$1,775,000
18 Spinaker Circle
Palm Coast, FL 32137
HARBOR VILLAGE MARINA
Explore the area: Flagler County real estate
Price Check
How this price compares
- List price
- $1,775,000
- Price per sq ft
- $427
- Original price
- $1,800,000
- Days on market
- 113
This 4-bedroom single-family home is listed at $1,775,000, or $427 per square foot. The asking price has come down 1.4% from its original $1,800,000. It has been on the market for 113 days.
Estimated monthly payment
$9,328 /mo
Principal and interest only, based on $355,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $1,775,000
- Days on Site
- 113 Days
- Bedrooms
- 4
- Total Baths
- 5
- Full Baths
- 4
- Partial Baths
- 1
- Living Area
- 4,156 sqft
- Total Sq Ft
- 5,535 sqft
- Lot Size
- 0.11 Acres
- Year Built
- 2024
- Property Type
- Single Family
- MLS #
- B26042701
- Property Tax
- $16,137 (2024)
- HOA Fees
- $920 / Quarterly
- Subdivision
- HARBOR VILLAGE MARINA
- County
- Flagler
- Status
- Active
- Special Conditions
- Standard / Listed As Is
About This Property
Some homes are beautiful. Others completely redefine the way you want to live. Tucked within the exclusive waterfront community of Yacht Harbor Village along the Intracoastal Waterway in the Hammock of Palm Coast, this custom-built residence was designed for those who refuse to compromise between boating, beach days, golf, and refined coastal living... because here, you truly can have it all. From the moment you step inside, the home feels effortlessly sophisticated yet warmly inviting. Soaring ceilings, dramatic designer lighting, expansive walls of glass, and carefully curated finishes create a timeless coastal aesthetic that feels elevated without ever feeling overdone. Thoughtfully designed for both everyday living and unforgettable entertaining, the open-concept spaces flow seamlessly from indoors to out. At the heart of the home, the chef's kitchen is both functional and stunning, featuring custom cabinetry, oversized island seating, premium appliances and finishes, and a waterfront dining space perfectly positioned to capture the peaceful water views beyond. A private first-floor retreat complete with its own kitchen/bar area and ensuite bath offers exceptional flexibility for guests, multigenerational living, or elevated entertaining. Designed with comfort and convenience in mind, the home also features a private elevator servicing every level, dual laundry rooms, spacious guest ensuites, and an extraordinary primary suite that feels reminiscent of a private luxury resort. Complete with its own balcony overlooking the water, a spa-inspired bath, soaking tub, oversized walk-in shower, and designer finishes throughout, the space was created as a true retreat from everyday life. Outside, your own private waterfront oasis awaits. Wide canal views, direct Intracoastal access, a sparkling pool, expansive outdoor living spaces, and breathtaking evening skies create an atmosphere where every day feels like a vacation. With Yacht Harbor Marina located within the community, beach access just minutes away, and optional membership opportunities available through Hammock Dunes Club and Hammock Beach Resort, this offering is far more than simply a home. It's the coastal lifestyle people spend years dreaming about... and very few ever truly find.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2024
- Property Condition
- Resale
- Number of Stories
- 3
- Levels
- Three Or More / Multi Split
- Garage Spaces
- 22
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener / Paver Block
- Direction Faces
- South
- Lot Size (Acres)
- 0.11
- Living Sq Ft
- 4,156
- Total Sq Ft
- 5,535
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- PUD
Interior Features
- Appliances
- Cooktop / Dryer / Dishwasher / Electric Cooktop / Disposal / Ice Maker / Microwave / Oven / Refrigerator / Vented Exhaust Fan / Wine Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Tile / Vinyl
- Interior Features
- Built In Features / Bathtub / Dual Sinks / Entrance Foyer / Elevator / Kitchen Island / Pantry / Split Bedrooms / Soaking Tub / Upper Level Primary / Bar / Walk In Closets
- Laundry
- Washer Hookup / Electric Dryer Hookup / Inside / Main Level / Multiple Locations / Upper Level
- Main Level Bedrooms
- 1
- Main Level Baths
- 1
- Total Rooms
- 3
Exterior Features
- Construction
- Block / Stucco / Wood Frame
- Roof
- Shingle
- Exterior Features
- Balcony / Lighting / Outdoor Living Area
- Architectural Style
- Contemporary / Split Level
- Patio & Porch
- Covered / Deck / Balcony
- Lot Features
- Less Than Quarter Acre
- Waterfront
- Yes
- Waterfront Features
- Intracoastal Access
- Frontage
- Waterfront
- Frontage Length
- 40.00 ft
- View
- Intercoastal / Water
Community & HOA
- HOA Fee
- $920 / Quarterly
- HOA Name
- Southern States Management
- HOA Includes
- Maintenance Grounds / Sewer / Security / Trash
- Association Amenities
- Other
- Community Features
- Home Owners Association / Gated
- Security
- Security Gate / Gated With Guard / Gated Community / Security Guard
- Utilities
- Cable Connected / Electricity Connected / Phone Available / Sewer Connected / Underground Utilities / Water Connected
- Pets Allowed
- Cats Ok / Dogs Ok / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Ok To Lease / See Remarks
- MLS Area
- 5940 - Other Florida County
About the Area
- Homes for Sale
- 28
- Under Contract
- 0
- Median List Price
- $532,500
- Median $/Sq Ft
- $241
- Avg Days on Market
- 121
Frequently Asked Questions
- How do I schedule a tour of 18 Spinaker Circle, Palm Coast, FL 32137?
- Use the Tour button on this listing to request a showing of 18 Spinaker Circle, Palm Coast, FL 32137. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 18 Spinaker Circle, Palm Coast, FL 32137 still available?
- 18 Spinaker Circle, Palm Coast, FL 32137 is currently listed as Active, and has been on the market 113 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 18 Spinaker Circle, Palm Coast, FL 32137?
- With 20% down ($355,000) on the $1,775,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 18 Spinaker Circle, Palm Coast, FL 32137 is about $9,328/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 18 Spinaker Circle, Palm Coast, FL 32137?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 18 Spinaker Circle, Palm Coast, FL 32137. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 18 Spinaker Circle, Palm Coast, FL 32137 have an HOA fee?
- Yes: 18 Spinaker Circle, Palm Coast, FL 32137 carries an HOA fee of about $920 quarterly (Southern States Management). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 18 Spinaker Circle, Palm Coast, FL 32137?
- Often, yes. The right offer on 18 Spinaker Circle, Palm Coast, FL 32137 depends on how it's priced against comparable single family sales in Palm Coast, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Re/Max Select Professionals
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$1,775,000
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Listed by Pamela Capela, Re/Max Select Professionals
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