





























$399,999
115 Flora Terrace
Florahome, FL 32640
LAKESIDE HILLS SEC 10
Explore the area: Putnam County real estate
Price Check
How this price compares
- List price
- $399,999
- Price per sq ft
- $397
- Original price
- $499,900
- Days on market
- 367
This 3-bedroom single-family home is listed at $399,999, or $397 per square foot. The asking price has come down 20% from its original $499,900. It has been on the market for 367 days.
Estimated monthly payment
$2,102 /mo
Principal and interest only, based on $80,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $399,999
- Days on Site
- 367 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,008 sqft
- Lot Size
- 0.37 Acres
- Year Built
- 1979
- Property Type
- Single Family
- MLS #
- F10527776
- Property Tax
- $5,197 (2025)
- Subdivision
- LAKESIDE HILLS SEC 10
- County
- Putnam
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Motivated Seller The Properties Rarely hit the market, come see this one of Kind Lake Home. Enjoy some of the worlds bests sunsets with this 140 Feet of Lake Front at this secluded Cabin on George's Lake. Private dock & beautifully maintained lakefront property, centrally located between Palatka & Gainsville but also away from it all. The property is currently being used as a successful Vacation Rental as well as a family getaway to the Lake. A Royal Master Bathroom adds to the uniqueness of this house. The screened in Front Porch is a perfect way to watch the sunrise with your coffee.Detached 1-car garage (AC 2020, roof 2021)140' of shoreline with renovated sea wall (right side)Dock entrance & lake steps rebuilt for easy accessRoof (2021), AC (2020)New septic tank & drain field
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1979
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Parking
- Detached / Garage / Parking Pad / Rv Access Parking
- Direction Faces
- East
- Lot Size (Acres)
- 0.37
- Living Sq Ft
- 1,008
- Structure Type
- House
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Wood
- Interior Features
- Bedroom On Main Level / Dining Area / Separate Formal Dining Room / Living Dining Room / Main Level Primary / Multiple En Suite Bathrooms / Tub Shower
- Laundry
- Laundry Room
- Windows
- Bay Windows
- Main Level Bedrooms
- 3
- Main Level Baths
- 2
- Total Rooms
- 2
- Furnished
- Furnished
Exterior Features
- Construction
- Aluminum Siding / Block
- Roof
- Aluminum
- Exterior Features
- Barbecue / Outdoor Living Area / Room For Pool
- Architectural Style
- Country / Florida
- Patio & Porch
- Deck / Patio / Porch / Wrap Around
- Lot Features
- Oversized Lot / Quarter To Half Acre Lot
- Waterfront
- Yes
- Waterfront Features
- Lake Front / Other / Seawall
- Frontage
- Waterfront
- Frontage Length
- 100.00 ft
- View
- Lake / Water
Community & HOA
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- No Restrictions
- MLS Area
- 5940 - Other Florida County
About the Area
- Homes for Sale
- 2
- Under Contract
- 0
- Median List Price
- $399,999
- Median $/Sq Ft
- $397
- Avg Days on Market
- 362
Frequently Asked Questions
- How do I schedule a tour of 115 Flora Terrace, Florahome, FL 32640?
- Use the Tour button on this listing to request a showing of 115 Flora Terrace, Florahome, FL 32640. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 115 Flora Terrace, Florahome, FL 32640 still available?
- 115 Flora Terrace, Florahome, FL 32640 is currently listed as Active, and has been on the market 367 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 115 Flora Terrace, Florahome, FL 32640?
- With 20% down ($80,000) on the $399,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 115 Flora Terrace, Florahome, FL 32640 is about $2,102/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 115 Flora Terrace, Florahome, FL 32640?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 115 Flora Terrace, Florahome, FL 32640. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Can I negotiate the price of 115 Flora Terrace, Florahome, FL 32640?
- Often, yes. The right offer on 115 Flora Terrace, Florahome, FL 32640 depends on how it's priced against comparable single family sales in Florahome, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Charles Rutenberg Realty FTL
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$399,999
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Listed by Brett J Waldman, Charles Rutenberg Realty FTL
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