How do I schedule a tour of 1860 Bay Road 205E, Vero Beach, FL 32963?

Use the Tour button on this listing to request a showing of 1860 Bay Road 205E, Vero Beach, FL 32963. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 1860 Bay Road 205E, Vero Beach, FL 32963 still available?

1860 Bay Road 205E, Vero Beach, FL 32963 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 1860 Bay Road 205E, Vero Beach, FL 32963?

With 20% down ($170,000) on the $850,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1860 Bay Road 205E, Vero Beach, FL 32963 is about $4,467/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 1860 Bay Road 205E, Vero Beach, FL 32963?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1860 Bay Road 205E, Vero Beach, FL 32963. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 1860 Bay Road 205E, Vero Beach, FL 32963 have an HOA fee?

Yes: 1860 Bay Road 205E, Vero Beach, FL 32963 carries an HOA fee of about $1,634 monthly (Elliott Merrill). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 1860 Bay Road 205E, Vero Beach, FL 32963?

1860 Bay Road 205E, Vero Beach, FL 32963 is zoned for Beachland (elementary), Gifford (middle), Vero Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 1860 Bay Road 205E, Vero Beach, FL 32963?

Often, yes. The right offer on 1860 Bay Road 205E, Vero Beach, FL 32963 depends on how it's priced against comparable condo sales in Vero Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

6 Days on Market

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$850,000

1860 Bay Road 205E

Vero Beach, FL 32963

SPINNAKER POINT CONDOMINIUM

Explore the area: Vero Beach homes for sale · Indian River County real estate

Price Check

How this price compares

List price: $850,000
Price per sq ft: $472
Original price: Unchanged
Days on market: 6

This 3-bedroom condo in ZIP 32963 is listed at $850,000, or $472 per square foot. It has been on the market for 6 days.

Bedrooms

Bathrooms

1,800

Living Sq Ft

1981

Year Built

Estimated monthly payment

$4,467 /mo

Principal and interest only, based on $170,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,634/mo HOA are not included.

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Listing Snapshot

Price: $850,000
Days on Site: 6 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 1,800 sqft
Total Sq Ft: 1,800 sqft
Year Built: 1981
Property Type: Condo
MLS #: B26090943
Property Tax: $10,971 (2026)
HOA Fees: $1,634 / Monthly
Subdivision: SPINNAKER POINT CONDOMINIUM
County: Indian River
Status: Active
Special Conditions: Standard

About This Property

***BEST VIEW UNDER 1 Million in Vero*** Enjoy unobstructed, direct riverfront views from this south-facing, 3-bedroom, 3-bath condo in Spinnaker Point. Both the primary bedroom and a guest bedroom offer direct river views, the covered open porch provides an inviting spot to relax and watch the boats as they go by. A new, crisp white kitchen brings a fresh coastal feel, complemented by distinctive octagonal terracotta tile in the hall, kitchen, and porch. Boating enthusiasts will appreciate the 2 docks, 1 day dock and 1 private deeded boat dock accommodating a boat up to 40 feet (buyer to confirm). A beautiful setting to enjoy Vero Beach waterfront living. Close

MLS media link

General Features

Property Type: Condo
Status: Active
Year Built: 1981
Property Condition: Resale / Updated Remodeled
Number of Stories: 3
Levels: One / Three Or More
Garage Spaces: 1
Attached Garage: Yes
Parking: Attached / Garage / Guest / Open / Paver Block
Direction Faces: Southeast
Lot Size (Acres): 0
Living Sq Ft: 1,800
Total Sq Ft: 1,800
Structure Type: Multi Family
Sewer: Public Sewer
Water Source: Public
Zoning: Residential

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Refrigerator / Water Heater / Washer
Cooling: Central Air
Heating: Central
Flooring: Carpet / Ceramic Tile / Tile
Interior Features: Breakfast Bar / Bedroom On Main Level / Closet Cabinetry / Dining Area / Separate Formal Dining Room / Elevator / Living Dining Room / Multiple En Suite Bathrooms / Pantry / Split Bedrooms / Storage / Separate Shower / Walk In Closets
Laundry: Laundry Closet / In Unit / Washer Dryer Install Allowed
Windows: Plantation Shutters / Shutters
Main Level Bedrooms: 3
Main Level Baths: 3
Total Rooms: 5
Furnished: Partially

