Price Check
How this price compares
- List price
- $1,190,000
- Price per sq ft
- $912
- Original price
- Unchanged
- Days on market
- 80
This 5-bedroom single-family home in South Creek Village is listed at $1,190,000, or $912 per square foot. It has been on the market for 80 days.
Estimated monthly payment
$6,254 /mo
Principal and interest only, based on $238,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $1,190,000
- Days on Site
- 80 Days
- Bedrooms
- 5
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 1,305 sqft
- Total Sq Ft
- 2,798 sqft
- Lot Size
- 0.11 Acres
- Year Built
- 2021
- Property Type
- Single Family
- MLS #
- A12114289
- Property Tax
- $6,434 (2025)
- HOA Fees
- $250 / Annually
- Subdivision
- SOUTH CREEK VILLAGE
- County
- Monroe
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2021
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 0
- Parking
- Attached Carport / Boat / Carport / Golf Cart Garage / Guest / Rv Access Parking
- Direction Faces
- North
- Lot Size (Acres)
- 0.11
- Living Sq Ft
- 1,305
- Total Sq Ft
- 2,798
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- IS-M
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Eat In Kitchen / Kitchen Dining Combo / Main Level Primary / Separate Shower
- Windows
- Plantation Shutters
- Total Rooms
- 1
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Metal
- Exterior Features
- Outdoor Living Area
- Patio & Porch
- Porch
- View
- Other
Community & HOA
- HOA Fee
- $250 / Annually
- Association Amenities
- Boating
- Community Features
- Boat Facilities
- Security
- Fire Alarm
- Pets Allowed
- Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Dock Restrictions / See Remarks
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Community
- Homes for Sale
- 2
- Under Contract
- 0
- Median List Price
- $979,500
- Median $/Sq Ft
- $754
- Avg Days on Market
- 58
Frequently Asked Questions
- How do I schedule a tour of 646 Cabrera Street, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 646 Cabrera Street, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 646 Cabrera Street, Key Largo, FL 33037 still available?
- 646 Cabrera Street, Key Largo, FL 33037 is currently listed as Active, and has been on the market 80 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 646 Cabrera Street, Key Largo, FL 33037?
- With 20% down ($238,000) on the $1,190,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 646 Cabrera Street, Key Largo, FL 33037 is about $6,254/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 646 Cabrera Street, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 646 Cabrera Street, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 646 Cabrera Street, Key Largo, FL 33037 have an HOA fee?
- Yes: 646 Cabrera Street, Key Largo, FL 33037 carries an HOA fee of about $250 annually. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 646 Cabrera Street, Key Largo, FL 33037?
- 646 Cabrera Street, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 646 Cabrera Street, Key Largo, FL 33037?
- Often, yes. The right offer on 646 Cabrera Street, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Ocean Sothebys Intl Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$1,190,000
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Listed by Michaela Marie Walters, Ocean Sothebys Intl Realty
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