How do I schedule a tour of 21 Harbor Drive, Key Largo, FL 33037?

Use the Tour button on this listing to request a showing of 21 Harbor Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 21 Harbor Drive, Key Largo, FL 33037 still available?

21 Harbor Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 24 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 21 Harbor Drive, Key Largo, FL 33037?

With 20% down ($220,000) on the $1,100,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21 Harbor Drive, Key Largo, FL 33037 is about $5,781/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 21 Harbor Drive, Key Largo, FL 33037?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21 Harbor Drive, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 21 Harbor Drive, Key Largo, FL 33037?

21 Harbor Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 21 Harbor Drive, Key Largo, FL 33037?

Often, yes. The right offer on 21 Harbor Drive, Key Largo, FL 33037 depends on how it's priced against comparable land sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

24 Days on Market

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$1,100,000

21 Harbor Drive

Key Largo, FL 33037

SUNSET WATERWAYS

Explore the area: Monroe County real estate

Price Check

How this price compares

List price: $1,100,000
Price per sq ft: N/A
Original price: Unchanged
Days on market: 24

This lot in Sunset Waterways is listed at $1,100,000. It has been on the market for 24 days.

Bedrooms

Bathrooms

Living Sq Ft

N/A

Year Built

Estimated monthly payment

$5,781 /mo

Principal and interest only, based on $220,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $1,100,000
Days on Site: 24 Days
Bedrooms: 0
Total Baths: 0
Lot Size: 0.14 Acres
Property Type: Land
MLS #: A12104841
Property Tax: $2,806 (2025)
Subdivision: SUNSET WATERWAYS
County: Monroe
Status: Active
Special Conditions: Build To Suit

About This Property

ROGO ALLOCATION AWARDED • APPROVED BUILDING PLANS • DIRECT BAY ACCESS!Exceptional opportunity to build your dream waterfront home in the desirable Sunset Waterways subdivision of Key Largo! This 6,000 sq. ft. waterfront lot offers 60 feet of waterfrontage with direct Bay access and the significant advantage of an awarded Monroe County ROGO allocation.Approved building plans are included, with U.S. Army Corps of Engineers and Florida DEP approvals pending payment of required mitigation fees which seller will satisfy, offering buyers a tremendous head start toward building their Florida Keys retreat.The current owner is a licensed architect and can modify the existing plans to accommodate a buyer's preferences for a reasonable fee, subject to applicable approvals and ROGO requirements.Located in an established waterfront community with excellent boating access, this property presents a rare opportunity to acquire a waterfront homesite with substantial planning and permitting already completed. Bring your vision to life and enjoy the ultimate Florida Keys waterfront lifestyle!

MLS media link

General Features

Property Type: Land
Status: Active
Direction Faces: East
Lot Size (Acres): 0.14
Zoning: IS

Exterior Features

Waterfront: Yes
Waterfront Features: Canal Front / No Fixed Bridges
Frontage: Waterfront
Frontage Length: 60.00 ft
View: Canal / Mangroves

Community & HOA

Community Features: Street Lights
Utilities: Electricity Available
Financing Terms: Cash / FHA / Owner Will Carry
MLS Area: 5940 - Other Florida County

Schools

Elementary School: Key Largo
Middle School: Key Largo
High School: Coral Shores

Features & Amenities

Canal Front

No Fixed Bridges

About the Community

Sunset Waterways

View Community Details →

Homes for Sale: 2
Under Contract: 0
Median List Price: $1,775,000
Median $/Sq Ft: $1,321
Avg Days on Market: 19

View all 2 homes for sale in Sunset Waterways →

Frequently Asked Questions

How do I schedule a tour of 21 Harbor Drive, Key Largo, FL 33037?: Use the Tour button on this listing to request a showing of 21 Harbor Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 21 Harbor Drive, Key Largo, FL 33037 still available?: 21 Harbor Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 24 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 21 Harbor Drive, Key Largo, FL 33037?: With 20% down ($220,000) on the $1,100,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21 Harbor Drive, Key Largo, FL 33037 is about $5,781/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 21 Harbor Drive, Key Largo, FL 33037?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21 Harbor Drive, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 21 Harbor Drive, Key Largo, FL 33037?: 21 Harbor Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 21 Harbor Drive, Key Largo, FL 33037?: Often, yes. The right offer on 21 Harbor Drive, Key Largo, FL 33037 depends on how it's priced against comparable land sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of The Listing Office, LLC.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$1,100,000