Exterior Features

Construction: CBS Concrete Block Structure / Block / Concrete / Stucco
Roof: Shingle
Exterior Features: Balcony / Barbecue / Lighting / Outdoor Living Area / Outdoor Shower / Other / Storage
Architectural Style: Contemporary
Pool Features: Association / Heated / Outside Bath Access
Patio & Porch: Covered / Open / Balcony
Lot Features: Sprinklers Automatic
Waterfront: Yes
Waterfront Features: Beach Access / Deeded Access / Intracoastal Access / Navigable Water / River Front / River Access / Seawall
View: Intercoastal / River / Water

Community & HOA

HOA Fee: $1,634 / Monthly
HOA Name: Elliott Merrill
HOA Includes: Common Areas / Cable Tv / Hot Water / Insurance / Maintenance Grounds / Maintenance Structure / Pools / Recreation Facilities / Reserve Fund / Roof / Trash
Association Amenities: Beach Rights / Beach Access / Bike Storage / Maintenance Grounds / Maintenance / Pool / Parking / Spa Hot Tub / Sidewalks / Trash / Elevators
Community Features: Marina / Street Lights
Utilities: Cable Available / Electricity Connected
Pets Allowed: Size Limit / Yes
Financing Terms: Cash / Conventional / Exchange1031
Restrictions: Buyer Approval Required / No Boats / No Commercial Vehicles / No Trailer Parking / Ok To Lease / Rental Restriction
MLS Area: 6312 - Beach South (IR)

Schools

Elementary School: Beachland
Middle School: Gifford
High School: Vero Beach

About the Area

Vero Beach

View Vero Beach Real Estate →

Homes for Sale: 684
Under Contract: 203
Median List Price: $399,990
Median Sale Price (October): $364,900
Median $/Sq Ft: $231
Avg Days on Market: 122

View all 684 homes for sale in Vero Beach →

Frequently Asked Questions

How do I schedule a tour of 1860 Bay Road 205E, Vero Beach, FL 32963?: Use the Tour button on this listing to request a showing of 1860 Bay Road 205E, Vero Beach, FL 32963. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1860 Bay Road 205E, Vero Beach, FL 32963 still available?: 1860 Bay Road 205E, Vero Beach, FL 32963 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1860 Bay Road 205E, Vero Beach, FL 32963?: With 20% down ($170,000) on the $850,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1860 Bay Road 205E, Vero Beach, FL 32963 is about $4,467/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1860 Bay Road 205E, Vero Beach, FL 32963?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1860 Bay Road 205E, Vero Beach, FL 32963. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1860 Bay Road 205E, Vero Beach, FL 32963 have an HOA fee?: Yes: 1860 Bay Road 205E, Vero Beach, FL 32963 carries an HOA fee of about $1,634 monthly (Elliott Merrill). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1860 Bay Road 205E, Vero Beach, FL 32963?: 1860 Bay Road 205E, Vero Beach, FL 32963 is zoned for Beachland (elementary), Gifford (middle), Vero Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1860 Bay Road 205E, Vero Beach, FL 32963?: Often, yes. The right offer on 1860 Bay Road 205E, Vero Beach, FL 32963 depends on how it's priced against comparable condo sales in Vero Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Tropic Shores Real Estate LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$850,000

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Listed by Phyllis W Horner, Tropic Shores Real Estate LLC

Map & Location

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Cities in Indian River County

Vero Beach Homes for Sale$399,990 Sebastian Homes for Sale$381,400 Fellsmere Homes for Sale$760,000

Zip Codes in Indian River County

32967 Homes for Sale$438,450 32962 Homes for Sale$259,000 32966 Homes for Sale$388,800 32963 Homes for Sale$950,000 32958 Homes for Sale$379,900 32960 Homes for Sale$299,000 32968 Homes for Sale$509,450 32948 Homes for Sale$760,000 32976 Homes for Sale$200,000

Property Types

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Recently sold homes in ZIP 32963

These are the last 6 recorded closings in ZIP 32963, with the price each home actually sold for rather than what it was listed at. They closed at a median of $344 per square foot. The most recent closed on November 3, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.