqft
Total Sq Ft: 1,640 sqft
Lot Size: 0.37 Acres
Year Built: 1973
Property Type: Single Family
MLS #: B26075381
Property Tax: $4,549 (2025)
Subdivision: VERO SHORES UNIT 1
Development: Vero Shores
County: Indian River
Status: Under Contract
Special Conditions: Standard / Listed As Is

About This Property

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.

Virtual Tour

General Features

Property Type: Single Family
Status: Under Contract
Year Built: 1973
Property Condition: Resale / Updated Remodeled
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Boat / Driveway / Garage / Garage Door Opener / Gravel / Open / Rv Access Parking
Direction Faces: South
Lot Size (Acres): 0.37
Living Sq Ft: 1,640
Total Sq Ft: 1,640
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: RS-6

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Tile
Interior Features: Breakfast Area / Eat In Kitchen / Kitchen Dining Combo / Other / Pantry / Separate Shower / Walk In Closets
Laundry: Laundry Room / In Unit
Windows: Insulated Windows / Storm Windows
Main Level Bedrooms: 3
Main Level Baths: 2
Total Rooms: 6
Furnished: Unfurnished

Exterior Features

Construction: Block
Roof: Metal
Exterior Features: Outdoor Living Area / Storage / Room For Pool
Architectural Style: Ranch
Patio & Porch: Patio / Screened
Lot Features: Corner Lot / Landscaped / Quarter To Half Acre Lot
Waterfront Features: None
View: Garden / Other

Community & HOA

Security: Smoke Detectors
Utilities: Cable Connected / Electricity Connected / Sewer Connected / Water Connected
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Assumable / Cash / Conventional / FHA / Va Loan
Restrictions: No Restrictions / Ok To Lease
MLS Area: 6341 - County Southeast (IR)

Schools

Elementary School: Indian River
High School: Vero Beach

About the Community

Vero Shores

View Community Details →

Homes for Sale: 0

Frequently Asked Questions

How do I schedule a tour of 404 21st Street SE, Vero Beach, FL 32962?: Use the Tour button on this listing to request a showing of 404 21st Street SE, Vero Beach, FL 32962. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 404 21st Street SE, Vero Beach, FL 32962 still available?: 404 21st Street SE, Vero Beach, FL 32962 is currently listed as Under Contract, and has been on the market 10 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 404 21st Street SE, Vero Beach, FL 32962?: With 20% down ($83,980) on the $419,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 404 21st Street SE, Vero Beach, FL 32962 is about $2,207/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 404 21st Street SE, Vero Beach, FL 32962?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 404 21st Street SE, Vero Beach, FL 32962. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 404 21st Street SE, Vero Beach, FL 32962?: 404 21st Street SE, Vero Beach, FL 32962 is zoned for Indian River (elementary), Vero Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 404 21st Street SE, Vero Beach, FL 32962?: Often, yes. The right offer on 404 21st Street SE, Vero Beach, FL 32962 depends on how it's priced against comparable single family sales in Vero Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Atlantic Key Realty Group

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 13, 2026.

$419,900

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Listed by Dahlia Marianna Gotzmann, Atlantic Key Realty Group

Map & Location

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Cities in Indian River County

Vero Beach Homes for Sale$411,570 Sebastian Homes for Sale$374,900 Fellsmere Homes for Sale$731,950

Zip Codes in Indian River County

32967 Homes for Sale$448,000 32962 Homes for Sale$249,750 32966 Homes for Sale$384,900 32963 Homes for Sale$925,000 32958 Homes for Sale$374,900 32968 Homes for Sale$498,000 32960 Homes for Sale$309,000 32948 Homes for Sale$731,950 32976 Homes for Sale$242,400

Property Types

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Recently sold homes in Vero Shores Unit 1

These are the last 3 recorded closings in Vero Shores Unit 1, with the price each home actually sold for rather than what it was listed at. They closed at a median of $320 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.