$649,000
118 Cortez Drive B
Islamorada, FL 33036
ISLAMORADA SOUTH
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $649,000
- Price per sq ft
- $601
- Original price
- $675,000
- Days on market
- 113
This 2-bedroom townhouse is listed at $649,000, or $601 per square foot. The asking price has come down 3.9% from its original $675,000. It has been on the market for 113 days.
Estimated monthly payment
$3,411 /mo
Principal and interest only, based on $129,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,200/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $649,000
- Days on Site
- 113 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,079 sqft
- Total Sq Ft
- 1,079 sqft
- Year Built
- 1980
- Property Type
- Townhouse
- MLS #
- A12029820
- Property Tax
- $5,249 (2025)
- HOA Fees
- $1,200 / Monthly
- Subdivision
- ISLAMORADA SOUTH
- County
- Monroe
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
This island resort unit offers stations for dockage up to 25-foot boats daytime only, trailer storage and boat ramp. There is a pool for the development, pickle ball and tennis courts. The unit has hurricane impact windows as well as updated balcony area. It offers a large garage area with plenty of storage space. Injoy island living in the Keys .
MLS media linkGeneral Features
- Property Type
- Townhouse
- Status
- Active
- Year Built
- 1980
- Number of Stories
- 3
- Levels
- Three Or More
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached Carport / Attached / Carport / Garage
- Living Sq Ft
- 1,079
- Total Sq Ft
- 1,079
- Structure Type
- Townhouse
Interior Features
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Ceramic Tile
- Interior Features
- Dining Area / Separate Formal Dining Room / None
Exterior Features
- Construction
- Block
- Exterior Features
- None
- Pool Features
- Association
- View
- Garden
Community & HOA
- HOA Fee
- $1,200 / Monthly
- HOA Includes
- Maintenance Structure
- Association Amenities
- Pool / Tennis Courts
- Community Features
- Home Owners Association
- Security
- Other
- Pets Allowed
- Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Dock Restrictions
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Plantation Key
- Middle School
- Plantation Key
- High School
- Coral Shores
About the Area
- Homes for Sale
- 44
- Under Contract
- 0
- Median List Price
- $2,850,000
- Median $/Sq Ft
- $1,403
- Avg Days on Market
- 140
Frequently Asked Questions
- How do I schedule a tour of 118 Cortez Drive B, Islamorada, FL 33036?
- Use the Tour button on this listing to request a showing of 118 Cortez Drive B, Islamorada, FL 33036. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 118 Cortez Drive B, Islamorada, FL 33036 still available?
- 118 Cortez Drive B, Islamorada, FL 33036 is currently listed as Active, and has been on the market 113 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 118 Cortez Drive B, Islamorada, FL 33036?
- With 20% down ($129,800) on the $649,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 118 Cortez Drive B, Islamorada, FL 33036 is about $3,411/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 118 Cortez Drive B, Islamorada, FL 33036?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 118 Cortez Drive B, Islamorada, FL 33036. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 118 Cortez Drive B, Islamorada, FL 33036 have an HOA fee?
- Yes: 118 Cortez Drive B, Islamorada, FL 33036 carries an HOA fee of about $1,200 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 118 Cortez Drive B, Islamorada, FL 33036?
- 118 Cortez Drive B, Islamorada, FL 33036 is zoned for Plantation Key (elementary), Plantation Key (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 118 Cortez Drive B, Islamorada, FL 33036?
- Often, yes. The right offer on 118 Cortez Drive B, Islamorada, FL 33036 depends on how it's priced against comparable townhouse sales in Islamorada, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Pena Realty, Inc.
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$649,000
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Listed by Ralph Pena, Pena Realty, Inc.
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