Price Check
How this price compares
- List price
- $639,000
- Price per sq ft
- $913
- Original price
- Unchanged
- Days on market
- 75
This 2-bedroom single-family home is listed at $639,000, or $913 per square foot. It has been on the market for 75 days.
Estimated monthly payment
$3,358 /mo
Principal and interest only, based on $127,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $639,000
- Days on Site
- 75 Days
- Bedrooms
- 2
- Total Baths
- 1
- Full Baths
- 1
- Partial Baths
- 0
- Living Area
- 700 sqft
- Total Sq Ft
- 876 sqft
- Lot Size
- 0.07 Acres
- Year Built
- 1966
- Property Type
- Single Family
- MLS #
- A12051508
- Property Tax
- $3,727 (2025)
- Subdivision
- PIRATES COVE
- County
- Monroe
- Status
- Active
About This Property
Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship. From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint. Home is uniquely situated to give plenty of room for your cars and boat. Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Voluntary Boating Association with nominal fee of $250 per year. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance. This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1966
- Property Condition
- Updated Remodeled
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Boat / Driveway / Rv Access Parking
- Direction Faces
- Northwest
- Lot Size (Acres)
- 0.07
- Living Sq Ft
- 700
- Total Sq Ft
- 876
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- IS-M
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Built In Features / Pantry / Sitting Area In Primary / Separate Shower
Exterior Features
- Construction
- Block
- Roof
- Metal
- Exterior Features
- Outdoor Living Area
- Patio & Porch
- Patio / Porch
- View
- Garden
Community & HOA
- Association Amenities
- Boating / Clubhouse / Other
- Community Features
- Boat Facilities
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease / Rental Restriction
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Area
- Homes for Sale
- 157
- Median List Price
- $864,000
- Median $/Sq Ft
- $675
- Avg Days on Market
- 173
Frequently Asked Questions
- How do I schedule a tour of 32 Pirates Drive, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 32 Pirates Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 32 Pirates Drive, Key Largo, FL 33037 still available?
- 32 Pirates Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 75 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 32 Pirates Drive, Key Largo, FL 33037?
- With 20% down ($127,800) on the $639,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 32 Pirates Drive, Key Largo, FL 33037 is about $3,358/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 32 Pirates Drive, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 32 Pirates Drive, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 32 Pirates Drive, Key Largo, FL 33037?
- 32 Pirates Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 32 Pirates Drive, Key Largo, FL 33037?
- Often, yes. The right offer on 32 Pirates Drive, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of LoKation
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 19, 2026.
$639,000
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Listed by Susan Kay Holler, LoKation
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