$4,500,000
422 Harbour Drive
Duck Key, FL 33050
HARBOUR ISLAND AMD
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $4,500,000
- Price per sq ft
- $1,718
- Original price
- Unchanged
- Days on market
- 3
This 4-bedroom single-family home is listed at $4,500,000, or $1,718 per square foot. It has been on the market for 3 days.
Estimated monthly payment
$23,649 /mo
Principal and interest only, based on $900,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $4,500,000
- Days on Site
- 3 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 2,620 sqft
- Total Sq Ft
- 5,300 sqft
- Lot Size
- 0.54 Acres
- Year Built
- 1985
- Property Type
- Single Family
- MLS #
- B26097319
- Property Tax
- $20,458 (2025)
- Subdivision
- HARBOUR ISLAND AMD
- County
- Monroe
- Status
- Active
- Special Conditions
- Standard
About This Property
There are places where the water is part of the view. And then there's Duck Key, where it shapes the entire way of life. Set in the heart of the Florida Keys, this two-story waterfront residence brings together thoughtful living spaces, beautiful open-water scenery, and everything that makes island life so distinctive. The home offers four bedrooms and three bathrooms, surrounded by lush landscaping and designed to make the most of its waterfront setting. Outside, the property really comes into its own. A private pool, beach area, and dock put the water at the center of every day. And for boaters, the details matter: A 30,000-pound boat lift, a jet ski lift, a fish cleaning station, and steps leading right into the water. A morning offshore, an afternoon exploring the keys, or a quiet even
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1985
- Property Condition
- Resale
- Number of Stories
- 3
- Levels
- Two
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- East
- Lot Size (Acres)
- 0.54
- Living Sq Ft
- 2,620
- Total Sq Ft
- 5,300
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- IS-M
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Other / Tile
- Interior Features
- Dual Sinks / Living Dining Room / Upper Level Primary / Vaulted Ceilings
- Laundry
- Inside / Laundry Closet / In Hall
- Windows
- Blinds
- Main Level Bedrooms
- 2
- Main Level Baths
- 2
- Total Rooms
- 6
- Furnished
- Furnished
Exterior Features
- Construction
- Stucco
- Roof
- Metal
- Private Pool
- Yes
- Pool Features
- Fenced / In Ground / Private
- Waterfront
- Yes
- Waterfront Features
- Bayfront / Ocean Access / Seawall
- Frontage
- Waterfront
- Frontage Length
- 75.00 ft
- View
- Bay / Water
Community & HOA
- Security
- Smoke Detectors
- Utilities
- Cable Available / Electricity Connected / Sewer Connected / Water Connected
- Pets Allowed
- No Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Restrictions / Ok To Lease
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Stanley Switlik
- Middle School
- Marathon
- High School
- Coral Shores
About the Area
- Homes for Sale
- 25
- Under Contract
- 0
- Median List Price
- $999,999
- Median $/Sq Ft
- $710
- Avg Days on Market
- 256
Frequently Asked Questions
- How do I schedule a tour of 422 Harbour Drive, Duck Key, FL 33050?
- Use the Tour button on this listing to request a showing of 422 Harbour Drive, Duck Key, FL 33050. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 422 Harbour Drive, Duck Key, FL 33050 still available?
- 422 Harbour Drive, Duck Key, FL 33050 is currently listed as Active, and has been on the market 3 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 422 Harbour Drive, Duck Key, FL 33050?
- With 20% down ($900,000) on the $4,500,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 422 Harbour Drive, Duck Key, FL 33050 is about $23,649/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 422 Harbour Drive, Duck Key, FL 33050?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 422 Harbour Drive, Duck Key, FL 33050. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 422 Harbour Drive, Duck Key, FL 33050?
- 422 Harbour Drive, Duck Key, FL 33050 is zoned for Stanley Switlik (elementary), Marathon (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 422 Harbour Drive, Duck Key, FL 33050?
- Often, yes. The right offer on 422 Harbour Drive, Duck Key, FL 33050 depends on how it's priced against comparable single family sales in Duck Key, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of The High Tide Group
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$4,500,000
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Listed by Tara Lyall, The High Tide Group
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