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94825 Overseas Hwy 276, Key Largo, FL 33037
Active
220 Days on Market
Virtual Tour
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All Listings

$1,250,000

94825 Overseas Hwy 276

Key Largo, FL 33037

KEY LARGO OCEAN RESORT CO

Explore the area: Monroe County real estate

How this price compares

List price
$1,250,000
Price per sq ft
$810
Original price
$1,350,000
Days on market
220

This 4-bedroom single-family home in Key Largo Ocean Resort Co is listed at $1,250,000, or $810 per square foot. The asking price has come down 7.4% from its original $1,350,000. It has been on the market for 220 days.

4
Bedrooms
3
Bathrooms
1,544
Living Sq Ft
2023
Year Built

Estimated monthly payment

$6,569 /mo

Principal and interest only, based on $250,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $489/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price
$1,250,000
Days on Site
220 Days
Bedrooms
4
Total Baths
3
Full Baths
3
Partial Baths
0
Living Area
1,544 sqft
Total Sq Ft
3,297 sqft
Lot Size
0.04 Acres
Year Built
2023
Property Type
Single Family
MLS #
A11922731
Property Tax
$7,230 (2024)
HOA Fees
$489 / Monthly
Subdivision
KEY LARGO OCEAN RESORT CO
County
Monroe
Status
Active
Special Conditions
Listed As Is

About This Property

It’s official, the best deal in Key Largo Ocean Resort has hit the market. Priced well below other comparable homes within this community. This 4-level home offers all the comforts one would desire. Being sold fully furnished, this home shouts elegance and efficiency all while maintaining the decorator’s artistic integrity. Beautified with soft beach tones paired with wood accents lends itself to subtle sophistication. Next, functionality appears as you enter the advanced tube elevator, lifting you to one of three levels. As you explore this 4/3 beach house, you will ultimately discover a spectacular rooftop terrace offering amazing ocean views for you and your guests to enjoy. Additionally, this beautiful home is ideally positioned on one of the quietest streets in the community, offering no front neighbors, making this home very private. This golf cart community offers gated security, clubhouse, pool, tennis and basketball courts, gym, marina, and private boat ramp available 24 hrs. And for the investor, this home comes with 2026 reserved tenants, positioning this home with immediate passive income. Your paradise awaits!

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
2023
Property Condition
New Construction
New Construction
Yes
Number of Stories
3
Levels
Three Or More
Garage Spaces
2
Parking
Covered
Direction Faces
North
Lot Size (Acres)
0.04
Living Sq Ft
1,544
Total Sq Ft
3,297
Sewer
Public Sewer
Water Source
Public
Zoning
sf

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Disposal / Microwave / Refrigerator / Washer
Cooling
Central Air
Heating
Central
Flooring
Tile
Interior Features
Elevator / Kitchen Island / Pantry / Separate Shower / Upper Level Primary / Bar

Exterior Features

Construction
Block / Stucco
Roof
Metal
Exterior Features
Outdoor Living Area
Pool Features
Association
Patio & Porch
Deck
View
Ocean

Community & HOA

HOA Fee
$489 / Monthly
Association Amenities
Boating / Clubhouse / Fitness Center / Gated / Management / Maintenance / Pool / Tennis Courts
Community Features
Home Owners Association / Boat Facilities / Property Manager On Site / Street Lights
55+ Community
Yes
Financing Terms
Cash / Conventional
MLS Area
5940 - Other Florida County

This home's HOA fee works out to $489 a month, in line with the $496 median across 8 homes for sale in Key Largo Ocean Resort Co. See Key Largo Ocean Resort Co HOA fees

Schools

Elementary School
Key Largo
Middle School
Key Largo
High School
Coral Shores
Homes for Sale
14
Under Contract
0
Median List Price
$950,000
Median $/Sq Ft
$610
Avg Days on Market
212
View all 14 homes for sale in Key Largo Ocean Resort Co →
How do I schedule a tour of 94825 Overseas Hwy 276, Key Largo, FL 33037?
Use the Tour button on this listing to request a showing of 94825 Overseas Hwy 276, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 94825 Overseas Hwy 276, Key Largo, FL 33037 still available?
94825 Overseas Hwy 276, Key Largo, FL 33037 is currently listed as Active, and has been on the market 220 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 94825 Overseas Hwy 276, Key Largo, FL 33037?
With 20% down ($250,000) on the $1,250,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 94825 Overseas Hwy 276, Key Largo, FL 33037 is about $6,569/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 94825 Overseas Hwy 276, Key Largo, FL 33037?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 94825 Overseas Hwy 276, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 94825 Overseas Hwy 276, Key Largo, FL 33037 have an HOA fee?
Yes: 94825 Overseas Hwy 276, Key Largo, FL 33037 carries an HOA fee of about $489 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 94825 Overseas Hwy 276, Key Largo, FL 33037?
94825 Overseas Hwy 276, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 94825 Overseas Hwy 276, Key Largo, FL 33037?
Often, yes. The right offer on 94825 Overseas Hwy 276, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.

$1,250,000

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Listed by Sergio Velarde, Coldwell Banker Realty

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