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5040 Harmony Circle 305, Vero Beach, FL 32967
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1 Day on Market
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$187,000

5040 Harmony Circle 305

Vero Beach, FL 32967

HARMONY ISLAND

Explore the area: Vero Beach homes for sale · Indian River County real estate

How this price compares

List price
$187,000
Price per sq ft
$215
Vs. nearby sales
12% above
Days on market
1

This 1-bedroom condo in Harmony Island is listed at $187,000, or $215 per square foot. It has been on the market for 1 day. The 3 most recent condo sales in the closings shown below sold at a median of $192 per square foot, so the asking price is 12% above what comparable homes here actually sold for.

1
Bedrooms
2
Bathrooms
871
Living Sq Ft
1988
Year Built

Estimated monthly payment

$983 /mo

Principal and interest only, based on $37,400 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price
$187,000
Days on Site
1 Days
Bedrooms
1
Total Baths
2
Full Baths
1
Partial Baths
1
Living Area
871 sqft
Total Sq Ft
871 sqft
Year Built
1988
Property Type
Condo
MLS #
B26080904
Property Tax
$1,757 (2025)
HOA Fees
$3,609 / Quarterly
Subdivision
HARMONY ISLAND
Development
Grand Harbor
County
Indian River
Status
Active
Special Conditions
Standard / Listed As Is

About This Property

You know what they say about location & this darling 1 bedroom, 1.5 bath Harmony Island, 3rd floor end unit has it all! Glorious views of the 18th hole; steps to the community pool and elevator; no unit above you so you get tons of light but no direct sun; even covered parking & extra storage room. Re-piping already done with new carpeting in the bedroom and fresh wall paint throughout. What better way to get into and start experiencing the Grand Harbor resort lifestyle, where memberships can provide access to award winning golf & tennis. Some updates done but ready for your personal touch.

MLS media link

General Features

Property Type
Condo
Status
Active
Year Built
1988
Property Condition
Resale
Number of Stories
1
Levels
Three Or More
Parking
Assigned / Carport / Detached Carport / Deeded
Direction Faces
North
Lot Size (Acres)
0
Living Sq Ft
871
Total Sq Ft
871
Structure Type
Multi Family
Sewer
Public Sewer
Water Source
Public
Zoning
Res

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Disposal / Microwave / Refrigerator / Washer
Cooling
Central Air
Heating
Central / Electric / Individual
Flooring
Carpet / Clay
Interior Features
Dual Sinks / Entrance Foyer / Garden Tub Roman Tub / Living Dining Room / Tub Shower / Walk In Closets
Laundry
In Unit / Washer Dryer Install Allowed
Windows
Metal / Single Hung
Main Level Bedrooms
1
Main Level Baths
1
Total Rooms
5

Exterior Features

Construction
Frame / Concrete / Stucco
Roof
Barrel / Tile
Architectural Style
Mediterranean
Pool Features
Heated
View
Golf Course

Community & HOA

HOA Fee
$3,609 / Quarterly
HOA Name
Harmony Island
HOA Includes
Common Areas / Insurance / Maintenance Structure / Reserve Fund / Sewer / Trash / Water
Association Amenities
Gated / Maintenance / Pool / Parking / Security / Sidewalks / Elevators
Community Features
Gated / Street Lights
Security
Security Gate / Gated Community
Utilities
Cable Available / Electricity Connected / Natural Gas Not Available / Phone Available / Sewer Connected / Underground Utilities / Water Connected
Pets Allowed
Breed Restrictions / Number Limit / Yes
Financing Terms
Cash / Conventional
Restrictions
Buyer Approval Required / Limited Number Vehicles / No Boats / No Commercial Vehicles / No Motorcycles / No Rv / No Truck / No Trailer Parking / Other Restrictions / Ok To Lease
MLS Area
6331 - County Central (IR)

This home's HOA fee works out to $1,203 a month, 12% above the $1,070 median across 5 homes for sale in Harmony Island. See Harmony Island HOA fees

Schools

Elementary School
Beachland
Middle School
Gifford
High School
Vero Beach
Homes for Sale
5
Under Contract
0
Median List Price
$325,000
Median $/Sq Ft
$235
Avg Days on Market
48
View all 5 homes for sale in Harmony Island →
How do I schedule a tour of 5040 Harmony Circle 305, Vero Beach, FL 32967?
Use the Tour button on this listing to request a showing of 5040 Harmony Circle 305, Vero Beach, FL 32967. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5040 Harmony Circle 305, Vero Beach, FL 32967 still available?
5040 Harmony Circle 305, Vero Beach, FL 32967 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5040 Harmony Circle 305, Vero Beach, FL 32967?
With 20% down ($37,400) on the $187,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5040 Harmony Circle 305, Vero Beach, FL 32967 is about $983/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5040 Harmony Circle 305, Vero Beach, FL 32967?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5040 Harmony Circle 305, Vero Beach, FL 32967. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5040 Harmony Circle 305, Vero Beach, FL 32967 have an HOA fee?
Yes: 5040 Harmony Circle 305, Vero Beach, FL 32967 carries an HOA fee of about $3,609 quarterly (Harmony Island). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 5040 Harmony Circle 305, Vero Beach, FL 32967?
5040 Harmony Circle 305, Vero Beach, FL 32967 is zoned for Beachland (elementary), Gifford (middle), Vero Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 5040 Harmony Circle 305, Vero Beach, FL 32967?
Often, yes. The right offer on 5040 Harmony Circle 305, Vero Beach, FL 32967 depends on how it's priced against comparable condo sales in Vero Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Custom Real Estate Srvcs IRC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$187,000

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Listed by Lauren W Connolly, Custom Real Estate Srvcs IRC

Recently sold homes in Harmony Island

These are the last 3 recorded closings in Harmony Island, with the price each home actually sold for rather than what it was listed at. They closed at a median of $192 per square foot. The most recent closed on April 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

See every recorded sale in Harmony Island or find out what your Harmony Island home is worth.

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