$439,900
9644 Summers Cay Circle
Thonotosassa, FL 33592
Summers Cay
Explore the area: Hillsborough County real estate
Price Check
How this price compares
- List price
- $439,900
- Price per sq ft
- $182
- Original price
- $475,000
- Days on market
- 221
This 4-bedroom single-family home is listed at $439,900, or $182 per square foot. The asking price has come down 7.4% from its original $475,000. It has been on the market for 221 days.
Estimated monthly payment
$2,312 /mo
Principal and interest only, based on $87,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $126/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $439,900
- Days on Site
- 221 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 2,416 sqft
- Total Sq Ft
- 3,056 sqft
- Year Built
- 2022
- Property Type
- Single Family
- MLS #
- R11165146
- Property Tax
- $5,835 (2025)
- HOA Fees
- $126 / Monthly
- Subdivision
- Summers Cay
- County
- Hillsborough
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
This nearly new 4-bedroom, 2.5-bath home offers a flexible layout with a loft and dedicated home office. An open floor plan and neutral finishes create a bright, airy feel throughout. The main living area flows into the dining space and kitchen featuring granite countertops, stainless-steel appliances (including a new range), a closet pantry, and sliders to the covered patio. A large storage/drop zone area, under-stair storage, and a half bath complete the first floor. Upstairs includes a spacious loft, a primary suite with walk-in closet and dual-sink bath, generously sized secondary bedrooms, a full bath, and a convenient second-floor laundry. Located in the Summers Cay community with quick access to I-75 and I-4, offering an easy commute to downtown Tampa.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2022
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Garage
- Direction Faces
- South
- Living Sq Ft
- 2,416
- Total Sq Ft
- 3,056
- Structure Type
- House
- Sewer
- Public Sewer
- Zoning
- res
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Carpet
- Interior Features
- None / Upper Level Primary
- Main Level Bedrooms
- 0
- Main Level Baths
- 1
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Frame
- Roof
- Composition / Shingle
- Architectural Style
- Traditional
- Lot Features
- Sprinklers Automatic
- Waterfront Features
- None
Community & HOA
- HOA Fee
- $126 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- None
- Community Features
- Home Owners Association
- Security
- None
- Utilities
- Sewer Available
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 5940 - Other Florida County
About the Area
- Homes for Sale
- 1
- Median List Price
- $439,900
- Median $/Sq Ft
- $182
- Avg Days on Market
- 221
Frequently Asked Questions
- How do I schedule a tour of 9644 Summers Cay Circle, Thonotosassa, FL 33592?
- Use the Tour button on this listing to request a showing of 9644 Summers Cay Circle, Thonotosassa, FL 33592. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 9644 Summers Cay Circle, Thonotosassa, FL 33592 still available?
- 9644 Summers Cay Circle, Thonotosassa, FL 33592 is currently listed as Active, and has been on the market 221 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 9644 Summers Cay Circle, Thonotosassa, FL 33592?
- With 20% down ($87,980) on the $439,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9644 Summers Cay Circle, Thonotosassa, FL 33592 is about $2,312/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 9644 Summers Cay Circle, Thonotosassa, FL 33592?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9644 Summers Cay Circle, Thonotosassa, FL 33592. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 9644 Summers Cay Circle, Thonotosassa, FL 33592 have an HOA fee?
- Yes: 9644 Summers Cay Circle, Thonotosassa, FL 33592 carries an HOA fee of about $126 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 9644 Summers Cay Circle, Thonotosassa, FL 33592?
- Often, yes. The right offer on 9644 Summers Cay Circle, Thonotosassa, FL 33592 depends on how it's priced against comparable single family sales in Thonotosassa, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Trinity Luxe Realty Inc
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$439,900
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Listed by Maria Reyes Padron, Trinity Luxe Realty Inc
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