How do I schedule a tour of 20 Center Lane, Key Largo, FL 33037?

Use the Tour button on this listing to request a showing of 20 Center Lane, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 20 Center Lane, Key Largo, FL 33037 still available?

20 Center Lane, Key Largo, FL 33037 is currently listed as Active, and has been on the market 11 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 20 Center Lane, Key Largo, FL 33037?

With 20% down ($557,000) on the $2,785,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20 Center Lane, Key Largo, FL 33037 is about $14,636/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 20 Center Lane, Key Largo, FL 33037?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20 Center Lane, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 20 Center Lane, Key Largo, FL 33037?

20 Center Lane, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 20 Center Lane, Key Largo, FL 33037?

Often, yes. The right offer on 20 Center Lane, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

11 Days on Market

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$2,785,000

20 Center Lane

Key Largo, FL 33037

STILLWRIGHT POINT NO 2

Explore the area: Monroe County real estate

Price Check

How this price compares

List price: $2,785,000
Price per sq ft: $923
Original price: Unchanged
Days on market: 11

This 4-bedroom single-family home in Stillwright Point No 2 is listed at $2,785,000, or $923 per square foot. It has been on the market for 11 days.

Bedrooms

Bathrooms

3,018

Living Sq Ft

2015

Year Built

Estimated monthly payment

$14,636 /mo

Principal and interest only, based on $557,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $2,785,000
Days on Site: 11 Days
Bedrooms: 4
Total Baths: 4
Full Baths: 3
Partial Baths: 1
Living Area: 3,018 sqft
Total Sq Ft: 6,338 sqft
Lot Size: 0.13 Acres
Year Built: 2015
Property Type: Single Family
MLS #: A12107539
Property Tax: $17,968 (2025)
Subdivision: STILLWRIGHT POINT NO 2
County: Monroe
Status: Active
Special Conditions: Listed As Is

About This Property

Boater’s Dream Home in Stillwater! Stunning newer construction turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, 1 half bath, complete with a heated in-ground pool AND elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, 18,000 lb boat lift, & 2 jet ski docks. The entire 3rd floor is dedicated to a luxurious primary suite with a spa-inspired bath, oversized walk-in closet, & private retreat. Walk up to your massive rooftop playground built to make fantasies come true! The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, & built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, & electric shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless appliances, designer lighting, a dry bar with a wine cooler, plus a 2nd-floor primary suite, 2 additional bedrooms, 2 full baths, & a washer/dryer. Enjoy stunning views from oversized balconies on each living floor, plus a rooftop deck for sunset dining. Highlights include 2-zone A/C, exterior insect-defense blue lights, and low insurance at only $7,000 annually. Located at MM 105—just one hour from Miami! Can be sold fully furnished! Call listing agent today! Right over the bridge which makes an easy weekend drive from Miami & Lauderdale.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 2015
Property Condition: Resale / Updated Remodeled
Number of Stories: 3
Levels: Three Or More
Garage Spaces: 0
Parking: Attached Carport / Boat / Covered / Carport / Rv Access Parking
Direction Faces: Southwest
Lot Size (Acres): 0.13
Living Sq Ft: 3,018
Total Sq Ft: 6,338
Sewer: Public Sewer
Water Source: Public
Zoning: RU-1

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Oven / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Other / Tile
Spa: Yes
Interior Features: Breakfast Bar / Built In Features / Breakfast Area / Bathtub / Dual Sinks / Elevator / Kitchen Island / Living Dining Room / Multiple En Suite Bathrooms / Other / Sitting Area In Primary / Split Bedrooms / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
Windows: Blinds / Drapes / Rods
Total Rooms: 5
Furnished: Negotiable

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Concrete
Exterior Features: Balcony / Lighting / Outdoor Living Area / Outdoor Shower
Architectural Style: Contemporary
Private Pool: Yes
Pool Features: Concrete / In Ground / Pool Equipment
Patio & Porch: Deck / Open / Patio / Balcony
Waterfront: Yes
Waterfront Features: Canal Front / Navigable Water / No Fixed Bridges / Ocean Access
Frontage: Waterfront
Frontage Length: 55.00 ft
View: Bay / Ocean

Community & HOA

Association Amenities: Boating / None
Community Features: Boat Facilities
Security: Smoke Detectors
Utilities: Cable Available
Pets Allowed: Yes
Financing Terms: Cash / Conventional / Cryptocurrency
Restrictions: No Restrictions
MLS Area: 5940 - Other Florida County

Schools

Elementary School: Key Largo
Middle School: Key Largo
High School: Coral Shores

About the Community

Stillwright Point

View Community Details →

Homes for Sale: 0

Frequently Asked Questions

How do I schedule a tour of 20 Center Lane, Key Largo, FL 33037?: Use the Tour button on this listing to request a showing of 20 Center Lane, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 20 Center Lane, Key Largo, FL 33037 still available?: 20 Center Lane, Key Largo, FL 33037 is currently listed as Active, and has been on the market 11 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 20 Center Lane, Key Largo, FL 33037?: With 20% down ($557,000) on the $2,785,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20 Center Lane, Key Largo, FL 33037 is about $14,636/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 20 Center Lane, Key Largo, FL 33037?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20 Center Lane, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 20 Center Lane, Key Largo, FL 33037?: 20 Center Lane, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 20 Center Lane, Key Largo, FL 33037?: Often, yes. The right offer on 20 Center Lane, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Keller Williams Capital Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$2,785,000