$39,500
394 ROYAL TERN Way
Carrabelle, FL 32322
ST JAMES BAY
Explore the area: Franklin County real estate
Price Check
How this price compares
- List price
- $39,500
- Price per sq ft
- N/A
- Original price
- Unchanged
- Days on market
- N/A
This lot is listed at $39,500.
Estimated monthly payment
$208 /mo
Principal and interest only, based on $7,900 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $39,500
- Days on Site
- 0 Days
- Bedrooms
- 0
- Total Baths
- 0
- Lot Size
- 0.23 Acres
- Property Type
- Land
- MLS #
- B26094033
- Property Tax
- $274 (2025)
- HOA Fees
- $120 / Quarterly
- Subdivision
- ST JAMES BAY
- County
- Franklin
- Status
- Active
- Special Conditions
- Standard
About This Property
COASTAL OPPORTUNITY IN ST. JAMES BAY! Discover the opportunity to create your own coastal retreat on this approximately 0.23-acre property in the desirable St. James Bay community of Carrabelle. Located in the peaceful Thomas Bay area, this property offers convenient access to the Gulf, beautiful beaches, boating, fishing, marinas, and boat ramps. Property owners enjoy access to community amenities including a swimming pool, tennis courts, pickleball courts, fitness facility, and Bayside area with a fishing pier, picnic tables, and firepit. Golf enthusiasts will appreciate St. James Bay Golf Course, a public course with no membership required. Public water and public sewer are available, with electricity available at the property. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers an excellent chance to enjoy Florida's Forgotten Coast. Owner financing may be available. Buyer to verify all building requirements, utilities, restrictions, and intended use with the appropriate governing authorities and HOA.
MLS media linkGeneral Features
- Property Type
- Land
- Status
- Active
- Lot Size (Acres)
- 0.23
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- St. James PUD
Interior Features
- Interior Features
- Bar
Exterior Features
- Pool Features
- Association
- Lot Features
- Less Than Quarter Acre
Community & HOA
- HOA Fee
- $120 / Quarterly
- HOA Name
- St. James Bay Property Owners
- HOA Includes
- Common Areas
- Association Amenities
- Boating / Clubhouse / Fitness Center / Maintenance / Picnic Area / Pier / Park / Pool / Parking / Restaurant / Storage / Sidewalks / Tennis Courts / Trails
- Community Features
- Home Owners Association / Boat Facilities / Street Lights
- Utilities
- Electricity Available
- Financing Terms
- Cash / Private Financing Available
- MLS Area
- 5940 - Other Florida County
Frequently Asked Questions
- How do I schedule a tour of 394 ROYAL TERN Way, Carrabelle, FL 32322?
- Use the Tour button on this listing to request a showing of 394 ROYAL TERN Way, Carrabelle, FL 32322. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 394 ROYAL TERN Way, Carrabelle, FL 32322 still available?
- 394 ROYAL TERN Way, Carrabelle, FL 32322 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 394 ROYAL TERN Way, Carrabelle, FL 32322?
- With 20% down ($7,900) on the $39,500 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 394 ROYAL TERN Way, Carrabelle, FL 32322 is about $208/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 394 ROYAL TERN Way, Carrabelle, FL 32322?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 394 ROYAL TERN Way, Carrabelle, FL 32322. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 394 ROYAL TERN Way, Carrabelle, FL 32322 have an HOA fee?
- Yes: 394 ROYAL TERN Way, Carrabelle, FL 32322 carries an HOA fee of about $120 quarterly (St. James Bay Property Owners). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 394 ROYAL TERN Way, Carrabelle, FL 32322?
- Often, yes. The right offer on 394 ROYAL TERN Way, Carrabelle, FL 32322 depends on how it's priced against comparable land sales in Carrabelle, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of American Realty of PSL LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$39,500
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Listed by Daniel Castaneda, American Realty of PSL LLC
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