How do I schedule a tour of 4334 U.S. 441 20, Okeechobee, FL 34974?

Use the Tour button on this listing to request a showing of 4334 U.S. 441 20, Okeechobee, FL 34974. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 4334 U.S. 441 20, Okeechobee, FL 34974 still available?

4334 U.S. 441 20, Okeechobee, FL 34974 is currently listed as Active, and has been on the market 56 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 4334 U.S. 441 20, Okeechobee, FL 34974?

With 20% down ($55,800) on the $279,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4334 U.S. 441 20, Okeechobee, FL 34974 is about $1,466/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 4334 U.S. 441 20, Okeechobee, FL 34974?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4334 U.S. 441 20, Okeechobee, FL 34974. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 4334 U.S. 441 20, Okeechobee, FL 34974 have an HOA fee?

Yes: 4334 U.S. 441 20, Okeechobee, FL 34974 carries an HOA fee of about $1,869 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 4334 U.S. 441 20, Okeechobee, FL 34974?

4334 U.S. 441 20, Okeechobee, FL 34974 is zoned for Everglades (Okeechobee) (elementary), Osceola (middle). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 4334 U.S. 441 20, Okeechobee, FL 34974?

Often, yes. The right offer on 4334 U.S. 441 20, Okeechobee, FL 34974 depends on how it's priced against comparable single family sales in Okeechobee, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

56 Days on Market

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$279,000

4334 U.S. 441 20

Okeechobee, FL 34974

Cottages At The Lake

Explore the area: Okeechobee homes for sale · Okeechobee County real estate

Price Check

How this price compares

List price: $279,000
Price per sq ft: $186
Vs. nearby sales: 4.1% below
Days on market: 56

This 2-bedroom single-family home in ZIP 34974 is listed at $279,000, or $186 per square foot. It has been on the market for 56 days. The 5 most recent single-family home sales in the closings shown below sold at a median of $194 per square foot, so the asking price is 4.1% below what comparable homes here actually sold for.

Bedrooms

Bathrooms

1,504

Living Sq Ft

2006

Year Built

Estimated monthly payment

$1,466 /mo

Principal and interest only, based on $55,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $279,000
Days on Site: 56 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,504 sqft
Total Sq Ft: 1,848 sqft
Year Built: 2006
Property Type: Single Family
MLS #: B26066078
Property Tax: $3,159 (2025)
HOA Fees: $1,869 / Quarterly
Subdivision: Cottages At The Lake
County: Okeechobee
Status: Active
Special Conditions: Standard

About This Property

Charming Waterfront Cottage on the Rim Canal — Lake Okeechobee Access| beautifully renovated 2-bedroom, 2-bath cottage sits along the rim canal of Lake Okeechobee with direct lake access. Fully remodeled in 2022, the updated kitchen features marble countertops and stainless steel appliances. Stunning French doors frame panoramic water views and gorgeous sunsets. The loft area offers flexibility as a THIRD BEDROOM or home office. Your private boat dock is included . A durable metal roof, wood frame build with hardy board on exterior, water, trash, and professional property management are all included. Conveniently located with easy access to Florida's East Coast. Waterfront living at its finest, bring your boat — don't miss it.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 2006
Property Condition: Resale
Number of Stories: 2
Levels: Two
Parking: Concrete / Covered / Carport / Detached Carport
Direction Faces: North
Lot Size (Acres): 0
Living Sq Ft: 1,504
Total Sq Ft: 1,848
Structure Type: House
Sewer: Septic Tank
Water Source: Public
Zoning: (RG)

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Freezer / Disposal / Oven / Refrigerator / Wine Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Engineered Hardwood
Interior Features: Kitchen Island / Multiple Primary Suites / Storage / Vaulted Ceilings / Bar
Main Level Bedrooms: 1
Main Level Baths: 1
Total Rooms: 3

Exterior Features

Construction: Other / Wood Frame
Roof: Aluminum
Lot Features: Sprinkler System
Waterfront: Yes
Waterfront Features: Canal Access / Canal Front / Lake Privileges

Community & HOA

HOA Fee: $1,869 / Quarterly
HOA Includes: Common Areas / Insurance / Maintenance Grounds / Trash / Water
Association Amenities: Clubhouse / Maintenance Grounds / Parking / Sidewalks
Utilities: Cable Available / Electricity Connected / Water Available
Pets Allowed: Breed Restrictions / Yes
Financing Terms: Cash / Conventional
Restrictions: Limited Number Vehicles / No Rv / Ok To Lease
MLS Area: 6220 - SE County (OK)

Schools

Elementary School: Everglades (Okeechobee)
Middle School: Osceola

About the Community

Cottages At The Lake

View Community Details →

Homes for Sale: 1
Under Contract: 1
Median List Price: $279,000
Median $/Sq Ft: $186
Avg Days on Market: 56

View all 1 homes for sale in Cottages At The Lake →

Frequently Asked Questions

How do I schedule a tour of 4334 U.S. 441 20, Okeechobee, FL 34974?: Use the Tour button on this listing to request a showing of 4334 U.S. 441 20, Okeechobee, FL 34974. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 4334 U.S. 441 20, Okeechobee, FL 34974 still available?: 4334 U.S. 441 20, Okeechobee, FL 34974 is currently listed as Active, and has been on the market 56 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 4334 U.S. 441 20, Okeechobee, FL 34974?: With 20% down ($55,800) on the $279,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4334 U.S. 441 20, Okeechobee, FL 34974 is about $1,466/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 4334 U.S. 441 20, Okeechobee, FL 34974?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4334 U.S. 441 20, Okeechobee, FL 34974. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 4334 U.S. 441 20, Okeechobee, FL 34974 have an HOA fee?: Yes: 4334 U.S. 441 20, Okeechobee, FL 34974 carries an HOA fee of about $1,869 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 4334 U.S. 441 20, Okeechobee, FL 34974?: 4334 U.S. 441 20, Okeechobee, FL 34974 is zoned for Everglades (Okeechobee) (elementary), Osceola (middle). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 4334 U.S. 441 20, Okeechobee, FL 34974?: Often, yes. The right offer on 4334 U.S. 441 20, Okeechobee, FL 34974 depends on how it's priced against comparable single family sales in Okeechobee, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$279,000

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Listed by Samantha Saucedo, Illustrated Properties

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Cities in Okeechobee County

Okeechobee Homes for Sale$279,450

Zip Codes in Okeechobee County

34972 Homes for Sale$357,900 34974 Homes for Sale$225,000

Property Types

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Recently sold homes in ZIP 34974

These are the last 6 recorded closings in ZIP 34974, with the price each home actually sold for rather than what it was listed at. They closed at a median of $194 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.