$889,000
46 Sadowski Causeway
Key Colony Beach, FL
MARINA SUBD NO 2
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $889,000
- Price per sq ft
- $912
- Original price
- $895,000
- Days on market
- 65
This 2-bedroom multi-family property is listed at $889,000, or $912 per square foot. The asking price has come down 0.7% from its original $895,000. It has been on the market for 65 days.
Estimated monthly payment
$4,672 /mo
Principal and interest only, based on $177,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $889,000
- Days on Site
- 65 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 975 sqft
- Total Sq Ft
- 2,296 sqft
- Lot Size
- 0.05 Acres
- Year Built
- 2002
- Property Type
- Multi-Family
- MLS #
- A12056491
- Property Tax
- $4,141 (2025)
- Subdivision
- MARINA SUBD NO 2
- County
- Monroe
- Status
- Active
About This Property
2BD/2BA waterfront half-duplex in Key Colony Beach, offering impressive water views from both the front and back of the home. Stilted concrete construction, metal roof and impact windows make the insurances extremely affordable. Wake up to glowing sunrises over the water and wind down with color-soaked Keys sunsets from your private balconies perfect for morning coffee, sunset cocktails, and effortless indoor-outdoor living. A deep-water pier-style dock accommodates boats up to 40 ft giving you instant access to world-class fishing, diving, and boating. Designed for adventure and convenience, the property includes parking for up to 3 vehicles, 2 covered spaces beneath the home and an additional uncovered driveway space ideal for extra parking or a boat trailer. A dedicated tackle room keeps gear organized and ready for your next trip offshore. Everything you love about Key Colony Beach is within easy walking distance, Sunset Park for oceanfront strolls and nightly sunsets, the Key Colony Beach Golf Course, tennis and pickleball courts, the Cabana Club with oceanfront pool and beach access (membership-based), and the Key Colony Beach Marina. Restaurants, walking paths, and the island's friendly, laid-back atmosphere are all right at your doorstep. With 7-day rentals permitted, this property offers excellent vacation-rental potential in one of the most desirable waterfront, boating communities in the Middle Keys. A bright, breezy coastal escape and always a pleasure to show.
MLS media linkGeneral Features
- Property Type
- Multi-Family
- Status
- Active
- Year Built
- 2002
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Attached Carport / Covered / Carport / Driveway / Golf Cart Garage
- Direction Faces
- West
- Lot Size (Acres)
- 0.05
- Living Sq Ft
- 975
- Total Sq Ft
- 2,296
- Structure Type
- Duplex
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- RM
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Eat In Kitchen / Kitchen Dining Combo / Living Dining Room / Storage / Separate Shower / Tub Shower
- Windows
- Blinds
Exterior Features
- Construction
- Block
- Roof
- Metal
- Exterior Features
- Balcony / Outdoor Living Area
- Patio & Porch
- Open / Patio / Porch / Balcony
- Waterfront
- Yes
- Waterfront Features
- Canal Front / Ocean Access
- Frontage
- Waterfront
- Frontage Length
- 30.00 ft
- View
- Canal / Ocean
Community & HOA
- Association Amenities
- Sidewalks / Tennis Courts
- Community Features
- Street Lights
- Utilities
- Sewer Available
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Stanley Switlik
- Middle School
- Marathon
- High School
- Coral Shores
About the Area
- Homes for Sale
- 9
- Under Contract
- 0
- Median List Price
- $869,000
- Median $/Sq Ft
- $884
- Avg Days on Market
- 134
Frequently Asked Questions
- How do I schedule a tour of 46 Sadowski Causeway, Key Colony Beach, FL 33051?
- Use the Tour button on this listing to request a showing of 46 Sadowski Causeway, Key Colony Beach, FL 33051. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 46 Sadowski Causeway, Key Colony Beach, FL 33051 still available?
- 46 Sadowski Causeway, Key Colony Beach, FL 33051 is currently listed as Active, and has been on the market 65 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 46 Sadowski Causeway, Key Colony Beach, FL 33051?
- With 20% down ($177,800) on the $889,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 46 Sadowski Causeway, Key Colony Beach, FL 33051 is about $4,672/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 46 Sadowski Causeway, Key Colony Beach, FL 33051?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 46 Sadowski Causeway, Key Colony Beach, FL 33051. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 46 Sadowski Causeway, Key Colony Beach, FL 33051?
- 46 Sadowski Causeway, Key Colony Beach, FL 33051 is zoned for Stanley Switlik (elementary), Marathon (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 46 Sadowski Causeway, Key Colony Beach, FL 33051?
- Often, yes. The right offer on 46 Sadowski Causeway, Key Colony Beach, FL 33051 depends on how it's priced against comparable multi-family sales in Key Colony Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Ocean Sotheby's International
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 23, 2026.
$889,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Jo Ann Cook, Ocean Sotheby's International
Map & Location
Property Types


