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22925 JOHN AVERY Lane, Cudjoe Key, FL 33042
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$1,900,000

22925 JOHN AVERY Lane

Cudjoe Key, FL 33042

CUTTHROAT HARBOR ESTATES 1ST ADD

Explore the area: Monroe County real estate

How this price compares

List price
$1,900,000
Price per sq ft
$720
Original price
Unchanged
Days on market
N/A

This 4-bedroom single-family home in Cutthroat Harbor Estates 1st Add is listed at $1,900,000, or $720 per square foot.

4
Bedrooms
4
Bathrooms
2,638
Living Sq Ft
1993
Year Built

Estimated monthly payment

$9,985 /mo

Principal and interest only, based on $380,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price
$1,900,000
Days on Site
0 Days
Bedrooms
4
Total Baths
4
Full Baths
4
Partial Baths
0
Living Area
2,638 sqft
Total Sq Ft
4,504 sqft
Lot Size
0.14 Acres
Year Built
1993
Property Type
Single Family
MLS #
B26095818
Property Tax
$9,624 (2025)
Subdivision
CUTTHROAT HARBOR ESTATES 1ST ADD
County
Monroe
Status
Active
Special Conditions
Standard

About This Property

Spend the day on the water and catch the sunset from your wraparound balcony. This custom-built home offers 60 feet of canal frontage, a private dock, a launch ramp for kayaks and small boats, and access to the Atlantic and Gulf with no fixed bridges. Inside, 2,638 square feet of living space includes four bedrooms, each with its own full bath. Impact French doors open the main living area to the balcony, and the kitchen features quartz countertops, solid wood cabinetry, and a dedicated ice maker. The top-floor primary suite has its own balcony with ocean and bay views. For movie nights, a 120-inch motorized screen, projector, and built-in Dolby Atmos sound turn the living area into a home theater. An enclosed workshop, covered parking with EV charging, and space for an RV or boat trailer.

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
1993
Property Condition
Resale
Number of Stories
3
Levels
Three Or More
Garage Spaces
1
Attached Garage
Yes
Parking
Attached / Driveway / Garage
Direction Faces
South
Lot Size (Acres)
0.14
Living Sq Ft
2,638
Total Sq Ft
4,504
Structure Type
House
Sewer
Private Sewer
Water Source
Public
Zoning
is

Interior Features

Appliances
Cooktop / Dryer / Dishwasher / Electric Cooktop / Disposal / Oven / Refrigerator / Washer
Cooling
Central Air / Ceiling Fans / Ductless / Heat Pump
Heating
Central / Heat Pump
Flooring
Laminate / Tile / Vinyl / Wood
Interior Features
Dual Sinks / Entrance Foyer / Kitchen Island / Tub Shower / Walk In Closets
Laundry
Washer Hookup / Inside
Main Level Bedrooms
2
Main Level Baths
2
Total Rooms
3

Exterior Features

Construction
Concrete
Roof
Metal
Lot Features
Less Than Quarter Acre
Waterfront
Yes
Waterfront Features
Canal Access / Canal Front / No Fixed Bridges / Ocean Access
View
Water

Community & HOA

Security
Smoke Detectors
Utilities
Cable Available / Electricity Available / Sewer Available / Water Connected
Pets Allowed
No Pet Restrictions / Yes
Financing Terms
Cash / Conventional / Other / Va Loan
Restrictions
No Restrictions / Ok To Lease
MLS Area
5940 - Other Florida County

Schools

Elementary School
Sugarloaf
Middle School
Sugarloaf
High School
Key West
Homes for Sale
1
Under Contract
0
Median List Price
$1,900,000
Median $/Sq Ft
$720
Avg Days on Market
0
View all 1 homes for sale in Cutthroat Harbor Estates 1st Add →
How do I schedule a tour of 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042?
Use the Tour button on this listing to request a showing of 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042 still available?
22925 JOHN AVERY Lane, Cudjoe Key, FL 33042 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042?
With 20% down ($380,000) on the $1,900,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042 is about $9,985/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042?
22925 JOHN AVERY Lane, Cudjoe Key, FL 33042 is zoned for Sugarloaf (elementary), Sugarloaf (middle), Key West (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042?
Often, yes. The right offer on 22925 JOHN AVERY Lane, Cudjoe Key, FL 33042 depends on how it's priced against comparable single family sales in Cudjoe Key, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Your Esquire Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$1,900,000

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Listed by Alisha Moriceau, Your Esquire Realty