$1,600,000
4685 St James Avenue
Vero Beach, FL 32967
ST JAMES ISLAND-OAK HARBOR PLAT #1
Explore the area: Vero Beach homes for sale · Indian River County real estate
Price Check
How this price compares
- List price
- $1,600,000
- Price per sq ft
- $626
- Original price
- Unchanged
- Days on market
- N/A
This 2-bedroom single-family home in ZIP 32967 is listed at $1,600,000, or $626 per square foot.
Estimated monthly payment
$8,409 /mo
Principal and interest only, based on $320,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $844/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $1,600,000
- Days on Site
- 0 Days
- Bedrooms
- 2
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 2,555 sqft
- Total Sq Ft
- 2,555 sqft
- Lot Size
- 0.2 Acres
- Year Built
- 1999
- Property Type
- Single Family
- MLS #
- B26057396
- Property Tax
- $6,433 (2025)
- HOA Fees
- $844 / Monthly
- Subdivision
- ST JAMES ISLAND-OAK HARBOR PLAT #1
- County
- Indian River
- Status
- Active
- Special Conditions
- Standard
About This Property
Enjoy the Florida lifestyle in this beautiful lakefront pool home located in the sought-after Oak Harbor community. Featuring a spacious 2-bedroom plus den floor plan, this residence offers an open and inviting design with volume ceilings, plantation shutters, a cozy fireplace, whole house generator and a private primary suite with sitting area and walk-in closet. Relax while taking in peaceful lake views from the screened pool area and covered porch. Oak Harbor provides an outstanding array of amenities including 24-hour security, clubhouse, fitness, tennis, golf, dining, and more.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1999
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Garage
- Direction Faces
- East
- Lot Size (Acres)
- 0.2
- Living Sq Ft
- 2,555
- Total Sq Ft
- 2,555
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- RM-6
Interior Features
- Appliances
- Cooktop / Dishwasher / Gas Cooktop / Disposal / Gas Range / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Tile
- Fireplace
- Yes
- Interior Features
- Bathtub / Entrance Foyer / Garden Tub Roman Tub / Pantry / Soaking Tub / Separate Shower / Walk In Closets
- Laundry
- Inside / Laundry Room
- Main Level Bedrooms
- 2
- Main Level Baths
- 2
- Total Rooms
- 3
Exterior Features
- Construction
- Block
- Roof
- Tile
- Private Pool
- Yes
- Pool Features
- Heated / In Ground / Private / Screen Enclosure / Association
- Lot Features
- Less Than Quarter Acre
- Waterfront Features
- Lake Front / None
- View
- Lake
Community & HOA
- HOA Fee
- $844 / Monthly
- HOA Includes
- Common Areas / Cable Tv / Internet / Maintenance Grounds / Reserve Fund / Security / Trash
- Association Amenities
- Beach Rights / Gated / Management / Pool / Security / Sidewalks / Trails
- Community Features
- Home Owners Association / Gated / Property Manager On Site
- Security
- Gated Community
- Utilities
- Electricity Connected / Sewer Connected / Water Connected
- Pets Allowed
- Breed Restrictions / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Contract
- Restrictions
- Exterior Alterations / No Boats / No Motorcycles / No Rv / No Truck / No Trailer Parking / Rental Restriction
- MLS Area
- 6331 - County Central (IR)
Schools
- Elementary School
- Beachland
- Middle School
- Gifford
- High School
- Vero Beach
About the Area
- Homes for Sale
- 771
- Median List Price
- $409,900
- Median $/Sq Ft
- $234
- Avg Days on Market
- 123
Frequently Asked Questions
- How do I schedule a tour of 4685 St James Avenue, Vero Beach, FL 32967?
- Use the Tour button on this listing to request a showing of 4685 St James Avenue, Vero Beach, FL 32967. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 4685 St James Avenue, Vero Beach, FL 32967 still available?
- 4685 St James Avenue, Vero Beach, FL 32967 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 4685 St James Avenue, Vero Beach, FL 32967?
- With 20% down ($320,000) on the $1,600,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4685 St James Avenue, Vero Beach, FL 32967 is about $8,409/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 4685 St James Avenue, Vero Beach, FL 32967?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4685 St James Avenue, Vero Beach, FL 32967. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 4685 St James Avenue, Vero Beach, FL 32967 have an HOA fee?
- Yes: 4685 St James Avenue, Vero Beach, FL 32967 carries an HOA fee of about $844 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 4685 St James Avenue, Vero Beach, FL 32967?
- 4685 St James Avenue, Vero Beach, FL 32967 is zoned for Beachland (elementary), Gifford (middle), Vero Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 4685 St James Avenue, Vero Beach, FL 32967?
- Often, yes. The right offer on 4685 St James Avenue, Vero Beach, FL 32967 depends on how it's priced against comparable single family sales in Vero Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Alex MacWilliam, Inc.
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 1, 2026.
$1,600,000
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Listed by Charlotte N Terry, Alex MacWilliam, Inc.
Map & Location
Cities in Indian River County
Zip Codes in Indian River County
Property Types
Recent Sales
Recently sold homes in ZIP 32967
These are the last 6 recorded closings in ZIP 32967, with the price each home actually sold for rather than what it was listed at. They closed at a median of $294 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$695,000
Sold · October 2, 2026
6805 49th Court
3 bed · 3 bath · 2,361 sqft · $294/sqft
$4,999 under the asking price
Sold$695,000
Sold · October 2, 2026
6805 49th Court
3 bed · 3 bath · 2,356 sqft · $295/sqft
$4,999 under the asking price
Sold$156,150
Sold · September 30, 2026
4716 29th Avenue
2 bed · 1 bath · 576 sqft · $271/sqft
$10,750 under the asking price
Sold$830,000
Sold · September 28, 2026
4237 Lucaya Pointe Way
3 bed · 3 bath · 2,626 sqft · $316/sqft
$69,000 under the asking price
Sold$199,000
Sold · September 28, 2026
5080 Fairways Circle G202
2 bed · 2 bath · 1,070 sqft · $186/sqft
$11,000 under the asking price
Sold$407,900
Sold · September 25, 2026
7885 95th Avenue
4 bed · 2 bath · 1,851 sqft · $220/sqft
$5,000 under the asking price
See every recorded sale in ZIP 32967 or find out what your ZIP 32967 home is worth.
