How do I schedule a tour of 13 Pirates Drive, Key Largo, FL 33037?

Use the Tour button on this listing to request a showing of 13 Pirates Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 13 Pirates Drive, Key Largo, FL 33037 still available?

13 Pirates Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 13 Pirates Drive, Key Largo, FL 33037?

With 20% down ($129,800) on the $649,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13 Pirates Drive, Key Largo, FL 33037 is about $3,411/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 13 Pirates Drive, Key Largo, FL 33037?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13 Pirates Drive, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 13 Pirates Drive, Key Largo, FL 33037?

13 Pirates Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 13 Pirates Drive, Key Largo, FL 33037?

Often, yes. The right offer on 13 Pirates Drive, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

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$649,000

13 Pirates Drive

Key Largo, FL 33037

PIRATES COVE

Explore the area: Monroe County real estate

Price Check

How this price compares

List price: $649,000
Price per sq ft: $889
Original price: Unchanged
Days on market: 1

This 1-bedroom single-family home in Pirates Cove is listed at $649,000, or $889 per square foot. It has been on the market for 1 day.

Bedrooms

Bathrooms

730

Living Sq Ft

1953

Year Built

Estimated monthly payment

$3,411 /mo

Principal and interest only, based on $129,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $649,000
Days on Site: 1 Days
Bedrooms: 1
Total Baths: 2
Full Baths: 1
Partial Baths: 1
Living Area: 730 sqft
Total Sq Ft: 842 sqft
Lot Size: 0.36 Acres
Year Built: 1953
Property Type: Single Family
MLS #: A12121742
Property Tax: $6,523 (2026)
Subdivision: PIRATES COVE
County: Monroe
Status: Active
Special Conditions: Listed As Is

About This Property

Spread across FIVE lots, this magnificent, one-of-a-kind property offers a rare opportunity to embrace the laid-back Florida Keys lifestyle, where you can escape the hustle and bustle and disappear from all the noise of everyday life! Nestled on this expansive property sits a cozy 1 bedroom, 1.5 bathroom 700 sqft home, perfectly designed for those seeking peace, privacy, and simplicity. Just a stone's throw from the neighborhood beach, you can launch your kayaks, relax beneath a palm tree with your favorite book, or simply listen to the soothing sounds of the water gently splashing along the shoreline. Boating enthusiasts will love being just around the corner from the neighborhood boat ramp, making it easy to get out on the water whenever the mood strikes! Thoughtfully equipped with impact windows and a newer metal roof, this charming home offers both comfort and peace of mind. Inside, you'll find central air conditioning and a full kitchen complete with a gas stove. The jacuzzi and storage shed also convey with the property! With FIVE lots to spread out, there's plenty of room for your toys, boats, and outdoor living dreams. Whether you're looking for a peaceful full-time residence, a weekend escape, or your own private hideaway from the world, the possibilities here are endless. This is the kind of place where life slows down, the noise fades away, and you can truly enjoy everything that makes the Florida Keys so special!

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 1953
Number of Stories: 1
Levels: One
Garage Spaces: 0
Parking: Driveway / Guest
Direction Faces: West
Lot Size (Acres): 0.36
Living Sq Ft: 730
Total Sq Ft: 842
Sewer: Public Sewer
Water Source: Public
Zoning: IS-M

Interior Features

Appliances: Dryer / Gas Range / Oven / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Tile
Interior Features: Main Level Primary
Total Rooms: 1

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Aluminum
Exterior Features: Barbecue / Outdoor Living Area / Outdoor Shower / Porch
Patio & Porch: Porch / Screened
Lot Features: Quarter To Half Acre Lot

Community & HOA

Association Amenities: Spa Hot Tub
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Ok To Lease / Rental Restriction
MLS Area: 5940 - Other Florida County

Schools

Elementary School: Key Largo
Middle School: Key Largo
High School: Coral Shores

About the Community

Pirates Cove

View Community Details →

Homes for Sale: 3
Under Contract: 0
Median List Price: $644,000
Median $/Sq Ft: $901
Avg Days on Market: 78

View all 3 homes for sale in Pirates Cove →

Frequently Asked Questions

How do I schedule a tour of 13 Pirates Drive, Key Largo, FL 33037?: Use the Tour button on this listing to request a showing of 13 Pirates Drive, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 13 Pirates Drive, Key Largo, FL 33037 still available?: 13 Pirates Drive, Key Largo, FL 33037 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 13 Pirates Drive, Key Largo, FL 33037?: With 20% down ($129,800) on the $649,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13 Pirates Drive, Key Largo, FL 33037 is about $3,411/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 13 Pirates Drive, Key Largo, FL 33037?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13 Pirates Drive, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 13 Pirates Drive, Key Largo, FL 33037?: 13 Pirates Drive, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 13 Pirates Drive, Key Largo, FL 33037?: Often, yes. The right offer on 13 Pirates Drive, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of RE/MAX All Keys Real Estate

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$649,000