$1,199,000
3544 Ruby Avenue
St James City, FL 33956
BAYVIEW ACRES
Explore the area: Lee County real estate
Price Check
How this price compares
- List price
- $1,199,000
- Price per sq ft
- N/A
- Original price
- $1,224,000
- Days on market
- 56
This 4-bedroom single-family home is listed at $1,199,000. The asking price has come down 2% from its original $1,224,000. It has been on the market for 56 days.
Estimated monthly payment
$6,301 /mo
Principal and interest only, based on $239,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $1,199,000
- Days on Site
- 56 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Year Built
- 1993
- Property Type
- Single Family
- MLS #
- A12111574
- Property Tax
- $15,418 (2025)
- Subdivision
- BAYVIEW ACRES
- County
- Lee
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1993
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 3
- Parking
- Covered / Garage / Golf Cart Garage / Garage Door Opener
- Direction Faces
- West
- Sewer
- Septic Tank
- Water Source
- Public
- Zoning
- RS-1
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Ceramic Tile / Wood
- Interior Features
- Main Level Primary / Split Bedrooms / Storage / Separate Shower / Upper Level Primary / Walk In Closets
- Total Rooms
- 3
Exterior Features
- Construction
- Block
- Roof
- Metal
- Exterior Features
- Lighting / Outdoor Living Area / Porch
- Private Pool
- Yes
- Pool Features
- Heated
- Patio & Porch
- Deck / Patio / Porch / Screened
- Lot Features
- Fruit Trees / Quarter To Half Acre Lot
- Waterfront
- Yes
- Waterfront Features
- Canal Front / No Fixed Bridges / Ocean Access / Point Lot
- Frontage
- Waterfront
- Frontage Length
- 188.00 ft
- View
- Canal / Water
Community & HOA
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- No Restrictions
- MLS Area
- 5940 - Other Florida County
About the Area
- Homes for Sale
- 7
- Under Contract
- 0
- Median List Price
- $447,900
- Median $/Sq Ft
- $332
- Avg Days on Market
- 108
Frequently Asked Questions
- How do I schedule a tour of 3544 Ruby Avenue, St. James City, FL 33956?
- Use the Tour button on this listing to request a showing of 3544 Ruby Avenue, St. James City, FL 33956. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 3544 Ruby Avenue, St. James City, FL 33956 still available?
- 3544 Ruby Avenue, St. James City, FL 33956 is currently listed as Active, and has been on the market 56 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 3544 Ruby Avenue, St. James City, FL 33956?
- With 20% down ($239,800) on the $1,199,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3544 Ruby Avenue, St. James City, FL 33956 is about $6,301/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 3544 Ruby Avenue, St. James City, FL 33956?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3544 Ruby Avenue, St. James City, FL 33956. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Can I negotiate the price of 3544 Ruby Avenue, St. James City, FL 33956?
- Often, yes. The right offer on 3544 Ruby Avenue, St. James City, FL 33956 depends on how it's priced against comparable single family sales in St James City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Charles Rutenberg Realty FTL
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$1,199,000
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Listed by Lisa Marcet, Charles Rutenberg Realty FTL
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