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5440 Lugo Street, Fort Pierce, FL 34951
Sold
118 Days on Market
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$405,000

Sold · March 31, 2026

5440 Lugo Street

Fort Pierce, FL 34951

WATERSTONE PHASE ONE

Explore the area: Fort Pierce homes for sale · St Lucie County real estate

What this home sold for

Sold price
$405,000
Vs. list price
2.4% under
Days on market
118
Price per sq ft
$202

This 4-bedroom single-family home in Waterstone Phase One sold for $405,000 on March 31, 2026. That was 2.4% below its final list price of $415,000. It first came on the market at $419,000, so the price was adjusted before it sold. It spent 118 days on the market. At $202 per square foot, it closed in line with the $200 median of the 6 other single-family home sales in the recent closings shown below.

4
Bedrooms
2
Bathrooms
2,002
Living Sq Ft
2022
Year Built

Listing Snapshot

Sold Price
$405,000
Sold On
March 31, 2026
Days on Site
118 Days
Bedrooms
4
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
2,002 sqft
Total Sq Ft
2,994 sqft
Lot Size
0.17 Acres
Year Built
2022
Property Type
Single Family
MLS #
R11136026
Property Tax
$7,115 (2025)
HOA Fees
$12 / Monthly
Subdivision
WATERSTONE PHASE ONE
County
St Lucie
Status
Sold

About This Property

Fully furnished and turnkey! This beautifully 2022-built waterfront home features an oversized 3-car insulated garage with keypad access, new LG appliances, vaulted ceilings, new blinds, and an updated walk-in shower. Enjoy a deeper kitchen sink with under-cabinet lighting and a screened patio overlooking the water—perfect for relaxing or entertaining. Move-in ready with every detail done—just bring your suitcase!

Virtual Tour

General Features

Property Type
Single Family
Status
Sold
Year Built
2022
Property Condition
Resale
Number of Stories
1
Levels
One
Garage Spaces
3
Parking
Garage
Direction Faces
Northwest
Lot Size (Acres)
0.17
Living Sq Ft
2,002
Total Sq Ft
2,994
Zoning
Planne

Interior Features

Appliances
Cooktop / Dryer / Dishwasher / Microwave / Refrigerator / Washer
Cooling
Central Air / Electric
Heating
Central / Electric
Flooring
Carpet
Interior Features
Bathtub / Cathedral Ceilings / Dual Sinks / Kitchen Island / Split Bedrooms / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry
Inside
Main Level Bedrooms
4
Main Level Baths
2
Furnished
Unfurnished

Exterior Features

Construction
Block / Concrete
Pool Features
Association
Lot Features
Less Than Quarter Acre
Waterfront
Yes
Waterfront Features
Lake Front / Pond

Community & HOA

HOA Fee
$12 / Monthly
Association Amenities
Clubhouse / Picnic Area / Pickleball / Pool
Community Features
Home Owners Association
Utilities
Cable Available / Water Available
Pets Allowed
Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Other Restrictions
MLS Area
7040

Schools

Elementary School
Weatherbee
Middle School
Dan Mccarty
High School
Fort Pierce Westwood Academy

Waterstone is a waterfront community in Fort Pierce, St. Lucie County, Florida. Active listings are priced from $371,900 to $391,000. Homes were built between 2023 and 2026. Pure Equity lists homes in Waterstone and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
29
Under Contract
7
Median List Price
$375,000
Median Sale Price (September)
$342,500
Median $/Sq Ft
$200
Avg Days on Market
121
View all 29 homes for sale in Waterstone →
How do I schedule a tour of 5440 Lugo Street, Fort Pierce, FL 34951?
Use the Tour button on this listing to request a showing of 5440 Lugo Street, Fort Pierce, FL 34951. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5440 Lugo Street, Fort Pierce, FL 34951 still available?
5440 Lugo Street, Fort Pierce, FL 34951 is currently listed as Sold, and has been on the market 118 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5440 Lugo Street, Fort Pierce, FL 34951?
With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5440 Lugo Street, Fort Pierce, FL 34951 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5440 Lugo Street, Fort Pierce, FL 34951?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5440 Lugo Street, Fort Pierce, FL 34951. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5440 Lugo Street, Fort Pierce, FL 34951 have an HOA fee?
Yes: 5440 Lugo Street, Fort Pierce, FL 34951 carries an HOA fee of about $12 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 5440 Lugo Street, Fort Pierce, FL 34951?
5440 Lugo Street, Fort Pierce, FL 34951 is zoned for Weatherbee (elementary), Dan Mccarty (middle), Fort Pierce Westwood Academy (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 5440 Lugo Street, Fort Pierce, FL 34951?
Often, yes. The right offer on 5440 Lugo Street, Fort Pierce, FL 34951 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of LPT Realty, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

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Listed by Anthony Fulcher, LPT Realty, LLC

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